Npsy tst eval phsy/qhp ea l hr at Atrium Health Stanly
301 Yadkin St, Albermarle, NC · Atrium Health · · NPI 1073988994
$190.40
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$380.80
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$45.70 with Partners vs $304.64 with Cigna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Partners | Managed Medicaid | $45.70 | ↓ -76% |
| Alliance | Behavioral Health | $45.73 | ↓ -76% |
| Healthy Blue | Managed Medicaid | $46.11 | ↓ -76% |
| Wellcare | Managed Medicaid | $46.11 | ↓ -76% |
| Carolina Complete Health | Managed Medicaid | $46.11 | ↓ -76% |
| Vaya | Managed Medicaid | $46.57 | ↓ -76% |
| Amerihealth Caritas | Managed Medicaid | $46.57 | ↓ -76% |
| Alliance | Managed Medicaid | $47.03 | ↓ -75% |
| Trillium | Managed Medicaid | $47.49 | ↓ -75% |
| United Healthcare | Managed Medicaid | $66.87 | ↓ -65% |
| Cigna Healthspring | Medicare Advantage | $71.75 | ↓ -62% |
| Humana | Medicare Advantage | $73.19 | ↓ -62% |
| Aetna | Medicare Advantage | $74.26 | ↓ -61% |
| United Healthcare | Medicare Advantage | $74.47 | ↓ -61% |
| Ambetter | Individual Commercial | $89.34 | ↓ -53% |
| Aetna | Connected North Carolina Individual HMO | $90.28 | ↓ -53% |
| Ambetter | CoBranded Commercial | $110.89 | ↓ -42% |
| Physician Reach Out | Plan P | $117.55 | ↓ -38% |
| United Healthcare | IEX Commercial | $124.60 | ↓ -35% |
| Blue Cross Blue Shield of North Carolina | Local Group Commercial | $149.12 | ↓ -22% |
| Aetna First Health | Commercial | $155.17 | ↓ -19% |
| Cigna | Commercial NB | $157.18 | ↓ -17% |
| Blue Cross Blue Shield of North Carolina | Local Individual Commercial | $163.97 | ↓ -14% |
| Employers Health Network | Commercial | $164.57 | ↓ -14% |
| Aetna | Whole Health HMO | $168.10 | ↓ -12% |
| Cigna | Commercial SAR | $175.51 | ↓ -8% |
| Cigna | HMO-PPO Managed Care | $175.51 | ↓ -8% |
| GMMI | Commercial | $176.33 | ↓ -7% |
| Quik Trip | Commercial | $176.33 | ↓ -7% |
| Aetna | North Carolina Preferred Plus | $177.07 | ↓ -7% |
| ChoiceCare | Commercial | $177.27 | ↓ -7% |
| Healthgram | Commercial | $179.15 | ↓ -6% |
| Multiplan | Commercial | $188.08 | ↓ -1% |
| Blue Cross Blue Shield of North Carolina | HMO-PPO Managed Care | $196.19 | ↑ +3% |
| Aetna | Broad Network | $199.54 | ↑ +5% |
| United Healthcare | HMO-PPO Managed Care | $206.33 | ↑ +8% |
| First Health | Commercial | $211.59 | ↑ +11% |
| Beechstreet | Commercial | $211.59 | ↑ +11% |
| MedCost | Ultra | $211.92 | ↑ +11% |
| MedCost | PPO | $211.92 | ↑ +11% |
| Private Health Care Systems | Commercial | $220.99 | ↑ +16% |
| Lifesynch Community Choice Care | Behavioral Health | $220.99 | ↑ +16% |
| Magellan | Behavioral Health | $228.48 | ↑ +20% |
| Carolina Behavioral Health | Employee Commercial | $274.18 | ↑ +44% |
| Carolina Behavioral Health | Commercial | $304.64 | ↑ +60% |
| Cigna | Behavioral Health | $304.64 | ↑ +60% |
| Broughton Cardinal Partners | Commercial | not published by hospital | — |
| Physician Reach Out | Plan H | not published by hospital | — |
Visitor-reported prices
Comments
Npsy tst eval phsy/qhp ea l hr at other North-carolina hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Atrium Health Anson | Wadesboro | $190.40 | $56.97 – $216.29 |
| Atrium Health Behavioral Health Charlotte | Charlotte | $190.40 | $70.91 – $304.64 |
| Atrium Health Cabarrus | Concord | $190.40 | $46.72 – $274.18 |
| Atrium Health Cleveland | Shelby | $190.40 | $53.31 – $274.18 |
| Atrium Health Lincoln | Lincolnton | $190.40 | $42.95 – $211.59 |
| Atrium Health Mercy | Charlotte | $190.40 | $52.77 – $274.18 |
| Atrium Health Pineville | Charlotte | $190.40 | $38.08 – $228.48 |
| Atrium Health Union | Monroe | $190.40 | $49.50 – $228.48 |