Observation per hour at Atrium Health Behavioral Health Charlotte

501 Billingsley Rd, Charlotte, NC · Atrium Health · · NPI 1053358945

Source: hospital's published price file ↗ · Published Dec 4, 2025 · Ingested Aug 12, 2026

$1.58

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$3.15

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$0.59 with Alliance vs $1,679.00 with Magellan — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Alliance Behavioral Health $0.59 ↓ -63%
Humana Medicare Advantage $0.60 ↓ -62%
Cigna Healthspring Medicare Advantage $0.60 ↓ -62%
Blue Cross Blue Shield of North Carolina Medicare Advantage $0.60 ↓ -62%
Amerihealth Caritas Managed Medicaid $0.69 ↓ -56%
Sandhills LME-MCO $0.69 ↓ -56%
Trillium Managed Medicaid $0.69 ↓ -56%
Healthy Blue Managed Medicaid $0.70 ↓ -56%
Wellcare Managed Medicaid $0.70 ↓ -56%
Partners LME-MCO $0.74 ↓ -53%
MedCost Commercial $0.98 ↓ -38%
United Healthcare Managed Medicaid $1.03 ↓ -35%
Blue Cross Blue Shield of North Carolina Local Group Commercial $1.27 ↓ -20%
Blue Cross Blue Shield of North Carolina Local Individual Commercial $1.34 ↓ -15%
Aetna Medicare Advantage $1.58 ↑ +0%
Physician Reach Out Plan P $1.58 ↑ +0%
Blue Cross Blue Shield of North Carolina HMO-PPO Managed Care $1.67 ↑ +6%
Aetna Signature $1.92 ↑ +22%
Aetna Broad Network $2.01 ↑ +27%
Aetna Preferred $2.01 ↑ +27%
Aetna Whole Health $2.01 ↑ +27%
Quik Trip Commercial $2.05 ↑ +30%
GMMI Commercial $2.05 ↑ +30%
Healthgram Commercial $2.52 ↑ +59%
Lifesynch Community Choice Care Behavioral Health $2.58 ↑ +63%
Humana Behavioral Health $2.58 ↑ +63%
Provider Select Commercial $2.74 ↑ +73%
Beechstreet Commercial $2.77 ↑ +75%
First Health Commercial $2.77 ↑ +75%
Carolina Complete Health Managed Medicaid $3.15 ↑ +99%
Carolina Behavioral Health Employee Plan $810.00 ↑ +51166%
Carolina Behavioral Health Commercial $1,125.00 ↑ +71103%
United Behavioral Health $1,139.00 ↑ +71989%
Cigna Behavioral Health $1,443.00 ↑ +91229%
Magellan Behavioral Health $1,679.00 ↑ +106166%
Physician Reach Out Plan H not published by hospital —
Broughton Cardinal Partners Commercial not published by hospital —

Visitor-reported prices

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Observation per hour at other North-carolina hospitals

Hospital City Cash price Negotiated range
Sentara Albemarle Regional Medical Center Elizabeth City $36.00 not published
Adventhealth Hendersonville Hendersonville $34.00 not published
AdventHealth Polk Columbus $107.10 not published

All North-carolina hospitals for this procedure →