Ins/rpl ldless pm right vent w img & eval at Atrium Health Stanly
301 Yadkin St, Albermarle, NC · Atrium Health · · NPI 1073988994
$37,942.58
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$75,885.15
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$426.53 with Cigna Healthspring vs $72,849.74 with Beechstreet — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Cigna Healthspring | Medicare Advantage | $426.53 | ↓ -99% |
| Humana | Medicare Advantage | $435.06 | ↓ -99% |
| Aetna | Medicare Advantage | $441.46 | ↓ -99% |
| United Healthcare | Medicare Advantage | $442.67 | ↓ -99% |
| Partners | Managed Medicaid | $9,106.22 | ↓ -76% |
| Alliance | Behavioral Health | $9,113.81 | ↓ -76% |
| Carolina Complete Health | Managed Medicaid | $9,189.69 | ↓ -76% |
| Wellcare | Managed Medicaid | $9,189.69 | ↓ -76% |
| Healthy Blue | Managed Medicaid | $9,189.69 | ↓ -76% |
| Amerihealth Caritas | Managed Medicaid | $9,280.75 | ↓ -76% |
| Vaya | Managed Medicaid | $9,280.75 | ↓ -76% |
| Alliance | Managed Medicaid | $9,371.82 | ↓ -75% |
| Trillium | Managed Medicaid | $9,462.88 | ↓ -75% |
| United Healthcare | Managed Medicaid | $13,325.43 | ↓ -65% |
| Blue Cross Blue Shield of North Carolina | Local Individual Commercial | $14,342.29 | ↓ -62% |
| Blue Cross Blue Shield of North Carolina | Local Group Commercial | $17,582.59 | ↓ -54% |
| Aetna | Connected North Carolina Individual HMO | $20,109.56 | ↓ -47% |
| Blue Cross Blue Shield of North Carolina | HMO-PPO Managed Care | $23,137.38 | ↓ -39% |
| Ambetter | CoBranded Commercial | $23,213.27 | ↓ -39% |
| Ambetter | Individual Commercial | $28,229.28 | ↓ -26% |
| United Healthcare | IEX Commercial | $30,505.83 | ↓ -20% |
| Cigna | Commercial NB | $32,858.27 | ↓ -13% |
| Employers Health Network | Commercial | $33,541.24 | ↓ -12% |
| Aetna | North Carolina Preferred Plus | $35,286.59 | ↓ -7% |
| Physician Reach Out | Plan P | $37,942.58 | ↑ +0% |
| Aetna | Broad Network | $39,763.82 | ↑ +5% |
| Cigna | HMO-PPO Managed Care | $40,674.44 | ↑ +7% |
| Magellan | Behavioral Health | $45,531.09 | ↑ +20% |
| MedCost | Ultra | $48,338.84 | ↑ +27% |
| GMMI | Commercial | $49,325.35 | ↑ +30% |
| Quik Trip | Commercial | $49,325.35 | ↑ +30% |
| Cigna | Commercial SAR | $51,222.48 | ↑ +35% |
| United Healthcare | HMO-PPO Managed Care | $51,374.25 | ↑ +35% |
| Carolina Behavioral Health | Employee Commercial | $54,637.31 | ↑ +44% |
| Aetna | Whole Health HMO | $58,810.99 | ↑ +55% |
| Carolina Behavioral Health | Commercial | $60,708.12 | ↑ +60% |
| Cigna | Behavioral Health | $60,708.12 | ↑ +60% |
| Aetna First Health | Commercial | $68,296.64 | ↑ +80% |
| First Health | Commercial | $68,296.64 | ↑ +80% |
| Healthgram | Commercial | $68,296.64 | ↑ +80% |
| Lifesynch Community Choice Care | Behavioral Health | $71,332.04 | ↑ +88% |
| Private Health Care Systems | Commercial | $71,332.04 | ↑ +88% |
| Multiplan | Commercial | $71,332.04 | ↑ +88% |
| ChoiceCare | Commercial | $71,332.04 | ↑ +88% |
| MedCost | PPO | $72,849.74 | ↑ +92% |
| Beechstreet | Commercial | $72,849.74 | ↑ +92% |
| Broughton Cardinal Partners | Commercial | not published by hospital | — |
| Physician Reach Out | Plan H | not published by hospital | — |
Visitor-reported prices
Comments
Ins/rpl ldless pm right vent w img & eval at other North-carolina hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Atrium Health Anson | Wadesboro | $37,942.58 | $426.53 – $72,090.89 |
| Atrium Health Behavioral Health Charlotte | Charlotte | $37,942.58 | $426.53 – $75,885.15 |
| Atrium Health Cabarrus | Concord | $37,942.58 | $426.53 – $72,090.89 |
| Atrium Health Cleveland | Shelby | $37,942.58 | $426.53 – $72,090.89 |
| Atrium Health Lincoln | Lincolnton | $37,942.58 | $426.53 – $72,090.89 |
| Atrium Health Mercy | Charlotte | $37,942.58 | $400.74 – $69,814.34 |
| Atrium Health Pineville | Charlotte | $37,942.58 | $426.53 – $69,814.34 |
| Atrium Health Union | Monroe | $37,942.58 | $426.53 – $72,090.89 |