Kit sound processor cochlear osia 2 at Atrium Health Carolinas Medical Center

1000 Blythe Blvd, Charlotte, NC · Atrium Health · · NPI 1295789907

Source: hospital's published price file ↗ · Published Dec 5, 2025 · Ingested Aug 13, 2026

$148.75

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$297.50

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$56.97 with Blue Cross Blue Shield of North Carolina vs $2,612.85 with Ortho Carolina — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Blue Cross Blue Shield of North Carolina Local Individual Commercial $56.97 ↓ -62%
Amerihealth Caritas Managed Medicaid $64.88 ↓ -56%
Partners Managed Medicaid $65.45 ↓ -56%
Alliance Behavioral Health $65.51 ↓ -56%
Carolina Complete Health Managed Medicaid $66.05 ↓ -56%
Healthy Blue Managed Medicaid $66.10 ↓ -56%
Wellcare Managed Medicaid $66.10 ↓ -56%
Vaya Managed Medicaid $66.76 ↓ -55%
Alliance Managed Medicaid $67.41 ↓ -55%
Trillium Managed Medicaid $68.10 ↓ -54%
Blue Cross Blue Shield of North Carolina Local Group Commercial $70.24 ↓ -53%
Aetna Connected North Carolina Individual HMO $78.84 ↓ -47%
Ambetter CoBranded Commercial $86.42 ↓ -42%
Blue Cross Blue Shield of North Carolina HMO-PPO Managed Care $92.40 ↓ -38%
United Healthcare Managed Medicaid $97.07 ↓ -35%
Aetna Whole Health HMO $102.94 ↓ -31%
Ambetter Individual Commercial $107.99 ↓ -27%
United Healthcare IEX Commercial $119.60 ↓ -20%
Aetna North Carolina Preferred Plus Commercial $121.08 ↓ -19%
Cigna Commercial NB $128.82 ↓ -13%
Employers Health Network Commercial $131.50 ↓ -12%
United Healthcare HMO-PPO Managed Care $131.79 ↓ -11%
Cigna HMO-PPO Managed Care $135.07 ↓ -9%
Aetna Broad Network $136.26 ↓ -8%
Physician Reach Out Plan P $148.75 ↑ +0%
MedCost Ultra $154.40 ↑ +4%
MedCost PPO $175.53 ↑ +18%
Magellan Behavioral Health $178.50 ↑ +20%
Aetna First Health Commercial $181.48 ↑ +22%
GMMI Commercial $193.38 ↑ +30%
Quik Trip Commercial $193.38 ↑ +30%
Cigna Commercial SAR $200.81 ↑ +35%
Carolina Behavioral Health Employee Plan $214.20 ↑ +44%
ChoiceCare Commercial $214.20 ↑ +44%
Healthgram Commercial $238.00 ↑ +60%
First Health Commercial $238.00 ↑ +60%
Carolina Behavioral Health Commercial $238.00 ↑ +60%
Cigna Behavioral Health $238.00 ↑ +60%
Private Health Care Systems Commercial $238.00 ↑ +60%
Provider Select Commercial $240.98 ↑ +62%
Lifesynch Community Choice Care Behavioral Health $243.95 ↑ +64%
Beechstreet Commercial $258.83 ↑ +74%
Multiplan Commercial $267.75 ↑ +80%
Humana Medicare Advantage $2,132.09 ↑ +1333%
Aetna Medicare Advantage $2,163.44 ↑ +1354%
Cigna Healthspring Medicare Advantage $2,194.79 ↑ +1375%
United Healthcare Medicare Advantage $2,201.27 ↑ +1380%
Ortho Carolina Commercial $2,612.85 ↑ +1657%
Molina Managed Medicaid not published by hospital —
Optum Commercial not published by hospital —
Broughton Cardinal Partners Commercial not published by hospital —
Physician Reach Out Plan H not published by hospital —

Visitor-reported prices

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