Cltx humrl cndylr fx wo mnpj at Atrium Health Stanly

301 Yadkin St, Albermarle, NC · Atrium Health · · NPI 1073988994

Source: hospital's published price file ↗ · Published Dec 1, 2025 · Ingested Aug 12, 2026

$463.48

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$926.95

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$111.23 with Partners vs $889.87 with Beechstreet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Partners Managed Medicaid $111.23 ↓ -76%
Alliance Behavioral Health $111.33 ↓ -76%
Healthy Blue Managed Medicaid $112.25 ↓ -76%
Wellcare Managed Medicaid $112.25 ↓ -76%
Carolina Complete Health Managed Medicaid $112.25 ↓ -76%
Vaya Managed Medicaid $113.37 ↓ -76%
Amerihealth Caritas Managed Medicaid $113.37 ↓ -76%
Alliance Managed Medicaid $114.48 ↓ -75%
Trillium Managed Medicaid $115.59 ↓ -75%
United Healthcare Managed Medicaid $162.77 ↓ -65%
Humana Medicare Advantage $232.71 ↓ -50%
Aetna Medicare Advantage $236.14 ↓ -49%
Cigna Healthspring Medicare Advantage $239.56 ↓ -48%
United Healthcare Medicare Advantage $240.26 ↓ -48%
Aetna Connected North Carolina Individual HMO $245.64 ↓ -47%
Ambetter CoBranded Commercial $283.55 ↓ -39%
United Healthcare IEX Commercial $299.40 ↓ -35%
Ambetter Individual Commercial $344.83 ↓ -26%
Cigna Commercial NB $401.37 ↓ -13%
Employers Health Network Commercial $409.71 ↓ -12%
Blue Cross Blue Shield of North Carolina Local Group Commercial $419.54 ↓ -9%
Aetna North Carolina Preferred Plus $431.03 ↓ -7%
Physician Reach Out Plan P $463.48 ↑ +0%
Aetna Broad Network $485.72 ↑ +5%
Cigna HMO-PPO Managed Care $496.85 ↑ +7%
Blue Cross Blue Shield of North Carolina HMO-PPO Managed Care $552.00 ↑ +19%
Magellan Behavioral Health $556.17 ↑ +20%
MedCost Ultra $590.47 ↑ +27%
Blue Cross Blue Shield of North Carolina Local Individual Commercial $598.81 ↑ +29%
GMMI Commercial $602.52 ↑ +30%
Quik Trip Commercial $602.52 ↑ +30%
Cigna Commercial SAR $625.69 ↑ +35%
United Healthcare HMO-PPO Managed Care $627.55 ↑ +35%
Carolina Behavioral Health Employee Commercial $667.40 ↑ +44%
Aetna Whole Health HMO $718.39 ↑ +55%
Carolina Behavioral Health Commercial $741.56 ↑ +60%
Cigna Behavioral Health $741.56 ↑ +60%
First Health Commercial $834.26 ↑ +80%
Healthgram Commercial $834.26 ↑ +80%
Aetna First Health Commercial $834.26 ↑ +80%
Private Health Care Systems Commercial $871.33 ↑ +88%
Lifesynch Community Choice Care Behavioral Health $871.33 ↑ +88%
ChoiceCare Commercial $871.33 ↑ +88%
Multiplan Commercial $871.33 ↑ +88%
MedCost PPO $889.87 ↑ +92%
Beechstreet Commercial $889.87 ↑ +92%
Physician Reach Out Plan H not published by hospital
Broughton Cardinal Partners Commercial not published by hospital

Visitor-reported prices

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Cltx humrl cndylr fx wo mnpj at other North-carolina hospitals

Hospital City Cash price Negotiated range
Atrium Health Anson Wadesboro $463.48 $138.67 – $880.60
Atrium Health Behavioral Health Charlotte Charlotte $463.48 $173.34 – $815.72
Atrium Health Cabarrus Concord $463.48 $113.74 – $880.60
Atrium Health Cleveland Shelby $463.48 $129.77 – $880.60
Atrium Health Lincoln Lincolnton $463.48 $104.56 – $880.60
Atrium Health Mercy Charlotte $463.48 $75.38 – $852.79
Atrium Health Pineville Charlotte $463.48 $92.70 – $852.79
Atrium Health Union Monroe $463.48 $120.50 – $880.60

All North-carolina hospitals for this procedure →