CT heart w/evaluation of calcium without contrast at Atrium Health Stanly

301 Yadkin St, Albermarle, NC · Atrium Health · · NPI 1073988994

Source: hospital's published price file ↗ · Published Dec 1, 2025 · Ingested Aug 12, 2026

$99.58

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$199.15

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$23.90 with Partners vs $191.18 with Beechstreet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Partners Managed Medicaid $23.90 ↓ -76%
Alliance Behavioral Health $23.92 ↓ -76%
Healthy Blue Managed Medicaid $24.12 ↓ -76%
Wellcare Managed Medicaid $24.12 ↓ -76%
Carolina Complete Health Managed Medicaid $24.12 ↓ -76%
Vaya Managed Medicaid $24.36 ↓ -76%
Amerihealth Caritas Managed Medicaid $24.36 ↓ -76%
Alliance Managed Medicaid $24.60 ↓ -75%
Trillium Managed Medicaid $24.83 ↓ -75%
Cigna Healthspring Medicare Advantage $25.70 ↓ -74%
Humana Medicare Advantage $26.21 ↓ -74%
Aetna Medicare Advantage $26.60 ↓ -73%
United Healthcare Medicare Advantage $26.67 ↓ -73%
Blue Cross Blue Shield of North Carolina Local Individual Commercial $30.97 ↓ -69%
United Healthcare Managed Medicaid $34.97 ↓ -65%
Blue Cross Blue Shield of North Carolina Local Group Commercial $40.65 ↓ -59%
Aetna Connected North Carolina Individual HMO $52.77 ↓ -47%
Blue Cross Blue Shield of North Carolina HMO-PPO Managed Care $53.47 ↓ -46%
Ambetter CoBranded Commercial $60.92 ↓ -39%
Ambetter Individual Commercial $74.08 ↓ -26%
United Healthcare IEX Commercial $80.06 ↓ -20%
Cigna Commercial NB $86.23 ↓ -13%
Employers Health Network Commercial $88.02 ↓ -12%
Aetna North Carolina Preferred Plus $92.60 ↓ -7%
Physician Reach Out Plan P $99.58 ↑ +0%
Aetna Broad Network $104.35 ↑ +5%
Cigna HMO-PPO Managed Care $106.74 ↑ +7%
Magellan Behavioral Health $119.49 ↑ +20%
MedCost Ultra $126.86 ↑ +27%
GMMI Commercial $129.45 ↑ +30%
Quik Trip Commercial $129.45 ↑ +30%
Cigna Commercial SAR $134.43 ↑ +35%
United Healthcare HMO-PPO Managed Care $134.82 ↑ +35%
Carolina Behavioral Health Employee Commercial $143.39 ↑ +44%
MedCost PPO $148.96 ↑ +50%
Aetna Whole Health HMO $154.34 ↑ +55%
Cigna Behavioral Health $159.32 ↑ +60%
Carolina Behavioral Health Commercial $159.32 ↑ +60%
Healthgram Commercial $179.24 ↑ +80%
First Health Commercial $179.24 ↑ +80%
Aetna First Health Commercial $179.24 ↑ +80%
Lifesynch Community Choice Care Behavioral Health $187.20 ↑ +88%
Private Health Care Systems Commercial $187.20 ↑ +88%
Multiplan Commercial $187.20 ↑ +88%
ChoiceCare Commercial $187.20 ↑ +88%
Beechstreet Commercial $191.18 ↑ +92%
Broughton Cardinal Partners Commercial not published by hospital
Physician Reach Out Plan H not published by hospital

Visitor-reported prices

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CT heart w/evaluation of calcium without contrast at other North-carolina hospitals

Hospital City Cash price Negotiated range
Atrium Health Anson Wadesboro $99.58 $25.70 – $189.19
Atrium Health Behavioral Health Charlotte Charlotte $99.58 $25.70 – $199.15
Atrium Health Cabarrus Concord $99.58 $24.44 – $189.19
Atrium Health Cleveland Shelby $99.58 $25.70 – $189.19
Atrium Health Lincoln Lincolnton $99.58 $22.46 – $189.19
Atrium Health Mercy Charlotte $99.58 $25.70 – $183.22
Atrium Health Pineville Charlotte $99.58 $19.92 – $183.22
Atrium Health Union Monroe $99.58 $25.70 – $189.19

All North-carolina hospitals for this procedure →