Urinary reflex study at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$34.54

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$157.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$35.86 with Highmark vs $134.96 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Highmark Highmark Together Blue $35.86 ↑ +4%
Univera Univera Healthy New York $44.76 ↑ +30%
Univera Univera Essential Plan $44.76 ↑ +30%
Amerihealth Amerihealth Caritas Medicare (NY) $50.40 ↑ +46%
Amerihealth Amerihealth Caritas D-SNP Medicare $50.40 ↑ +46%
Univera Univera Medicare $54.60 ↑ +58%
Highmark Highmark My Direct Blue $61.35 ↑ +78%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $63.36 ↑ +83%
Highmark Highmark Community Blue Medicare PPO $64.67 ↑ +87%
Highmark Highmark Complete Blue Medicare $64.67 ↑ +87%
Highmark Highmark Freedom Blue $65.37 ↑ +89%
Geisinger Geisinger CHIP $69.60 ↑ +102%
Amerihealth Amerihealth Caritas CHC Medicaid $69.60 ↑ +102%
Amerihealth Amerihealth Caritas HC Medicaid $69.60 ↑ +102%
Geisinger Geisinger Medicaid HC $69.60 ↑ +102%
United Healthcare United Healthcare Medicaid $69.60 ↑ +102%
American Health Plans American Health Plans Medicare $70.29 ↑ +104%
Martin's Point Martin's Point $70.29 ↑ +104%
Life Pittsburgh Life Pittsburgh Medicare $70.29 ↑ +104%
Univera Univera Commercial $71.10 ↑ +106%
United Healthcare United Healthcare Commercial $72.40 ↑ +110%
Devoted Medicare Devoted Health Medicare Advantage $72.40 ↑ +110%
Highmark Highmark Performance Blue $72.67 ↑ +110%
Highmark Highmark Social Mission Indemnity $72.67 ↑ +110%
Highmark Highmark Social Mission Managed Care $72.67 ↑ +110%
Highmark Highmark Community Blue $72.67 ↑ +110%
Highmark Highmark Connect Blue $72.67 ↑ +110%
Highmark Highmark Blue High Performance $72.67 ↑ +110%
Highmark Highmark Indemnity $72.67 ↑ +110%
Highmark Highmark Managed Care $72.67 ↑ +110%
Highmark Highmark My Blue Access $72.67 ↑ +110%
Highmark Highmark Security Blue $73.10 ↑ +112%
Highmark Highmark Together Blue Medicare $73.10 ↑ +112%
Highmark Highmark Community Blue Medicare HMO $73.10 ↑ +112%
Aetna Aetna Medicare $73.10 ↑ +112%
Amerihealth Amerihealth Medicare New York $73.81 ↑ +114%
Humana Humana Commercial $74.51 ↑ +116%
United Healthcare United Healthcare Medicare I-SNP $75.21 ↑ +118%
United Healthcare United Healthcare Medicare D-SNP $75.91 ↑ +120%
Molina Molina Ohio $76.62 ↑ +122%
United Healthcare United Healthcare CHIP $76.80 ↑ +122%
Cigna Cigna Commercial $87.85 ↑ +154%
United Healthcare United Healthcare Navigate Nexus Commercial $101.08 ↑ +193%
Highmark Highmark Performance Blue Enhanced $102.39 ↑ +196%
United Healthcare United Healthcare Of OH Medicaid $106.57 ↑ +209%
Aetna Aetna Commercial $134.96 ↑ +291%

Visitor-reported prices

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Urinary reflex study at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $70.29 $61.12 – $307.00
Harlem Hospital Center New York $70.29 $61.12 – $284.93
Kings County Hospital Center Brooklyn $70.29 $61.12 – $307.00
Lincoln Medical Center Bronx $70.29 $61.12 – $293.40
Metropolitan Hospital Center New York $70.29 $61.12 – $293.40
Queens Hospital Center Jamaica $70.29 $61.12 – $307.00
Woodhull Medical Center Brooklyn $70.29 $61.12 – $307.00
South Brooklyn Health Brooklyn $70.29 $61.12 – $293.40

All New-york hospitals for this procedure →