Trluml dil aq o/f can w/st at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$437.14

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,987.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$58.79 with Univera vs $11,723.13 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Essential Plan $58.79 ↓ -87%
Univera Univera Healthy New York $58.79 ↓ -87%
Univera Univera Medicare $73.66 ↓ -83%
Univera Univera Commercial $98.28 ↓ -78%
Highmark Highmark Together Blue $907.32 ↑ +108%
Highmark Highmark Managed Care $959.78 ↑ +120%
Highmark Highmark Social Mission Managed Care $959.78 ↑ +120%
Highmark Highmark Social Mission Indemnity $959.78 ↑ +120%
Highmark Highmark Blue High Performance $959.78 ↑ +120%
Highmark Highmark Community Blue $959.78 ↑ +120%
Highmark Highmark My Blue Access $959.78 ↑ +120%
Highmark Highmark Performance Blue $959.78 ↑ +120%
Highmark Highmark Connect Blue $959.78 ↑ +120%
Highmark Highmark My Direct Blue $959.78 ↑ +120%
Highmark Highmark Indemnity $959.78 ↑ +120%
Cigna Cigna Commercial $1,134.54 ↑ +160%
United Healthcare United Healthcare Navigate Nexus Commercial $1,768.83 ↑ +305%
United Healthcare United Healthcare Commercial $1,864.86 ↑ +327%
United Healthcare United Healthcare Of OH Medicaid $1,864.86 ↑ +327%
United Healthcare United Healthcare CHIP $3,899.68 ↑ +792%
United Healthcare United Healthcare Medicaid $3,899.68 ↑ +792%
Highmark Highmark Complete Blue Medicare $5,617.33 ↑ +1185%
Highmark Highmark Community Blue Medicare PPO $5,617.33 ↑ +1185%
Highmark Highmark Freedom Blue $5,678.39 ↑ +1199%
American Health Plans American Health Plans Medicare $6,105.79 ↑ +1297%
Life Pittsburgh Life Pittsburgh Medicare $6,105.79 ↑ +1297%
Martin's Point Martin's Point $6,105.79 ↑ +1297%
Devoted Medicare Devoted Health Medicare Advantage $6,288.97 ↑ +1339%
Highmark Highmark Security Blue $6,350.03 ↑ +1353%
Aetna Aetna Medicare $6,350.03 ↑ +1353%
Highmark Highmark Community Blue Medicare HMO $6,350.03 ↑ +1353%
Highmark Highmark Together Blue Medicare $6,350.03 ↑ +1353%
Amerihealth Amerihealth Medicare New York $6,411.08 ↑ +1367%
Amerihealth Amerihealth Caritas D-SNP Medicare $6,411.08 ↑ +1367%
Humana Humana Commercial $6,472.14 ↑ +1381%
United Healthcare United Healthcare Medicare I-SNP $6,533.20 ↑ +1395%
United Healthcare United Healthcare Medicare D-SNP $6,594.26 ↑ +1409%
Molina Molina Ohio $6,655.32 ↑ +1422%
Highmark Highmark Performance Blue Enhanced $8,893.70 ↑ +1935%
Aetna Aetna Commercial $11,723.13 ↑ +2582%

Visitor-reported prices

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Trluml dil aq o/f can w/st at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $6,105.79 $522.74 – $13,285.00
Harlem Hospital Center New York $6,105.79 $791.04 – $13,285.00
Kings County Hospital Center Brooklyn $6,105.79 $522.74 – $13,285.00
Lincoln Medical Center Bronx $6,105.79 $809.54 – $13,285.00
Metropolitan Hospital Center New York $6,105.79 $809.54 – $13,285.00
Queens Hospital Center Jamaica $6,105.79 $522.74 – $13,285.00
Woodhull Medical Center Brooklyn $6,105.79 $522.74 – $13,285.00
South Brooklyn Health Brooklyn $6,105.79 $809.54 – $13,285.00

All New-york hospitals for this procedure →