Analysis gene f2 20210g>a variant at Atrium Health Mercy
2001 Vail Ave, Charlotte, NC · Atrium Health · · NPI 1376985135
$249.03
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$498.05
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$67.00 with Humana vs $458.21 with Multiplan — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Humana | Medicare Advantage | $67.00 | ↓ -73% |
| Aetna | Medicare Advantage | $67.99 | ↓ -73% |
| Cigna Healthspring | Medicare Advantage | $68.97 | ↓ -72% |
| United Healthcare | Medicare Advantage | $69.18 | ↓ -72% |
| Ortho Carolina | Commercial | $82.11 | ↓ -67% |
| Amerihealth Caritas | Managed Medicaid | $108.62 | ↓ -56% |
| Partners | Managed Medicaid | $109.57 | ↓ -56% |
| Alliance | Behavioral Health | $109.67 | ↓ -56% |
| Carolina Complete Health | Managed Medicaid | $110.67 | ↓ -56% |
| Wellcare | Managed Medicaid | $110.67 | ↓ -56% |
| Healthy Blue | Managed Medicaid | $110.67 | ↓ -56% |
| Vaya | Managed Medicaid | $111.76 | ↓ -55% |
| Alliance | Managed Medicaid | $112.86 | ↓ -55% |
| Trillium | Managed Medicaid | $114.00 | ↓ -54% |
| Aetna | Connected North Carolina Individual HMO | $131.98 | ↓ -47% |
| Ambetter | CoBranded Commercial | $144.68 | ↓ -42% |
| United Healthcare | Managed Medicaid | $162.51 | ↓ -35% |
| Blue Cross Blue Shield of North Carolina | Local Individual Commercial | $164.61 | ↓ -34% |
| Blue Cross Blue Shield of North Carolina | Local Group Commercial | $165.55 | ↓ -34% |
| Aetna | Whole Health HMO | $170.33 | ↓ -32% |
| Ambetter | Individual Commercial | $180.79 | ↓ -27% |
| United Healthcare | IEX Commercial | $200.22 | ↓ -20% |
| Aetna | North Carolina Preferred Plus Commercial | $202.71 | ↓ -19% |
| Cigna | Commercial NB | $215.66 | ↓ -13% |
| Blue Cross Blue Shield of North Carolina | HMO-PPO Managed Care | $217.85 | ↓ -13% |
| Employers Health Network | Commercial | $220.14 | ↓ -12% |
| United Healthcare | HMO-PPO Managed Care | $225.62 | ↓ -9% |
| Aetna | Broad Network | $228.11 | ↓ -8% |
| MedCost | Ultra | $244.04 | ↓ -2% |
| Physician Reach Out | Plan P | $249.03 | ↑ +0% |
| Cigna | HMO-PPO Managed Care | $257.99 | ↑ +4% |
| MedCost | PPO | $289.37 | ↑ +16% |
| Magellan | Behavioral Health | $298.83 | ↑ +20% |
| Aetna First Health | Commercial | $303.81 | ↑ +22% |
| GMMI | Commercial | $323.73 | ↑ +30% |
| Quik Trip | Commercial | $323.73 | ↑ +30% |
| Cigna | Commercial SAR | $336.18 | ↑ +35% |
| Carolina Behavioral Health | Employee Plan | $358.60 | ↑ +44% |
| ChoiceCare | Commercial | $358.60 | ↑ +44% |
| Healthgram | Commercial | $398.44 | ↑ +60% |
| Carolina Behavioral Health | Commercial | $398.44 | ↑ +60% |
| Cigna | Behavioral Health | $398.44 | ↑ +60% |
| Provider Select | Commercial | $403.42 | ↑ +62% |
| Lifesynch Community Choice Care | Behavioral Health | $408.40 | ↑ +64% |
| Private Health Care Systems | Commercial | $408.40 | ↑ +64% |
| First Health | Commercial | $413.38 | ↑ +66% |
| Beechstreet | Commercial | $448.25 | ↑ +80% |
| Multiplan | Commercial | $458.21 | ↑ +84% |
| Physician Reach Out | Plan H | not published by hospital | — |
| Broughton Cardinal Partners | Commercial | not published by hospital | — |
| Molina | Managed Medicaid | not published by hospital | — |
Visitor-reported prices
Comments
Analysis gene f2 20210g>a variant at other North-carolina hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Atrium Health Behavioral Health Charlotte | Charlotte | $249.03 | $94.63 – $498.05 |
| Atrium Health Pineville | Charlotte | $249.03 | $49.81 – $458.21 |
| Atrium Health University City | Charlotte | $249.03 | $49.81 – $458.21 |
| Atrium Health Carolinas Medical Center | Charlotte | $249.03 | $67.00 – $448.25 |
| Carolinas Rehabilitation Charlotte | Charlotte | $249.03 | $67.00 – $458.21 |
| Atrium Health Anson | Wadesboro | $249.03 | $67.00 – $473.15 |
| Atrium Health Cabarrus | Concord | $249.03 | $61.11 – $473.15 |
| Atrium Health Cleveland | Shelby | $249.03 | $67.00 – $473.15 |