Bfb train 1st 15min cntct 90912 at Atrium Health Mercy
2001 Vail Ave, Charlotte, NC · Atrium Health · · NPI 1376985135
$147.95
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$295.90
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$39.56 with Cigna Healthspring vs $272.23 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Cigna Healthspring | Medicare Advantage | $39.56 | ↓ -73% |
| Humana | Medicare Advantage | $40.35 | ↓ -73% |
| Aetna | Medicare Advantage | $40.94 | ↓ -72% |
| United Healthcare | Medicare Advantage | $41.06 | ↓ -72% |
| Ortho Carolina | Commercial | $49.45 | ↓ -67% |
| Amerihealth Caritas | Managed Medicaid | $64.54 | ↓ -56% |
| Partners | Managed Medicaid | $65.10 | ↓ -56% |
| Alliance | Behavioral Health | $65.16 | ↓ -56% |
| Carolina Complete Health | Managed Medicaid | $65.75 | ↓ -56% |
| Wellcare | Managed Medicaid | $65.75 | ↓ -56% |
| Healthy Blue | Managed Medicaid | $65.75 | ↓ -56% |
| Vaya | Managed Medicaid | $66.40 | ↓ -55% |
| Alliance | Managed Medicaid | $67.05 | ↓ -55% |
| Trillium | Managed Medicaid | $67.73 | ↓ -54% |
| Aetna | Connected North Carolina Individual HMO | $78.41 | ↓ -47% |
| Ambetter | CoBranded Commercial | $85.96 | ↓ -42% |
| United Healthcare | Managed Medicaid | $96.55 | ↓ -35% |
| Blue Cross Blue Shield of North Carolina | Local Individual Commercial | $97.79 | ↓ -34% |
| Blue Cross Blue Shield of North Carolina | Local Group Commercial | $98.36 | ↓ -34% |
| Aetna | Whole Health HMO | $101.20 | ↓ -32% |
| Ambetter | Individual Commercial | $107.41 | ↓ -27% |
| United Healthcare | IEX Commercial | $118.95 | ↓ -20% |
| Aetna | North Carolina Preferred Plus Commercial | $120.43 | ↓ -19% |
| Cigna | Commercial NB | $128.12 | ↓ -13% |
| Blue Cross Blue Shield of North Carolina | HMO-PPO Managed Care | $129.43 | ↓ -13% |
| Employers Health Network | Commercial | $130.79 | ↓ -12% |
| United Healthcare | HMO-PPO Managed Care | $134.04 | ↓ -9% |
| Aetna | Broad Network | $135.52 | ↓ -8% |
| MedCost | Ultra | $144.99 | ↓ -2% |
| Physician Reach Out | Plan P | $147.95 | ↑ +0% |
| Cigna | HMO-PPO Managed Care | $153.28 | ↑ +4% |
| MedCost | PPO | $171.92 | ↑ +16% |
| Magellan | Behavioral Health | $177.54 | ↑ +20% |
| Aetna First Health | Commercial | $180.50 | ↑ +22% |
| GMMI | Commercial | $192.34 | ↑ +30% |
| Quik Trip | Commercial | $192.34 | ↑ +30% |
| Cigna | Commercial SAR | $199.73 | ↑ +35% |
| Carolina Behavioral Health | Employee Plan | $213.05 | ↑ +44% |
| ChoiceCare | Commercial | $213.05 | ↑ +44% |
| Healthgram | Commercial | $236.72 | ↑ +60% |
| Carolina Behavioral Health | Commercial | $236.72 | ↑ +60% |
| Cigna | Behavioral Health | $236.72 | ↑ +60% |
| Provider Select | Commercial | $239.68 | ↑ +62% |
| Lifesynch Community Choice Care | Behavioral Health | $242.64 | ↑ +64% |
| Private Health Care Systems | Commercial | $242.64 | ↑ +64% |
| First Health | Commercial | $245.60 | ↑ +66% |
| Beechstreet | Commercial | $266.31 | ↑ +80% |
| Multiplan | Commercial | $272.23 | ↑ +84% |
| Physician Reach Out | Plan H | not published by hospital | — |
| Broughton Cardinal Partners | Commercial | not published by hospital | — |
| Molina | Managed Medicaid | not published by hospital | — |
Visitor-reported prices
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Bfb train 1st 15min cntct 90912 at other North-carolina hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Atrium Health Behavioral Health Charlotte | Charlotte | $147.95 | $39.56 – $295.90 |
| Atrium Health Pineville | Charlotte | $147.95 | $29.59 – $272.23 |
| Atrium Health University City | Charlotte | $147.95 | $29.59 – $272.23 |
| Atrium Health Carolinas Medical Center | Charlotte | $147.95 | $39.56 – $266.31 |
| Carolinas Rehabilitation Charlotte | Charlotte | $147.95 | $39.56 – $272.23 |
| Atrium Health Anson | Wadesboro | $147.95 | $39.56 – $281.11 |
| Atrium Health Cabarrus | Concord | $147.95 | $36.31 – $281.11 |
| Atrium Health Cleveland | Shelby | $147.95 | $39.56 – $281.11 |