Visit established high 40-54 minutes/level 5 at Atrium Health Stanly
301 Yadkin St, Albermarle, NC · Atrium Health · · NPI 1073988994
$534.68
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,069.35
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$22.23 with Partners vs $177.84 with MedCost — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Partners | Managed Medicaid | $22.23 | ↓ -96% |
| Alliance | Behavioral Health | $22.25 | ↓ -96% |
| Healthy Blue | Managed Medicaid | $22.43 | ↓ -96% |
| Wellcare | Managed Medicaid | $22.43 | ↓ -96% |
| Carolina Complete Health | Managed Medicaid | $22.43 | ↓ -96% |
| Vaya | Managed Medicaid | $22.66 | ↓ -96% |
| Amerihealth Caritas | Managed Medicaid | $22.66 | ↓ -96% |
| Alliance | Managed Medicaid | $22.88 | ↓ -96% |
| Trillium | Managed Medicaid | $23.10 | ↓ -96% |
| United Healthcare | Managed Medicaid | $32.53 | ↓ -94% |
| Aetna | Connected North Carolina Individual HMO | $49.09 | ↓ -91% |
| Ambetter | CoBranded Commercial | $56.67 | ↓ -89% |
| Ambetter | Individual Commercial | $68.91 | ↓ -87% |
| Blue Cross Blue Shield of North Carolina | Local Group Commercial | $72.54 | ↓ -86% |
| United Healthcare | IEX Commercial | $74.47 | ↓ -86% |
| Blue Cross Blue Shield of North Carolina | Local Individual Commercial | $79.77 | ↓ -85% |
| Cigna | Commercial NB | $80.21 | ↓ -85% |
| Employers Health Network | Commercial | $81.88 | ↓ -85% |
| Aetna | North Carolina Preferred Plus | $86.14 | ↓ -84% |
| Physician Reach Out | Plan P | $92.63 | ↓ -83% |
| Blue Cross Blue Shield of North Carolina | HMO-PPO Managed Care | $95.44 | ↓ -82% |
| Aetna | Broad Network | $97.07 | ↓ -82% |
| Cigna | HMO-PPO Managed Care | $99.29 | ↓ -81% |
| Magellan | Behavioral Health | $111.15 | ↓ -79% |
| MedCost | Ultra | $118.00 | ↓ -78% |
| Quik Trip | Commercial | $120.41 | ↓ -77% |
| GMMI | Commercial | $120.41 | ↓ -77% |
| Humana | Medicare Advantage | $125.02 | ↓ -77% |
| Cigna | Commercial SAR | $125.04 | ↓ -77% |
| United Healthcare | HMO-PPO Managed Care | $125.41 | ↓ -77% |
| Aetna | Medicare Advantage | $126.86 | ↓ -76% |
| Cigna Healthspring | Medicare Advantage | $128.70 | ↓ -76% |
| United Healthcare | Medicare Advantage | $129.08 | ↓ -76% |
| Carolina Behavioral Health | Employee Commercial | $133.38 | ↓ -75% |
| Aetna | Whole Health HMO | $143.57 | ↓ -73% |
| Carolina Behavioral Health | Commercial | $148.20 | ↓ -72% |
| Cigna | Behavioral Health | $148.20 | ↓ -72% |
| Healthgram | Commercial | $166.73 | ↓ -69% |
| First Health | Commercial | $166.73 | ↓ -69% |
| Aetna First Health | Commercial | $166.73 | ↓ -69% |
| Lifesynch Community Choice Care | Behavioral Health | $174.14 | ↓ -67% |
| Multiplan | Commercial | $174.14 | ↓ -67% |
| ChoiceCare | Commercial | $174.14 | ↓ -67% |
| Private Health Care Systems | Commercial | $174.14 | ↓ -67% |
| Beechstreet | Commercial | $177.84 | ↓ -67% |
| MedCost | PPO | $177.84 | ↓ -67% |
| Physician Reach Out | Plan H | not published by hospital | — |
| Broughton Cardinal Partners | Commercial | not published by hospital | — |
Visitor-reported prices
Comments
Visit established high 40-54 minutes/level 5 at other North-carolina hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Atrium Health Anson | Wadesboro | $534.68 | $27.71 – $175.99 |
| Atrium Health Behavioral Health Charlotte | Charlotte | $534.68 | $35.20 – $185.25 |
| Atrium Health Cabarrus | Concord | $534.68 | $22.73 – $175.99 |
| Atrium Health Cleveland | Shelby | $534.68 | $25.94 – $175.99 |
| Atrium Health Lincoln | Lincolnton | $534.68 | $20.90 – $175.99 |
| Atrium Health Mercy | Charlotte | $534.68 | $40.40 – $170.43 |
| Atrium Health Pineville | Charlotte | $534.68 | $18.53 – $170.43 |
| Atrium Health Union | Monroe | $534.68 | $24.08 – $175.99 |