Caloric vstblr test w/rec at Atrium Health Mercy

2001 Vail Ave, Charlotte, NC · Atrium Health · · NPI 1376985135

Source: hospital's published price file ↗ · Published Dec 4, 2025 · Ingested Aug 12, 2026

$82.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$164.80

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5.61 with Cigna Healthspring vs $517.57 with Molina — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna Healthspring Medicare Advantage $5.61 ↓ -93%
Humana Medicare Advantage $5.72 ↓ -93%
Aetna Medicare Advantage $5.81 ↓ -93%
United Healthcare Medicare Advantage $5.82 ↓ -93%
Ortho Carolina Commercial $7.01 ↓ -91%
Partners Managed Medicaid $13.49 ↓ -84%
Vaya Managed Medicaid $13.62 ↓ -83%
Wellcare Managed Medicaid $13.62 ↓ -83%
United Healthcare Managed Medicaid $13.62 ↓ -83%
Amerihealth Caritas Managed Medicaid $13.62 ↓ -83%
Healthy Blue Managed Medicaid $13.62 ↓ -83%
Carolina Complete Health Managed Medicaid $13.62 ↓ -83%
Trillium Managed Medicaid $13.62 ↓ -83%
Alliance Managed Medicaid $13.76 ↓ -83%
Alliance Behavioral Health $36.29 ↓ -56%
Aetna Connected North Carolina Individual HMO $43.67 ↓ -47%
Ambetter CoBranded Commercial $47.87 ↓ -42%
Blue Cross Blue Shield of North Carolina Local Individual Commercial $54.47 ↓ -34%
Blue Cross Blue Shield of North Carolina Local Group Commercial $54.78 ↓ -34%
Aetna Whole Health HMO $56.36 ↓ -32%
Ambetter Individual Commercial $59.82 ↓ -27%
United Healthcare IEX Commercial $66.25 ↓ -20%
Aetna North Carolina Preferred Plus Commercial $67.07 ↓ -19%
Cigna Commercial NB $71.36 ↓ -13%
Blue Cross Blue Shield of North Carolina HMO-PPO Managed Care $72.08 ↓ -13%
Employers Health Network Commercial $72.84 ↓ -12%
United Healthcare HMO-PPO Managed Care $74.65 ↓ -9%
Aetna Broad Network $75.48 ↓ -8%
MedCost Ultra $80.75 ↓ -2%
Physician Reach Out Plan P $82.40 ↑ +0%
Cigna HMO-PPO Managed Care $85.37 ↑ +4%
MedCost PPO $95.75 ↑ +16%
Magellan Behavioral Health $98.88 ↑ +20%
Aetna First Health Commercial $100.53 ↑ +22%
GMMI Commercial $107.12 ↑ +30%
Quik Trip Commercial $107.12 ↑ +30%
Cigna Commercial SAR $111.24 ↑ +35%
Carolina Behavioral Health Employee Plan $118.66 ↑ +44%
ChoiceCare Commercial $118.66 ↑ +44%
Healthgram Commercial $131.84 ↑ +60%
Carolina Behavioral Health Commercial $131.84 ↑ +60%
Cigna Behavioral Health $131.84 ↑ +60%
Provider Select Commercial $133.49 ↑ +62%
Lifesynch Community Choice Care Behavioral Health $135.14 ↑ +64%
Private Health Care Systems Commercial $135.14 ↑ +64%
First Health Commercial $136.78 ↑ +66%
Beechstreet Commercial $148.32 ↑ +80%
Multiplan Commercial $151.62 ↑ +84%
Molina Managed Medicaid $517.57 ↑ +528%
Physician Reach Out Plan H not published by hospital
Broughton Cardinal Partners Commercial not published by hospital

Visitor-reported prices

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Caloric vstblr test w/rec at other North-carolina hospitals

Hospital City Cash price Negotiated range
Atrium Health Behavioral Health Charlotte Charlotte $82.40 $5.61 – $145.02
Atrium Health Pineville Charlotte $82.40 $5.61 – $151.62
Atrium Health University City Charlotte $82.40 $5.61 – $151.62
Atrium Health Carolinas Medical Center Charlotte $82.40 $5.61 – $517.57
Carolinas Rehabilitation Charlotte Charlotte $82.40 $5.61 – $151.62
Atrium Health Anson Wadesboro $82.40 $5.61 – $156.56
Atrium Health Cabarrus Concord $82.40 $5.61 – $156.56
Atrium Health Cleveland Shelby $82.40 $5.61 – $156.56

All North-carolina hospitals for this procedure →