Xpos opn axillary/sbclvn art w/cndt crtn at WESTFIELD MEMORIAL HOSPITAL INC
189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427
$225.50
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$1,025.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$52.21 with Amerihealth vs $728.68 with United Healthcare — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Amerihealth | Amerihealth Caritas D-SNP Medicare | $52.21 | ↓ -77% |
| Amerihealth | Amerihealth Caritas Medicare (NY) | $52.21 | ↓ -77% |
| Pennsylvania Health and Wellness | PA Health and Wellness Medicaid CHC | $65.63 | ↓ -71% |
| Geisinger | Geisinger Medicaid HC | $72.09 | ↓ -68% |
| Geisinger | Geisinger CHIP | $72.09 | ↓ -68% |
| Amerihealth | Amerihealth Caritas HC Medicaid | $72.09 | ↓ -68% |
| Amerihealth | Amerihealth Caritas CHC Medicaid | $72.09 | ↓ -68% |
| United Healthcare | United Healthcare Medicaid | $72.09 | ↓ -68% |
| United Healthcare | United Healthcare CHIP | $79.55 | ↓ -65% |
| Univera | Univera Essential Plan | $291.69 | ↑ +29% |
| Univera | Univera Healthy New York | $291.69 | ↑ +29% |
| Univera | Univera Medicare | $409.96 | ↑ +82% |
| Highmark | Highmark Together Blue | $411.33 | ↑ +82% |
| Highmark | Highmark My Direct Blue | $435.12 | ↑ +93% |
| Highmark | Highmark Performance Blue | $435.12 | ↑ +93% |
| Highmark | Highmark Social Mission Indemnity | $435.12 | ↑ +93% |
| Highmark | Highmark Social Mission Managed Care | $435.12 | ↑ +93% |
| Highmark | Highmark Managed Care | $435.12 | ↑ +93% |
| Highmark | Highmark Indemnity | $435.12 | ↑ +93% |
| Highmark | Highmark My Blue Access | $435.12 | ↑ +93% |
| Highmark | Highmark Connect Blue | $435.12 | ↑ +93% |
| Highmark | Highmark Blue High Performance | $435.12 | ↑ +93% |
| Highmark | Highmark Community Blue | $435.12 | ↑ +93% |
| Univera | Univera Commercial | $456.41 | ↑ +102% |
| Cigna | Cigna Commercial | $581.80 | ↑ +158% |
| United Healthcare | United Healthcare Navigate Nexus Commercial | $691.15 | ↑ +206% |
| United Healthcare | United Healthcare Of OH Medicaid | $728.68 | ↑ +223% |
| United Healthcare | United Healthcare Commercial | $728.68 | ↑ +223% |
Visitor-reported prices
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Xpos opn axillary/sbclvn art w/cndt crtn at other New-york hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Rochester General Hospital | Rochester | $6,661.44 | not published |
| The Unity Hospital of Rochester | Rochester | $8,198.70 | not published |
| Newark Wayne Community Hospital | Newark | $6,661.44 | $318.87 – $664.43 |
| Bellevue Hospital Center | NY 10016 | not published | $253.16 – $598.51 |
| Harlem Hospital Center | New York | not published | $415.63 – $598.51 |
| Kings County Hospital Center | Brooklyn | not published | $253.16 – $622.12 |
| Lincoln Medical Center | Bronx | not published | $432.03 – $622.12 |
| Metropolitan Hospital Center | New York | not published | $432.03 – $622.12 |