Echo exam of fetal heart at Atrium Health Stanly

301 Yadkin St, Albermarle, NC · Atrium Health · · NPI 1073988994

Source: hospital's published price file ↗ · Published Dec 1, 2025 · Ingested Aug 12, 2026

$342.58

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$685.15

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$23.24 with Trillium vs $657.74 with Beechstreet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Trillium Managed Medicaid $23.24 ↓ -93%
Wellcare Managed Medicaid $23.47 ↓ -93%
Partners Managed Medicaid $23.47 ↓ -93%
Amerihealth Caritas Managed Medicaid $23.47 ↓ -93%
Vaya Managed Medicaid $23.47 ↓ -93%
Carolina Complete Health Managed Medicaid $23.47 ↓ -93%
Healthy Blue Managed Medicaid $23.47 ↓ -93%
United Healthcare Managed Medicaid $23.47 ↓ -93%
Alliance Managed Medicaid $23.70 ↓ -93%
Cigna Healthspring Medicare Advantage $25.78 ↓ -92%
Humana Medicare Advantage $26.30 ↓ -92%
Aetna Medicare Advantage $26.68 ↓ -92%
United Healthcare Medicare Advantage $26.76 ↓ -92%
Ambetter Individual Commercial $48.68 ↓ -86%
United Healthcare IEX Commercial $52.22 ↓ -85%
Aetna North Carolina Preferred Plus $53.60 ↓ -84%
ChoiceCare Commercial $55.16 ↓ -84%
Aetna Broad Network $59.14 ↓ -83%
Blue Cross Blue Shield of North Carolina Local Group Commercial $68.69 ↓ -80%
Blue Cross Blue Shield of North Carolina HMO-PPO Managed Care $68.69 ↓ -80%
Blue Cross Blue Shield of North Carolina Local Individual Commercial $68.69 ↓ -80%
MedCost Ultra $73.76 ↓ -78%
MedCost PPO $73.76 ↓ -78%
United Healthcare HMO-PPO Managed Care $73.81 ↓ -78%
Alliance Behavioral Health $82.29 ↓ -76%
Aetna Connected North Carolina Individual HMO $181.56 ↓ -47%
Aetna Whole Health HMO $198.15 ↓ -42%
Ambetter CoBranded Commercial $209.59 ↓ -39%
Cigna Commercial NB $296.67 ↓ -13%
Employers Health Network Commercial $302.84 ↓ -12%
Physician Reach Out Plan P $342.58 ↑ +0%
Cigna HMO-PPO Managed Care $367.24 ↑ +7%
Magellan Behavioral Health $411.09 ↑ +20%
GMMI Commercial $445.35 ↑ +30%
Quik Trip Commercial $445.35 ↑ +30%
Cigna Commercial SAR $462.48 ↑ +35%
Carolina Behavioral Health Employee Commercial $493.31 ↑ +44%
Carolina Behavioral Health Commercial $548.12 ↑ +60%
Cigna Behavioral Health $548.12 ↑ +60%
First Health Commercial $616.64 ↑ +80%
Healthgram Commercial $616.64 ↑ +80%
Aetna First Health Commercial $616.64 ↑ +80%
Lifesynch Community Choice Care Behavioral Health $644.04 ↑ +88%
Private Health Care Systems Commercial $644.04 ↑ +88%
Multiplan Commercial $644.04 ↑ +88%
Beechstreet Commercial $657.74 ↑ +92%
Broughton Cardinal Partners Commercial not published by hospital
Physician Reach Out Plan H not published by hospital

Visitor-reported prices

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Echo exam of fetal heart at other North-carolina hospitals

Hospital City Cash price Negotiated range
Atrium Health Anson Wadesboro $342.58 $23.24 – $650.89
Atrium Health Behavioral Health Charlotte Charlotte $342.58 $23.47 – $602.93
Atrium Health Cabarrus Concord $342.58 $23.24 – $650.89
Atrium Health Cleveland Shelby $342.58 $23.24 – $650.89
Atrium Health Lincoln Lincolnton $342.58 $23.24 – $650.89
Atrium Health Mercy Charlotte $342.58 $23.24 – $630.34
Atrium Health Pineville Charlotte $342.58 $23.24 – $630.34
Atrium Health Union Monroe $342.58 $23.24 – $650.89

All North-carolina hospitals for this procedure →