Ewho w/joint(s) cf at Atrium Health Stanly

301 Yadkin St, Albermarle, NC · Atrium Health · · NPI 1073988994

Source: hospital's published price file ↗ · Published Dec 1, 2025 · Ingested Aug 12, 2026

$324.50

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$649.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$77.88 with Partners vs $1,143.64 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Partners Managed Medicaid $77.88 ↓ -76%
Alliance Behavioral Health $77.94 ↓ -76%
Healthy Blue Managed Medicaid $78.59 ↓ -76%
Carolina Complete Health Managed Medicaid $78.59 ↓ -76%
Wellcare Managed Medicaid $78.59 ↓ -76%
Amerihealth Caritas Managed Medicaid $79.37 ↓ -76%
Vaya Managed Medicaid $79.37 ↓ -76%
Alliance Managed Medicaid $80.15 ↓ -75%
Trillium Managed Medicaid $80.93 ↓ -75%
United Healthcare Managed Medicaid $113.96 ↓ -65%
Blue Cross Blue Shield of North Carolina Local Individual Commercial $122.66 ↓ -62%
Blue Cross Blue Shield of North Carolina Local Group Commercial $150.37 ↓ -54%
Aetna Connected North Carolina Individual HMO $171.99 ↓ -47%
Blue Cross Blue Shield of North Carolina HMO-PPO Managed Care $197.88 ↓ -39%
Ambetter CoBranded Commercial $198.53 ↓ -39%
Ambetter Individual Commercial $241.43 ↓ -26%
United Healthcare IEX Commercial $260.90 ↓ -20%
Cigna Commercial NB $281.02 ↓ -13%
Employers Health Network Commercial $286.86 ↓ -12%
Aetna North Carolina Preferred Plus $301.79 ↓ -7%
Physician Reach Out Plan P $324.50 ↑ +0%
Aetna Broad Network $340.08 ↑ +5%
Cigna HMO-PPO Managed Care $347.86 ↑ +7%
Magellan Behavioral Health $389.40 ↑ +20%
MedCost Ultra $413.41 ↑ +27%
GMMI Commercial $421.85 ↑ +30%
Quik Trip Commercial $421.85 ↑ +30%
Cigna Commercial SAR $438.08 ↑ +35%
United Healthcare HMO-PPO Managed Care $439.37 ↑ +35%
Carolina Behavioral Health Employee Commercial $467.28 ↑ +44%
Aetna Whole Health HMO $502.98 ↑ +55%
Carolina Behavioral Health Commercial $519.20 ↑ +60%
Cigna Behavioral Health $519.20 ↑ +60%
First Health Commercial $584.10 ↑ +80%
Healthgram Commercial $584.10 ↑ +80%
Aetna First Health Commercial $584.10 ↑ +80%
ChoiceCare Commercial $610.06 ↑ +88%
Lifesynch Community Choice Care Behavioral Health $610.06 ↑ +88%
Multiplan Commercial $610.06 ↑ +88%
Private Health Care Systems Commercial $610.06 ↑ +88%
Beechstreet Commercial $623.04 ↑ +92%
MedCost PPO $623.04 ↑ +92%
Humana Medicare Advantage $1,107.69 ↑ +241%
Aetna Medicare Advantage $1,123.98 ↑ +246%
Cigna Healthspring Medicare Advantage $1,140.27 ↑ +251%
United Healthcare Medicare Advantage $1,143.64 ↑ +252%
Broughton Cardinal Partners Commercial not published by hospital
Physician Reach Out Plan H not published by hospital

Visitor-reported prices

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Ewho w/joint(s) cf at other North-carolina hospitals

Hospital City Cash price Negotiated range
Atrium Health Anson Wadesboro $324.50 $97.09 – $916.57
Atrium Health Behavioral Health Charlotte Charlotte $324.50 $123.31 – $649.00
Atrium Health Cabarrus Concord $324.50 $79.63 – $1,091.15
Atrium Health Cleveland Shelby $324.50 $90.86 – $1,140.27
Atrium Health Lincoln Lincolnton $324.50 $73.21 – $1,091.15
Atrium Health Mercy Charlotte $324.50 $116.63 – $1,091.15
Atrium Health Pineville Charlotte $324.50 $64.90 – $1,091.15
Atrium Health Union Monroe $324.50 $84.37 – $1,091.15

All North-carolina hospitals for this procedure →