X-ray exam thorac spine4/>vw at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$427.44

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$548.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$9.70 with Univera vs $241.61 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Healthy New York $9.70 ↓ -98%
Univera Univera Essential Plan $9.70 ↓ -98%
Amerihealth Amerihealth Caritas Medicare (NY) $10.53 ↓ -98%
Amerihealth Amerihealth Caritas D-SNP Medicare $10.53 ↓ -98%
Univera Univera Medicare $11.41 ↓ -97%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $13.24 ↓ -97%
Highmark Highmark Together Blue $13.37 ↓ -97%
Univera Univera Commercial $13.80 ↓ -97%
Highmark Highmark Connect Blue $14.14 ↓ -97%
Highmark Highmark Blue High Performance $14.14 ↓ -97%
Highmark Highmark Community Blue $14.14 ↓ -97%
Highmark Highmark Indemnity $14.14 ↓ -97%
Highmark Highmark Managed Care $14.14 ↓ -97%
Highmark Highmark My Blue Access $14.14 ↓ -97%
Highmark Highmark My Direct Blue $14.14 ↓ -97%
Highmark Highmark Performance Blue $14.14 ↓ -97%
Highmark Highmark Social Mission Indemnity $14.14 ↓ -97%
Highmark Highmark Social Mission Managed Care $14.14 ↓ -97%
Geisinger Geisinger CHIP $14.54 ↓ -97%
United Healthcare United Healthcare Medicaid $14.54 ↓ -97%
Amerihealth Amerihealth Caritas HC Medicaid $14.54 ↓ -97%
Geisinger Geisinger Medicaid HC $14.54 ↓ -97%
Amerihealth Amerihealth Caritas CHC Medicaid $14.54 ↓ -97%
Cigna Cigna Commercial $18.81 ↓ -96%
United Healthcare United Healthcare Navigate Nexus Commercial $22.40 ↓ -95%
United Healthcare United Healthcare Commercial $23.62 ↓ -94%
United Healthcare United Healthcare Of OH Medicaid $23.62 ↓ -94%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $32.25 ↓ -92%
Jefferson Health Plans Jefferson Health Plans $32.90 ↓ -92%
United Healthcare United Healthcare CHIP $34.40 ↓ -92%
Amerihealth Amerihealth Medicaid HC $35.48 ↓ -92%
Amerihealth Amerihealth Medicaid CHC $35.48 ↓ -92%
Highmark Highmark Complete Blue Medicare $115.77 ↓ -73%
Highmark Highmark Community Blue Medicare PPO $115.77 ↓ -73%
Highmark Highmark Freedom Blue $117.03 ↓ -73%
Martin's Point Martin's Point $125.84 ↓ -71%
Life Pittsburgh Life Pittsburgh Medicare $125.84 ↓ -71%
American Health Plans American Health Plans Medicare $125.84 ↓ -71%
Devoted Medicare Devoted Health Medicare Advantage $129.61 ↓ -70%
Aetna Aetna Medicare $130.87 ↓ -69%
Highmark Highmark Together Blue Medicare $130.87 ↓ -69%
Highmark Highmark Security Blue $130.87 ↓ -69%
Highmark Highmark Community Blue Medicare HMO $130.87 ↓ -69%
Amerihealth Amerihealth Medicare New York $132.13 ↓ -69%
Humana Humana Commercial $133.39 ↓ -69%
United Healthcare United Healthcare Medicare I-SNP $134.65 ↓ -68%
United Healthcare United Healthcare Medicare D-SNP $135.91 ↓ -68%
Molina Molina Ohio $137.16 ↓ -68%
Highmark Highmark Performance Blue Enhanced $183.30 ↓ -57%
Aetna Aetna Commercial $241.61 ↓ -43%

Visitor-reported prices

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X-ray exam thorac spine4/>vw at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $125.84 $1.00 – $195.75
Harlem Hospital Center New York $125.84 $1.00 – $195.75
Kings County Hospital Center Brooklyn $125.84 $1.00 – $195.75
Lincoln Medical Center Bronx $125.84 $1.00 – $195.75
Metropolitan Hospital Center New York $125.84 $1.00 – $195.75
UPMC Chautauqua Jamestown $191.40 $39.41 – $325.85
Queens Hospital Center Jamaica $125.84 $1.00 – $195.75
Woodhull Medical Center Brooklyn $125.84 $1.00 – $195.75

All New-york hospitals for this procedure →