_afb org id by sequencing rflx ast-sendout at Atrium Health Stanly

301 Yadkin St, Albermarle, NC · Atrium Health · · NPI 1073988994

Source: hospital's published price file ↗ · Published Dec 1, 2025 · Ingested Aug 12, 2026

$68.93

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$137.85

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$16.56 with Alliance vs $132.34 with Beechstreet — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Alliance Behavioral Health $16.56 ↓ -76%
Wellcare Managed Medicaid $16.69 ↓ -76%
Healthy Blue Managed Medicaid $16.69 ↓ -76%
Carolina Complete Health Managed Medicaid $16.69 ↓ -76%
Aetna Connected North Carolina Individual HMO $36.53 ↓ -47%
Ambetter CoBranded Commercial $42.17 ↓ -39%
Ambetter Individual Commercial $51.28 ↓ -26%
Blue Cross Blue Shield of North Carolina Local Group Commercial $53.98 ↓ -22%
United Healthcare IEX Commercial $55.42 ↓ -20%
Blue Cross Blue Shield of North Carolina Local Individual Commercial $59.36 ↓ -14%
Cigna Commercial NB $59.69 ↓ -13%
Aetna North Carolina Preferred Plus $64.10 ↓ -7%
Physician Reach Out Plan P $68.93 ↑ +0%
Blue Cross Blue Shield of North Carolina HMO-PPO Managed Care $71.02 ↑ +3%
Aetna Broad Network $72.23 ↑ +5%
Employers Health Network Commercial $73.06 ↑ +6%
Cigna HMO-PPO Managed Care $73.89 ↑ +7%
Trillium Managed Medicaid $74.81 ↑ +9%
Amerihealth Caritas Managed Medicaid $75.56 ↑ +10%
United Healthcare Managed Medicaid $75.56 ↑ +10%
Vaya Managed Medicaid $75.56 ↑ +10%
Partners Managed Medicaid $75.56 ↑ +10%
Alliance Managed Medicaid $76.31 ↑ +11%
Magellan Behavioral Health $82.71 ↑ +20%
MedCost Ultra $87.81 ↑ +27%
Quik Trip Commercial $89.60 ↑ +30%
GMMI Commercial $89.60 ↑ +30%
Cigna Commercial SAR $93.05 ↑ +35%
United Healthcare HMO-PPO Managed Care $93.32 ↑ +35%
Carolina Behavioral Health Employee Commercial $99.25 ↑ +44%
Aetna Whole Health HMO $106.83 ↑ +55%
Cigna Behavioral Health $110.28 ↑ +60%
Carolina Behavioral Health Commercial $110.28 ↑ +60%
Humana Medicare Advantage $117.67 ↑ +71%
Aetna Medicare Advantage $119.40 ↑ +73%
Cigna Healthspring Medicare Advantage $121.13 ↑ +76%
United Healthcare Medicare Advantage $121.49 ↑ +76%
Healthgram Commercial $124.07 ↑ +80%
Aetna First Health Commercial $124.07 ↑ +80%
First Health Commercial $124.07 ↑ +80%
Multiplan Commercial $129.58 ↑ +88%
ChoiceCare Commercial $129.58 ↑ +88%
Private Health Care Systems Commercial $129.58 ↑ +88%
Lifesynch Community Choice Care Behavioral Health $129.58 ↑ +88%
MedCost PPO $132.34 ↑ +92%
Beechstreet Commercial $132.34 ↑ +92%
Physician Reach Out Plan H not published by hospital
Broughton Cardinal Partners Commercial not published by hospital

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

_afb org id by sequencing rflx ast-sendout at other North-carolina hospitals

Hospital City Cash price Negotiated range
Atrium Health Anson Wadesboro $68.93 $20.83 – $130.96
Atrium Health Behavioral Health Charlotte Charlotte $68.93 $26.19 – $121.31
Atrium Health Cabarrus Concord $68.93 $17.08 – $144.20
Atrium Health Cleveland Shelby $68.93 $23.08 – $130.96
Atrium Health Lincoln Lincolnton $68.93 $15.70 – $144.20
Atrium Health Mercy Charlotte $68.93 $30.35 – $171.01
Atrium Health Pineville Charlotte $68.93 $14.13 – $144.20
Atrium Health Union Monroe $68.93 $18.40 – $144.20

All North-carolina hospitals for this procedure →