Annual Physical, New Patient (age 40-64) at Atrium Health Behavioral Health Charlotte
501 Billingsley Rd, Charlotte, NC · Atrium Health · · NPI 1053358945
$188.15
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$376.30
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$56.05 with Blue Cross Blue Shield of North Carolina vs $301.04 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Blue Cross Blue Shield of North Carolina | Medicare Advantage | $56.05 | ↓ -70% |
| Humana | Medicare Advantage | $56.05 | ↓ -70% |
| Cigna Healthspring | Medicare Advantage | $56.05 | ↓ -70% |
| Aetna | Medicare Advantage | $56.05 | ↓ -70% |
| Amerihealth Caritas | Managed Medicaid | $64.34 | ↓ -66% |
| Partners | LME-MCO | $64.90 | ↓ -66% |
| Alliance | Behavioral Health | $64.96 | ↓ -65% |
| Sandhills | LME-MCO | $65.08 | ↓ -65% |
| Healthy Blue | Managed Medicaid | $65.55 | ↓ -65% |
| Wellcare | Managed Medicaid | $65.55 | ↓ -65% |
| Trillium | Managed Medicaid | $68.91 | ↓ -63% |
| MedCost | Commercial | $91.45 | ↓ -51% |
| United Healthcare | Managed Medicaid | $96.26 | ↓ -49% |
| Carolina Complete Health | Managed Medicaid | $116.60 | ↓ -38% |
| Blue Cross Blue Shield of North Carolina | Local Individual Commercial | $118.15 | ↓ -37% |
| Blue Cross Blue Shield of North Carolina | Local Group Commercial | $119.18 | ↓ -37% |
| Physician Reach Out | Plan P | $147.50 | ↓ -22% |
| Blue Cross Blue Shield of North Carolina | HMO-PPO Managed Care | $156.82 | ↓ -17% |
| Magellan | Behavioral Health | $177.00 | ↓ -6% |
| Quik Trip | Commercial | $191.75 | ↑ +2% |
| GMMI | Commercial | $191.75 | ↑ +2% |
| Carolina Behavioral Health | Employee Plan | $212.40 | ↑ +13% |
| Healthgram | Commercial | $236.00 | ↑ +25% |
| Cigna | Behavioral Health | $236.00 | ↑ +25% |
| Carolina Behavioral Health | Commercial | $236.00 | ↑ +25% |
| Humana | Behavioral Health | $241.90 | ↑ +29% |
| Lifesynch Community Choice Care | Behavioral Health | $241.90 | ↑ +29% |
| Provider Select | Commercial | $256.65 | ↑ +36% |
| First Health | Commercial | $259.60 | ↑ +38% |
| Beechstreet | Commercial | $259.60 | ↑ +38% |
| Aetna | Signature | $301.04 | ↑ +60% |
| Aetna | Broad Network | not published by hospital | — |
| Broughton Cardinal Partners | Commercial | not published by hospital | — |
| Physician Reach Out | Plan H | not published by hospital | — |
| United | Behavioral Health | not published by hospital | — |
| Aetna | Preferred | not published by hospital | — |
| Aetna | Whole Health | not published by hospital | — |
Visitor-reported prices
Comments
Annual Physical, New Patient (age 40-64) at other North-carolina hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Atrium Health Mercy | Charlotte | $188.15 | $64.34 – $271.40 |
| Atrium Health Pineville | Charlotte | $188.15 | $29.50 – $271.40 |
| Atrium Health University City | Charlotte | $188.15 | $29.50 – $271.40 |
| Atrium Health Carolinas Medical Center | Charlotte | $188.15 | $64.34 – $265.50 |
| Carolinas Rehabilitation Charlotte | Charlotte | $188.15 | $90.24 – $271.40 |
| Atrium Health Anson | Wadesboro | $188.15 | $44.13 – $280.25 |
| Atrium Health Cabarrus | Concord | $188.15 | $36.20 – $280.25 |
| Atrium Health Cleveland | Shelby | $188.15 | $41.30 – $280.25 |