Inj, factor x, (human), 1iu at Atrium Health Stanly

301 Yadkin St, Albermarle, NC · Atrium Health · · NPI 1073988994

Source: hospital's published price file ↗ · Published Dec 1, 2025 · Ingested Aug 12, 2026

$37.65

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$75.30

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$9.04 with Alliance vs $72.29 with Beechstreet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Alliance Behavioral Health $9.04 ↓ -76%
Partners Managed Medicaid $9.04 ↓ -76%
Healthy Blue Managed Medicaid $9.12 ↓ -76%
Wellcare Managed Medicaid $9.12 ↓ -76%
Carolina Complete Health Managed Medicaid $9.12 ↓ -76%
Amerihealth Caritas Managed Medicaid $9.21 ↓ -76%
Vaya Managed Medicaid $9.21 ↓ -76%
Alliance Managed Medicaid $9.30 ↓ -75%
Trillium Managed Medicaid $9.39 ↓ -75%
Humana Medicare Advantage $9.97 ↓ -74%
Aetna Medicare Advantage $10.12 ↓ -73%
Cigna Healthspring Medicare Advantage $10.26 ↓ -73%
United Healthcare Medicare Advantage $10.29 ↓ -73%
United Healthcare Managed Medicaid $13.22 ↓ -65%
Aetna Connected North Carolina Individual HMO $19.95 ↓ -47%
Blue Cross Blue Shield of North Carolina HMO-PPO Managed Care $22.28 ↓ -41%
Blue Cross Blue Shield of North Carolina Local Individual Commercial $22.28 ↓ -41%
Blue Cross Blue Shield of North Carolina Local Group Commercial $22.28 ↓ -41%
Ambetter CoBranded Commercial $23.03 ↓ -39%
Ambetter Individual Commercial $28.01 ↓ -26%
United Healthcare IEX Commercial $30.27 ↓ -20%
Cigna Commercial NB $32.60 ↓ -13%
Employers Health Network Commercial $33.28 ↓ -12%
Aetna North Carolina Preferred Plus $35.01 ↓ -7%
Physician Reach Out Plan P $37.65 ↑ +0%
Aetna Broad Network $39.46 ↑ +5%
Cigna HMO-PPO Managed Care $40.36 ↑ +7%
Magellan Behavioral Health $45.18 ↑ +20%
MedCost Ultra $47.97 ↑ +27%
GMMI Commercial $48.95 ↑ +30%
Quik Trip Commercial $48.95 ↑ +30%
Cigna Commercial SAR $50.83 ↑ +35%
United Healthcare HMO-PPO Managed Care $50.98 ↑ +35%
Carolina Behavioral Health Employee Commercial $54.22 ↑ +44%
Aetna Whole Health HMO $58.36 ↑ +55%
Carolina Behavioral Health Commercial $60.24 ↑ +60%
Cigna Behavioral Health $60.24 ↑ +60%
Aetna First Health Commercial $67.77 ↑ +80%
First Health Commercial $67.77 ↑ +80%
Healthgram Commercial $67.77 ↑ +80%
Lifesynch Community Choice Care Behavioral Health $70.78 ↑ +88%
Private Health Care Systems Commercial $70.78 ↑ +88%
Multiplan Commercial $70.78 ↑ +88%
ChoiceCare Commercial $70.78 ↑ +88%
MedCost PPO $72.29 ↑ +92%
Beechstreet Commercial $72.29 ↑ +92%
Broughton Cardinal Partners Commercial not published by hospital
Physician Reach Out Plan H not published by hospital

Visitor-reported prices

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Inj, factor x, (human), 1iu at other North-carolina hospitals

Hospital City Cash price Negotiated range
Atrium Health Anson Wadesboro $37.65 $9.97 – $71.54
Atrium Health Behavioral Health Charlotte Charlotte $37.65 $14.31 – $75.30
Atrium Health Cabarrus Concord $37.65 $9.24 – $71.54
Atrium Health Cleveland Shelby $37.65 $9.97 – $71.54
Atrium Health Lincoln Lincolnton $37.65 $8.49 – $71.54
Atrium Health Mercy Charlotte $37.65 $9.97 – $69.28
Atrium Health Pineville Charlotte $37.65 $7.53 – $69.28
Atrium Health Union Monroe $37.65 $9.79 – $71.54

All North-carolina hospitals for this procedure →