Clsd tx/metacar/interphal artic fx 26740 at Atrium Health Stanly

301 Yadkin St, Albermarle, NC · Atrium Health · · NPI 1073988994

Source: hospital's published price file ↗ · Published Dec 1, 2025 · Ingested Aug 12, 2026

$506.10

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,012.20

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$121.46 with Partners vs $971.71 with Beechstreet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Partners Managed Medicaid $121.46 ↓ -76%
Alliance Behavioral Health $121.57 ↓ -76%
Healthy Blue Managed Medicaid $122.58 ↓ -76%
Wellcare Managed Medicaid $122.58 ↓ -76%
Carolina Complete Health Managed Medicaid $122.58 ↓ -76%
Vaya Managed Medicaid $123.79 ↓ -76%
Amerihealth Caritas Managed Medicaid $123.79 ↓ -76%
Alliance Managed Medicaid $125.01 ↓ -75%
Trillium Managed Medicaid $126.22 ↓ -75%
United Healthcare Managed Medicaid $142.79 ↓ -72%
Cigna Healthspring Medicare Advantage $212.83 ↓ -58%
Humana Medicare Advantage $217.09 ↓ -57%
Aetna Medicare Advantage $220.28 ↓ -56%
United Healthcare Medicare Advantage $220.89 ↓ -56%
Aetna Connected North Carolina Individual HMO $268.23 ↓ -47%
Ambetter CoBranded Commercial $309.63 ↓ -39%
United Healthcare IEX Commercial $326.94 ↓ -35%
Ambetter Individual Commercial $376.54 ↓ -26%
Cigna Commercial NB $438.28 ↓ -13%
Employers Health Network Commercial $447.39 ↓ -12%
Blue Cross Blue Shield of North Carolina Local Group Commercial $458.12 ↓ -9%
Aetna North Carolina Preferred Plus $470.67 ↓ -7%
Physician Reach Out Plan P $506.10 ↑ +0%
Aetna Broad Network $530.39 ↑ +5%
MedCost Ultra $539.11 ↑ +7%
MedCost PPO $539.11 ↑ +7%
Cigna HMO-PPO Managed Care $542.54 ↑ +7%
Blue Cross Blue Shield of North Carolina HMO-PPO Managed Care $566.73 ↑ +12%
Blue Cross Blue Shield of North Carolina Local Individual Commercial $566.73 ↑ +12%
Magellan Behavioral Health $607.32 ↑ +20%
Quik Trip Commercial $657.93 ↑ +30%
GMMI Commercial $657.93 ↑ +30%
Cigna Commercial SAR $683.24 ↑ +35%
United Healthcare HMO-PPO Managed Care $685.26 ↑ +35%
Carolina Behavioral Health Employee Commercial $728.78 ↑ +44%
Aetna Whole Health HMO $784.46 ↑ +55%
Carolina Behavioral Health Commercial $809.76 ↑ +60%
Cigna Behavioral Health $809.76 ↑ +60%
Aetna First Health Commercial $910.98 ↑ +80%
First Health Commercial $910.98 ↑ +80%
Healthgram Commercial $910.98 ↑ +80%
Lifesynch Community Choice Care Behavioral Health $951.47 ↑ +88%
ChoiceCare Commercial $951.47 ↑ +88%
Private Health Care Systems Commercial $951.47 ↑ +88%
Multiplan Commercial $951.47 ↑ +88%
Beechstreet Commercial $971.71 ↑ +92%
Broughton Cardinal Partners Commercial not published by hospital
Physician Reach Out Plan H not published by hospital

Visitor-reported prices

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Clsd tx/metacar/interphal artic fx 26740 at other North-carolina hospitals

Hospital City Cash price Negotiated range
Atrium Health Anson Wadesboro $506.10 $141.38 – $961.59
Atrium Health Behavioral Health Charlotte Charlotte $506.10 $142.79 – $890.74
Atrium Health Cabarrus Concord $506.10 $124.20 – $961.59
Atrium Health Cleveland Shelby $506.10 $141.38 – $961.59
Atrium Health Lincoln Lincolnton $506.10 $114.18 – $961.59
Atrium Health Mercy Charlotte $506.10 $75.38 – $931.22
Atrium Health Pineville Charlotte $506.10 $101.22 – $931.22
Atrium Health Union Monroe $506.10 $131.59 – $961.59

All North-carolina hospitals for this procedure →