Cystoscopy and treatment at Atrium Health Stanly
301 Yadkin St, Albermarle, NC · Atrium Health · · NPI 1073988994
$3,944.80
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$7,889.60
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$160.50 with Cigna Healthspring vs $7,574.02 with Beechstreet — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Cigna Healthspring | Medicare Advantage | $160.50 | ↓ -96% |
| Humana | Medicare Advantage | $163.71 | ↓ -96% |
| Aetna | Medicare Advantage | $166.12 | ↓ -96% |
| United Healthcare | Medicare Advantage | $166.57 | ↓ -96% |
| Trillium | Managed Medicaid | $182.91 | ↓ -95% |
| Amerihealth Caritas | Managed Medicaid | $184.74 | ↓ -95% |
| Wellcare | Managed Medicaid | $184.74 | ↓ -95% |
| United Healthcare | Managed Medicaid | $184.74 | ↓ -95% |
| Healthy Blue | Managed Medicaid | $184.74 | ↓ -95% |
| Carolina Complete Health | Managed Medicaid | $184.74 | ↓ -95% |
| Vaya | Managed Medicaid | $184.74 | ↓ -95% |
| Partners | Managed Medicaid | $184.74 | ↓ -95% |
| Alliance | Managed Medicaid | $186.57 | ↓ -95% |
| Blue Cross Blue Shield of North Carolina | Local Individual Commercial | $584.92 | ↓ -85% |
| Blue Cross Blue Shield of North Carolina | Local Group Commercial | $584.92 | ↓ -85% |
| Blue Cross Blue Shield of North Carolina | HMO-PPO Managed Care | $584.92 | ↓ -85% |
| Alliance | Behavioral Health | $947.54 | ↓ -76% |
| Aetna | Connected North Carolina Individual HMO | $2,090.74 | ↓ -47% |
| Ambetter | CoBranded Commercial | $2,413.43 | ↓ -39% |
| Ambetter | Individual Commercial | $2,934.93 | ↓ -26% |
| United Healthcare | IEX Commercial | $3,171.62 | ↓ -20% |
| Cigna | Commercial NB | $3,416.20 | ↓ -13% |
| Employers Health Network | Commercial | $3,487.20 | ↓ -12% |
| Aetna | North Carolina Preferred Plus | $3,668.66 | ↓ -7% |
| Physician Reach Out | Plan P | $3,944.80 | ↑ +0% |
| Aetna | Broad Network | $4,134.15 | ↑ +5% |
| Cigna | HMO-PPO Managed Care | $4,228.83 | ↑ +7% |
| Magellan | Behavioral Health | $4,733.76 | ↑ +20% |
| MedCost | Ultra | $5,025.68 | ↑ +27% |
| GMMI | Commercial | $5,128.24 | ↑ +30% |
| Quik Trip | Commercial | $5,128.24 | ↑ +30% |
| Cigna | Commercial SAR | $5,325.48 | ↑ +35% |
| United Healthcare | HMO-PPO Managed Care | $5,341.26 | ↑ +35% |
| Carolina Behavioral Health | Employee Commercial | $5,680.51 | ↑ +44% |
| Aetna | Whole Health HMO | $6,114.44 | ↑ +55% |
| Carolina Behavioral Health | Commercial | $6,311.68 | ↑ +60% |
| Cigna | Behavioral Health | $6,311.68 | ↑ +60% |
| Aetna First Health | Commercial | $7,100.64 | ↑ +80% |
| First Health | Commercial | $7,100.64 | ↑ +80% |
| Healthgram | Commercial | $7,100.64 | ↑ +80% |
| Lifesynch Community Choice Care | Behavioral Health | $7,416.22 | ↑ +88% |
| Private Health Care Systems | Commercial | $7,416.22 | ↑ +88% |
| Multiplan | Commercial | $7,416.22 | ↑ +88% |
| ChoiceCare | Commercial | $7,416.22 | ↑ +88% |
| MedCost | PPO | $7,574.02 | ↑ +92% |
| Beechstreet | Commercial | $7,574.02 | ↑ +92% |
| Broughton Cardinal Partners | Commercial | not published by hospital | — |
| Physician Reach Out | Plan H | not published by hospital | — |
Visitor-reported prices
Comments
Cystoscopy and treatment at other North-carolina hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Atrium Health Anson | Wadesboro | $3,944.80 | $160.50 – $7,495.12 |
| Atrium Health Behavioral Health Charlotte | Charlotte | $3,944.80 | $160.50 – $6,942.85 |
| Atrium Health Cabarrus | Concord | $3,944.80 | $160.50 – $7,495.12 |
| Atrium Health Cleveland | Shelby | $3,944.80 | $160.50 – $7,495.12 |
| Atrium Health Lincoln | Lincolnton | $3,944.80 | $160.50 – $7,495.12 |
| Atrium Health Mercy | Charlotte | $3,944.80 | $160.50 – $7,258.43 |
| Atrium Health Pineville | Charlotte | $3,944.80 | $160.50 – $7,258.43 |
| Atrium Health Union | Monroe | $3,944.80 | $160.50 – $7,495.12 |