Fetal monitor w/report at Atrium Health Stanly

301 Yadkin St, Albermarle, NC · Atrium Health · · NPI 1073988994

Source: hospital's published price file ↗ · Published Dec 1, 2025 · Ingested Aug 12, 2026

$452.40

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$904.80

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$44.78 with Cigna Healthspring vs $868.61 with Beechstreet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna Healthspring Medicare Advantage $44.78 ↓ -90%
Humana Medicare Advantage $45.68 ↓ -90%
Aetna Medicare Advantage $46.35 ↓ -90%
United Healthcare Medicare Advantage $46.47 ↓ -90%
Partners Managed Medicaid $108.58 ↓ -76%
Alliance Behavioral Health $108.67 ↓ -76%
Healthy Blue Managed Medicaid $109.57 ↓ -76%
Wellcare Managed Medicaid $109.57 ↓ -76%
Carolina Complete Health Managed Medicaid $109.57 ↓ -76%
Vaya Managed Medicaid $110.66 ↓ -76%
Amerihealth Caritas Managed Medicaid $110.66 ↓ -76%
Alliance Managed Medicaid $111.74 ↓ -75%
Trillium Managed Medicaid $112.83 ↓ -75%
United Healthcare Managed Medicaid $158.88 ↓ -65%
Aetna Connected North Carolina Individual HMO $239.77 ↓ -47%
Ambetter CoBranded Commercial $276.78 ↓ -39%
Ambetter Individual Commercial $336.59 ↓ -26%
Blue Cross Blue Shield of North Carolina Local Group Commercial $354.32 ↓ -22%
United Healthcare IEX Commercial $363.73 ↓ -20%
Blue Cross Blue Shield of North Carolina Local Individual Commercial $389.61 ↓ -14%
Cigna Commercial NB $391.78 ↓ -13%
Employers Health Network Commercial $399.92 ↓ -12%
Aetna North Carolina Preferred Plus $420.73 ↓ -7%
Physician Reach Out Plan P $452.40 ↑ +0%
Blue Cross Blue Shield of North Carolina HMO-PPO Managed Care $466.15 ↑ +3%
Aetna Broad Network $474.12 ↑ +5%
Cigna HMO-PPO Managed Care $484.97 ↑ +7%
Magellan Behavioral Health $542.88 ↑ +20%
MedCost Ultra $576.36 ↑ +27%
GMMI Commercial $588.12 ↑ +30%
Quik Trip Commercial $588.12 ↑ +30%
Cigna Commercial SAR $610.74 ↑ +35%
United Healthcare HMO-PPO Managed Care $612.55 ↑ +35%
Carolina Behavioral Health Employee Commercial $651.46 ↑ +44%
Aetna Whole Health HMO $701.22 ↑ +55%
Carolina Behavioral Health Commercial $723.84 ↑ +60%
Cigna Behavioral Health $723.84 ↑ +60%
First Health Commercial $814.32 ↑ +80%
Healthgram Commercial $814.32 ↑ +80%
Aetna First Health Commercial $814.32 ↑ +80%
Lifesynch Community Choice Care Behavioral Health $850.51 ↑ +88%
Private Health Care Systems Commercial $850.51 ↑ +88%
Multiplan Commercial $850.51 ↑ +88%
ChoiceCare Commercial $850.51 ↑ +88%
MedCost PPO $868.61 ↑ +92%
Beechstreet Commercial $868.61 ↑ +92%
Broughton Cardinal Partners Commercial not published by hospital
Physician Reach Out Plan H not published by hospital

Visitor-reported prices

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Fetal monitor w/report at other North-carolina hospitals

Hospital City Cash price Negotiated range
Atrium Health Anson Wadesboro $452.40 $44.78 – $859.56
Atrium Health Behavioral Health Charlotte Charlotte $452.40 $44.78 – $904.80
Atrium Health Cabarrus Concord $452.40 $44.78 – $859.56
Atrium Health Cleveland Shelby $452.40 $44.78 – $859.56
Atrium Health Lincoln Lincolnton $452.40 $44.78 – $859.56
Atrium Health Mercy Charlotte $452.40 $44.78 – $832.42
Atrium Health Pineville Charlotte $452.40 $44.78 – $832.42
Atrium Health Union Monroe $452.40 $44.78 – $859.56

All North-carolina hospitals for this procedure →