Collar cerv 18.25x3.5in serp firm density sm at Atrium Health Stanly
301 Yadkin St, Albermarle, NC · Atrium Health · · NPI 1073988994
$13.50
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$27.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$2.14 with Alliance vs $41.99 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Alliance | Behavioral Health | $2.14 | ↓ -84% |
| Partners | Managed Medicaid | $2.14 | ↓ -84% |
| Carolina Complete Health | Managed Medicaid | $2.16 | ↓ -84% |
| Healthy Blue | Managed Medicaid | $2.16 | ↓ -84% |
| Wellcare | Managed Medicaid | $2.16 | ↓ -84% |
| Amerihealth Caritas | Managed Medicaid | $2.18 | ↓ -84% |
| Vaya | Managed Medicaid | $2.18 | ↓ -84% |
| Alliance | Managed Medicaid | $2.20 | ↓ -84% |
| Trillium | Managed Medicaid | $2.23 | ↓ -83% |
| United Healthcare | Managed Medicaid | $3.13 | ↓ -77% |
| Blue Cross Blue Shield of North Carolina | Local Individual Commercial | $3.37 | ↓ -75% |
| Blue Cross Blue Shield of North Carolina | Local Group Commercial | $4.14 | ↓ -69% |
| Aetna | Connected North Carolina Individual HMO | $4.73 | ↓ -65% |
| Blue Cross Blue Shield of North Carolina | HMO-PPO Managed Care | $5.44 | ↓ -60% |
| Ambetter | CoBranded Commercial | $5.46 | ↓ -60% |
| Ambetter | Individual Commercial | $6.64 | ↓ -51% |
| United Healthcare | IEX Commercial | $7.18 | ↓ -47% |
| Cigna | Commercial NB | $7.73 | ↓ -43% |
| Employers Health Network | Commercial | $7.89 | ↓ -42% |
| Aetna | North Carolina Preferred Plus | $8.30 | ↓ -39% |
| Physician Reach Out | Plan P | $8.93 | ↓ -34% |
| Aetna | Broad Network | $9.35 | ↓ -31% |
| Cigna | HMO-PPO Managed Care | $9.57 | ↓ -29% |
| Magellan | Behavioral Health | $10.71 | ↓ -21% |
| MedCost | Ultra | $11.37 | ↓ -16% |
| Quik Trip | Commercial | $11.60 | ↓ -14% |
| GMMI | Commercial | $11.60 | ↓ -14% |
| Cigna | Commercial SAR | $12.05 | ↓ -11% |
| United Healthcare | HMO-PPO Managed Care | $12.08 | ↓ -11% |
| Carolina Behavioral Health | Employee Commercial | $12.85 | ↓ -5% |
| Aetna | Whole Health HMO | $13.83 | ↑ +2% |
| Carolina Behavioral Health | Commercial | $14.28 | ↑ +6% |
| Cigna | Behavioral Health | $14.28 | ↑ +6% |
| Aetna First Health | Commercial | $16.07 | ↑ +19% |
| First Health | Commercial | $16.07 | ↑ +19% |
| Healthgram | Commercial | $16.07 | ↑ +19% |
| Lifesynch Community Choice Care | Behavioral Health | $16.78 | ↑ +24% |
| Multiplan | Commercial | $16.78 | ↑ +24% |
| ChoiceCare | Commercial | $16.78 | ↑ +24% |
| Private Health Care Systems | Commercial | $16.78 | ↑ +24% |
| Beechstreet | Commercial | $17.14 | ↑ +27% |
| MedCost | PPO | $17.14 | ↑ +27% |
| Humana | Medicare Advantage | $40.67 | ↑ +201% |
| Aetna | Medicare Advantage | $41.27 | ↑ +206% |
| Cigna Healthspring | Medicare Advantage | $41.86 | ↑ +210% |
| United Healthcare | Medicare Advantage | $41.99 | ↑ +211% |
| Physician Reach Out | Plan H | not published by hospital | — |
| Broughton Cardinal Partners | Commercial | not published by hospital | — |
Visitor-reported prices
Comments
Collar cerv 18.25x3.5in serp firm density sm at other North-carolina hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Atrium Health Anson | Wadesboro | $13.50 | $2.67 – $35.58 |
| Atrium Health Behavioral Health Charlotte | Charlotte | $13.50 | $3.39 – $17.85 |
| Atrium Health Cabarrus | Concord | $13.50 | $2.19 – $42.36 |
| Atrium Health Cleveland | Shelby | $13.50 | $2.50 – $41.86 |
| Atrium Health Lincoln | Lincolnton | $13.50 | $2.01 – $42.36 |
| Atrium Health Mercy | Charlotte | $13.50 | $3.21 – $42.36 |
| Atrium Health Pineville | Charlotte | $13.50 | $1.79 – $42.36 |
| Atrium Health Union | Monroe | $13.50 | $2.32 – $42.36 |