Xcapsl ctrc rmvl w/ecp at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$58.75 with Univera vs $9,140.14 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Essential Plan $58.75 —
Univera Univera Healthy New York $58.75 —
Univera Univera Medicare $73.62 —
Univera Univera Commercial $98.22 —
Amerihealth Amerihealth Caritas D-SNP Medicare $632.66 —
Amerihealth Amerihealth Caritas Medicare (NY) $632.66 —
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $795.34 —
Geisinger Geisinger CHIP $873.67 —
Amerihealth Amerihealth Caritas CHC Medicaid $873.67 —
Amerihealth Amerihealth Caritas HC Medicaid $873.67 —
Geisinger Geisinger Medicaid HC $873.67 —
United Healthcare United Healthcare Medicaid $873.67 —
Highmark Highmark Together Blue $898.48 —
Highmark Highmark Community Blue $957.46 —
Highmark Highmark Social Mission Indemnity $957.46 —
Highmark Highmark My Blue Access $957.46 —
Highmark Highmark My Direct Blue $957.46 —
Highmark Highmark Performance Blue $957.46 —
Highmark Highmark Blue High Performance $957.46 —
Highmark Highmark Connect Blue $957.46 —
Highmark Highmark Social Mission Managed Care $957.46 —
Highmark Highmark Indemnity $957.46 —
Highmark Highmark Managed Care $957.46 —
Cigna Cigna Commercial $1,138.28 —
United Healthcare United Healthcare Navigate Nexus Commercial $1,201.77 —
United Healthcare United Healthcare Of OH Medicaid $1,267.02 —
United Healthcare United Healthcare Commercial $1,267.02 —
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $2,481.00 —
Jefferson Health Plans Jefferson Health Plans $2,530.62 —
United Healthcare United Healthcare CHIP $2,646.40 —
Amerihealth Amerihealth Medicaid HC $2,729.10 —
Amerihealth Amerihealth Medicaid CHC $2,729.10 —
Highmark Highmark Community Blue Medicare PPO $4,379.65 —
Highmark Highmark Complete Blue Medicare $4,379.65 —
Highmark Highmark Freedom Blue $4,427.26 —
Life Pittsburgh Life Pittsburgh Medicare $4,760.49 —
Martin's Point Martin's Point $4,760.49 —
American Health Plans American Health Plans Medicare $4,760.49 —
Devoted Medicare Devoted Health Medicare Advantage $4,903.31 —
Highmark Highmark Together Blue Medicare $4,950.91 —
Highmark Highmark Community Blue Medicare HMO $4,950.91 —
Highmark Highmark Security Blue $4,950.91 —
Aetna Aetna Medicare $4,950.91 —
Amerihealth Amerihealth Medicare New York $4,998.52 —
Humana Humana Commercial $5,046.12 —
United Healthcare United Healthcare Medicare I-SNP $5,093.73 —
United Healthcare United Healthcare Medicare D-SNP $5,141.33 —
Molina Molina Ohio $5,188.94 —
Highmark Highmark Performance Blue Enhanced $6,934.13 —
Aetna Aetna Commercial $9,140.14 —

Visitor-reported prices

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Xcapsl ctrc rmvl w/ecp at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $4,760.49 $766.51 – $7,739.53
Harlem Hospital Center New York $4,760.49 $4,282.54 – $6,759.90
Kings County Hospital Center Brooklyn $4,760.49 $766.51 – $7,739.53
Lincoln Medical Center Bronx $4,760.49 $4,282.54 – $6,759.90
Metropolitan Hospital Center New York $4,760.49 $4,282.54 – $6,759.90
Queens Hospital Center Jamaica $4,760.49 $766.51 – $7,739.53
Woodhull Medical Center Brooklyn $4,760.49 $766.51 – $7,739.53
South Brooklyn Health Brooklyn $4,760.49 $4,282.54 – $6,759.90

All New-york hospitals for this procedure →