Brace m arm board at Atrium Health Mercy

2001 Vail Ave, Charlotte, NC · Atrium Health · · NPI 1376985135

Source: hospital's published price file ↗ · Published Dec 4, 2025 · Ingested Aug 12, 2026

$7.43

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$14.85

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$1.87 with Blue Cross Blue Shield of North Carolina vs $344.60 with Ortho Carolina — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of North Carolina Local Individual Commercial $1.87 ↓ -75%
Amerihealth Caritas Managed Medicaid $2.27 ↓ -69%
Alliance Behavioral Health $2.29 ↓ -69%
Partners Managed Medicaid $2.29 ↓ -69%
Healthy Blue Managed Medicaid $2.32 ↓ -69%
Carolina Complete Health Managed Medicaid $2.32 ↓ -69%
Wellcare Managed Medicaid $2.32 ↓ -69%
Vaya Managed Medicaid $2.34 ↓ -69%
Alliance Managed Medicaid $2.36 ↓ -68%
Trillium Managed Medicaid $2.39 ↓ -68%
Blue Cross Blue Shield of North Carolina Local Group Commercial $2.46 ↓ -67%
Aetna Connected North Carolina Individual HMO $2.76 ↓ -63%
Ambetter CoBranded Commercial $3.03 ↓ -59%
Blue Cross Blue Shield of North Carolina HMO-PPO Managed Care $3.24 ↓ -56%
United Healthcare Managed Medicaid $3.40 ↓ -54%
Aetna Whole Health HMO $3.56 ↓ -52%
Ambetter Individual Commercial $3.78 ↓ -49%
United Healthcare IEX Commercial $4.19 ↓ -44%
Aetna North Carolina Preferred Plus Commercial $4.24 ↓ -43%
Cigna Commercial NB $4.51 ↓ -39%
Employers Health Network Commercial $4.61 ↓ -38%
United Healthcare HMO-PPO Managed Care $4.72 ↓ -36%
Cigna HMO-PPO Managed Care $4.73 ↓ -36%
Aetna Broad Network $4.77 ↓ -36%
MedCost Ultra $5.11 ↓ -31%
Physician Reach Out Plan P $5.21 ↓ -30%
MedCost PPO $6.05 ↓ -19%
Magellan Behavioral Health $6.25 ↓ -16%
Aetna First Health Commercial $6.36 ↓ -14%
GMMI Commercial $6.77 ↓ -9%
Quik Trip Commercial $6.77 ↓ -9%
Cigna Commercial SAR $7.03 ↓ -5%
ChoiceCare Commercial $7.50 ↑ +1%
Carolina Behavioral Health Employee Plan $7.50 ↑ +1%
Cigna Behavioral Health $8.34 ↑ +12%
Carolina Behavioral Health Commercial $8.34 ↑ +12%
Healthgram Commercial $8.34 ↑ +12%
Provider Select Commercial $8.44 ↑ +14%
Lifesynch Community Choice Care Behavioral Health $8.54 ↑ +15%
Private Health Care Systems Commercial $8.54 ↑ +15%
First Health Commercial $8.65 ↑ +16%
Beechstreet Commercial $9.38 ↑ +26%
Multiplan Commercial $9.59 ↑ +29%
Humana Medicare Advantage $281.19 ↑ +3685%
Aetna Medicare Advantage $285.33 ↑ +3740%
Cigna Healthspring Medicare Advantage $289.46 ↑ +3796%
United Healthcare Medicare Advantage $290.32 ↑ +3807%
Ortho Carolina Commercial $344.60 ↑ +4538%
Physician Reach Out Plan H not published by hospital —
Molina Managed Medicaid not published by hospital —
Broughton Cardinal Partners Commercial not published by hospital —

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Brace m arm board at other North-carolina hospitals

Hospital City Cash price Negotiated range
Sentara Albemarle Regional Medical Center Elizabeth City $117.00 not published

All North-carolina hospitals for this procedure →