MRA w/cont, lwr ext at Atrium Health Stanly
301 Yadkin St, Albermarle, NC · Atrium Health · · NPI 1073988994
$2,083.10
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$4,166.20
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$346.46 with Humana vs $3,999.55 with MedCost — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Humana | Medicare Advantage | $346.46 | ↓ -83% |
| Aetna | Medicare Advantage | $351.55 | ↓ -83% |
| Cigna Healthspring | Medicare Advantage | $356.65 | ↓ -83% |
| United Healthcare | Medicare Advantage | $357.70 | ↓ -83% |
| Partners | Managed Medicaid | $499.94 | ↓ -76% |
| Alliance | Behavioral Health | $500.36 | ↓ -76% |
| Wellcare | Managed Medicaid | $504.53 | ↓ -76% |
| Carolina Complete Health | Managed Medicaid | $504.53 | ↓ -76% |
| Healthy Blue | Managed Medicaid | $504.53 | ↓ -76% |
| Vaya | Managed Medicaid | $509.53 | ↓ -76% |
| Amerihealth Caritas | Managed Medicaid | $509.53 | ↓ -76% |
| Alliance | Managed Medicaid | $514.53 | ↓ -75% |
| Trillium | Managed Medicaid | $519.53 | ↓ -75% |
| United Healthcare | Managed Medicaid | $731.58 | ↓ -65% |
| Blue Cross Blue Shield of North Carolina | Local Individual Commercial | $774.50 | ↓ -63% |
| Blue Cross Blue Shield of North Carolina | Local Group Commercial | $850.32 | ↓ -59% |
| Aetna | North Carolina Preferred Plus | $906.00 | ↓ -57% |
| Aetna | Broad Network | $1,020.00 | ↓ -51% |
| Aetna | Connected North Carolina Individual HMO | $1,104.04 | ↓ -47% |
| Blue Cross Blue Shield of North Carolina | HMO-PPO Managed Care | $1,118.62 | ↓ -46% |
| Ambetter | CoBranded Commercial | $1,274.44 | ↓ -39% |
| Ambetter | Individual Commercial | $1,549.83 | ↓ -26% |
| United Healthcare | IEX Commercial | $1,674.81 | ↓ -20% |
| Cigna | Commercial NB | $1,803.96 | ↓ -13% |
| Employers Health Network | Commercial | $1,841.46 | ↓ -12% |
| Physician Reach Out | Plan P | $2,083.10 | ↑ +0% |
| Cigna | HMO-PPO Managed Care | $2,233.08 | ↑ +7% |
| Magellan | Behavioral Health | $2,499.72 | ↑ +20% |
| MedCost | Ultra | $2,653.87 | ↑ +27% |
| Quik Trip | Commercial | $2,708.03 | ↑ +30% |
| GMMI | Commercial | $2,708.03 | ↑ +30% |
| Cigna | Commercial SAR | $2,812.19 | ↑ +35% |
| United Healthcare | HMO-PPO Managed Care | $2,820.52 | ↑ +35% |
| Carolina Behavioral Health | Employee Commercial | $2,999.66 | ↑ +44% |
| Aetna | Whole Health HMO | $3,228.81 | ↑ +55% |
| Carolina Behavioral Health | Commercial | $3,332.96 | ↑ +60% |
| Cigna | Behavioral Health | $3,332.96 | ↑ +60% |
| First Health | Commercial | $3,749.58 | ↑ +80% |
| Healthgram | Commercial | $3,749.58 | ↑ +80% |
| Aetna First Health | Commercial | $3,749.58 | ↑ +80% |
| Private Health Care Systems | Commercial | $3,916.23 | ↑ +88% |
| Lifesynch Community Choice Care | Behavioral Health | $3,916.23 | ↑ +88% |
| ChoiceCare | Commercial | $3,916.23 | ↑ +88% |
| Multiplan | Commercial | $3,916.23 | ↑ +88% |
| Beechstreet | Commercial | $3,999.55 | ↑ +92% |
| MedCost | PPO | $3,999.55 | ↑ +92% |
| Physician Reach Out | Plan H | not published by hospital | — |
| Broughton Cardinal Partners | Commercial | not published by hospital | — |
Visitor-reported prices
Comments
MRA w/cont, lwr ext at other North-carolina hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Atrium Health Anson | Wadesboro | $2,083.10 | $346.46 – $3,957.89 |
| Atrium Health Behavioral Health Charlotte | Charlotte | $2,083.10 | $791.58 – $4,166.20 |
| Atrium Health Cabarrus | Concord | $2,083.10 | $346.46 – $3,957.89 |
| Atrium Health Cleveland | Shelby | $2,083.10 | $342.07 – $3,957.89 |
| Atrium Health Lincoln | Lincolnton | $2,083.10 | $341.74 – $3,957.89 |
| Atrium Health Mercy | Charlotte | $2,083.10 | $346.46 – $3,832.90 |
| Atrium Health Pineville | Charlotte | $2,083.10 | $346.46 – $3,832.90 |
| Atrium Health Union | Monroe | $2,083.10 | $346.46 – $3,957.89 |