Appl modality 1/> areas paraffin bath 97018 at Atrium Health Stanly

301 Yadkin St, Albermarle, NC · Atrium Health · · NPI 1073988994

Source: hospital's published price file ↗ · Published Dec 1, 2025 · Ingested Aug 12, 2026

$83.28

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$166.55

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$5.75 with Cigna Healthspring vs $159.89 with Beechstreet — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Cigna Healthspring Medicare Advantage $5.75 ↓ -93%
Humana Medicare Advantage $5.87 ↓ -93%
Aetna Medicare Advantage $5.95 ↓ -93%
United Healthcare Medicare Advantage $5.97 ↓ -93%
Trillium Managed Medicaid $6.21 ↓ -93%
Healthy Blue Managed Medicaid $6.27 ↓ -92%
Wellcare Managed Medicaid $6.27 ↓ -92%
United Healthcare Managed Medicaid $6.27 ↓ -92%
Amerihealth Caritas Managed Medicaid $6.27 ↓ -92%
Partners Managed Medicaid $6.27 ↓ -92%
Vaya Managed Medicaid $6.27 ↓ -92%
Carolina Complete Health Managed Medicaid $6.27 ↓ -92%
Alliance Managed Medicaid $6.33 ↓ -92%
Alliance Behavioral Health $20.00 ↓ -76%
Aetna Connected North Carolina Individual HMO $44.14 ↓ -47%
Ambetter CoBranded Commercial $50.95 ↓ -39%
Ambetter Individual Commercial $61.96 ↓ -26%
Blue Cross Blue Shield of North Carolina Local Group Commercial $65.22 ↓ -22%
United Healthcare IEX Commercial $66.95 ↓ -20%
Blue Cross Blue Shield of North Carolina Local Individual Commercial $71.72 ↓ -14%
Cigna Commercial NB $72.12 ↓ -13%
Employers Health Network Commercial $73.62 ↓ -12%
Aetna North Carolina Preferred Plus $77.45 ↓ -7%
Physician Reach Out Plan P $83.28 ↑ +0%
Blue Cross Blue Shield of North Carolina HMO-PPO Managed Care $85.81 ↑ +3%
Aetna Broad Network $87.27 ↑ +5%
Cigna HMO-PPO Managed Care $89.27 ↑ +7%
Magellan Behavioral Health $99.93 ↑ +20%
MedCost Ultra $106.09 ↑ +27%
GMMI Commercial $108.26 ↑ +30%
Quik Trip Commercial $108.26 ↑ +30%
Cigna Commercial SAR $112.42 ↑ +35%
United Healthcare HMO-PPO Managed Care $112.75 ↑ +35%
Carolina Behavioral Health Employee Commercial $119.92 ↑ +44%
Aetna Whole Health HMO $129.08 ↑ +55%
Carolina Behavioral Health Commercial $133.24 ↑ +60%
Cigna Behavioral Health $133.24 ↑ +60%
First Health Commercial $149.90 ↑ +80%
Healthgram Commercial $149.90 ↑ +80%
Aetna First Health Commercial $149.90 ↑ +80%
Lifesynch Community Choice Care Behavioral Health $156.56 ↑ +88%
Private Health Care Systems Commercial $156.56 ↑ +88%
Multiplan Commercial $156.56 ↑ +88%
ChoiceCare Commercial $156.56 ↑ +88%
MedCost PPO $159.89 ↑ +92%
Beechstreet Commercial $159.89 ↑ +92%
Broughton Cardinal Partners Commercial not published by hospital
Physician Reach Out Plan H not published by hospital

Visitor-reported prices

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Appl modality 1/> areas paraffin bath 97018 at other North-carolina hospitals

Hospital City Cash price Negotiated range
Atrium Health Anson Wadesboro $83.28 $5.75 – $158.22
Atrium Health Behavioral Health Charlotte Charlotte $83.28 $5.75 – $146.56
Atrium Health Cabarrus Concord $83.28 $5.75 – $158.22
Atrium Health Cleveland Shelby $83.28 $5.75 – $158.22
Atrium Health Lincoln Lincolnton $83.28 $5.75 – $158.22
Atrium Health Mercy Charlotte $83.28 $5.75 – $153.23
Atrium Health Pineville Charlotte $83.28 $5.75 – $153.23
Atrium Health Union Monroe $83.28 $5.75 – $158.22

All North-carolina hospitals for this procedure →