X-ray exam of arm infant at WESTFIELD MEMORIAL HOSPITAL INC
189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427
$342.42
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
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What you pay up front if you don't use insurance.
$439.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
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The hospital's undiscounted list price — almost no one pays this.
$6.35 with Univera vs $241.61 with Aetna — same scan, same building. Share
Negotiated rates by payer
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
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Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Univera | Univera Essential Plan | $6.35 | ↓ -98% |
| Univera | Univera Healthy New York | $6.35 | ↓ -98% |
| Univera | Univera Medicare | $7.47 | ↓ -98% |
| Amerihealth | Amerihealth Caritas Medicare (NY) | $7.69 | ↓ -98% |
| Amerihealth | Amerihealth Caritas D-SNP Medicare | $7.69 | ↓ -98% |
| Highmark | Highmark Together Blue | $8.79 | ↓ -97% |
| Univera | Univera Commercial | $9.03 | ↓ -97% |
| Highmark | Highmark Blue High Performance | $9.30 | ↓ -97% |
| Highmark | Highmark Community Blue | $9.30 | ↓ -97% |
| Highmark | Highmark Connect Blue | $9.30 | ↓ -97% |
| Highmark | Highmark Indemnity | $9.30 | ↓ -97% |
| Highmark | Highmark Social Mission Managed Care | $9.30 | ↓ -97% |
| Highmark | Highmark Social Mission Indemnity | $9.30 | ↓ -97% |
| Highmark | Highmark Performance Blue | $9.30 | ↓ -97% |
| Highmark | Highmark My Direct Blue | $9.30 | ↓ -97% |
| Highmark | Highmark My Blue Access | $9.30 | ↓ -97% |
| Highmark | Highmark Managed Care | $9.30 | ↓ -97% |
| Pennsylvania Health and Wellness | PA Health and Wellness Medicaid CHC | $9.66 | ↓ -97% |
| Amerihealth | Amerihealth Caritas HC Medicaid | $10.61 | ↓ -97% |
| United Healthcare | United Healthcare Medicaid | $10.61 | ↓ -97% |
| Amerihealth | Amerihealth Caritas CHC Medicaid | $10.61 | ↓ -97% |
| Geisinger | Geisinger Medicaid HC | $10.61 | ↓ -97% |
| Geisinger | Geisinger CHIP | $10.61 | ↓ -97% |
| Cigna | Cigna Commercial | $12.34 | ↓ -96% |
| United Healthcare | United Healthcare Navigate Nexus Commercial | $14.71 | ↓ -96% |
| United Healthcare | United Healthcare Commercial | $15.51 | ↓ -95% |
| United Healthcare | United Healthcare Of OH Medicaid | $15.51 | ↓ -95% |
| Pennsylvania Health and Wellness | Pennsylvania Health and Wellness Medicaid CHC | $16.50 | ↓ -95% |
| Jefferson Health Plans | Jefferson Health Plans | $16.83 | ↓ -95% |
| United Healthcare | United Healthcare CHIP | $17.60 | ↓ -95% |
| Amerihealth | Amerihealth Medicaid HC | $18.15 | ↓ -95% |
| Amerihealth | Amerihealth Medicaid CHC | $18.15 | ↓ -95% |
| Martin's Point | Martin's Point | $47.00 | ↓ -86% |
| Highmark | Highmark Community Blue Medicare PPO | $115.77 | ↓ -66% |
| Highmark | Highmark Complete Blue Medicare | $115.77 | ↓ -66% |
| Highmark | Highmark Freedom Blue | $117.03 | ↓ -66% |
| Life Pittsburgh | Life Pittsburgh Medicare | $125.84 | ↓ -63% |
| American Health Plans | American Health Plans Medicare | $125.84 | ↓ -63% |
| Devoted Medicare | Devoted Health Medicare Advantage | $129.61 | ↓ -62% |
| Highmark | Highmark Together Blue Medicare | $130.87 | ↓ -62% |
| Highmark | Highmark Community Blue Medicare HMO | $130.87 | ↓ -62% |
| Highmark | Highmark Security Blue | $130.87 | ↓ -62% |
| Aetna | Aetna Medicare | $130.87 | ↓ -62% |
| Amerihealth | Amerihealth Medicare New York | $132.13 | ↓ -61% |
| Humana | Humana Commercial | $133.39 | ↓ -61% |
| United Healthcare | United Healthcare Medicare I-SNP | $134.65 | ↓ -61% |
| United Healthcare | United Healthcare Medicare D-SNP | $135.91 | ↓ -60% |
| Molina | Molina Ohio | $137.16 | ↓ -60% |
| Highmark | Highmark Performance Blue Enhanced | $183.30 | ↓ -46% |
| Aetna | Aetna Commercial | $241.61 | ↓ -29% |
Visitor-reported prices
Comments
X-ray exam of arm infant at other New-york hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bellevue Hospital Center | NY 10016 | $125.84 | $1.00 – $195.75 |
| Harlem Hospital Center | New York | $125.84 | $1.00 – $195.75 |
| Kings County Hospital Center | Brooklyn | $125.84 | $1.00 – $195.75 |
| Lincoln Medical Center | Bronx | $125.84 | $1.00 – $195.75 |
| Metropolitan Hospital Center | New York | $125.84 | $1.00 – $195.75 |
| UPMC Chautauqua | Jamestown | $122.40 | $33.08 – $325.85 |
| Queens Hospital Center | Jamaica | $125.84 | $1.00 – $195.75 |
| Woodhull Medical Center | Brooklyn | $125.84 | $1.00 – $195.75 |