Trim nail(s) at WESTFIELD MEMORIAL HOSPITAL INC
189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427
$5.28
Cash price Discounted cash price What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge. Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.
?
What you pay up front if you don't use insurance.
$24.00
Gross charge Gross charge (chargemaster price) The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this. Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.
?
The hospital's undiscounted list price — almost no one pays this.
$6.09 with Univera vs $134.96 with Aetna — same scan, same building. Share
Negotiated rates by payer
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →
?
Negotiated rate
The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.
Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.
Full explanation →Payer ?Payer The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on. Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509. Full explanation → |
Plan ?Plan The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates. Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible. Full explanation → |
Negotiated rate | vs. cash |
|---|---|---|---|
| Univera | Univera Essential Plan | $6.09 | ↑ +15% |
| Univera | Univera Healthy New York | $6.09 | ↑ +15% |
| Highmark | Highmark Community Blue Medicare | $6.44 | ↑ +22% |
| Univera | Univera Medicare | $6.59 | ↑ +25% |
| Life Pittsburgh | Life Pittsburgh Medicare | $6.93 | ↑ +31% |
| Highmark | Highmark Security Blue | $7.14 | ↑ +35% |
| Highmark | Highmark Together Blue | $7.29 | ↑ +38% |
| Devoted Medicare | Devoted Duel Plus PA HMO D-SNP | $7.35 | ↑ +39% |
| Devoted Medicare | Devoted Health Medicare Advantage | $7.35 | ↑ +39% |
| American Health Plans | American Health Plans Medicare | $7.62 | ↑ +44% |
| Highmark | Highmark Social Mission Indemnity | $7.71 | ↑ +46% |
| Highmark | Highmark Indemnity | $7.71 | ↑ +46% |
| Highmark | Highmark Managed Care | $7.71 | ↑ +46% |
| Highmark | Highmark My Blue Access | $7.71 | ↑ +46% |
| Highmark | Highmark My Direct Blue | $7.71 | ↑ +46% |
| Highmark | Highmark Performance Blue | $7.71 | ↑ +46% |
| Highmark | Highmark Connect Blue | $7.71 | ↑ +46% |
| Highmark | Highmark Blue High Performance | $7.71 | ↑ +46% |
| Highmark | Highmark Community Blue | $7.71 | ↑ +46% |
| Highmark | Highmark Social Mission Managed Care | $7.71 | ↑ +46% |
| Univera | Univera Commercial | $8.04 | ↑ +52% |
| United Healthcare | United Healthcare Navigate Nexus Commercial | $14.13 | ↑ +168% |
| United Healthcare | United Healthcare Of OH Medicaid | $14.90 | ↑ +182% |
| United Healthcare | United Healthcare Commercial | $14.90 | ↑ +182% |
| United Healthcare | United Healthcare CHIP | $56.10 | ↑ +963% |
| United Healthcare | United Healthcare Medicaid | $56.10 | ↑ +963% |
| Martin's Point | Martin's Point | $58.00 | ↑ +998% |
| Highmark | Highmark Community Blue Medicare PPO | $64.67 | ↑ +1125% |
| Highmark | Highmark Complete Blue Medicare | $64.67 | ↑ +1125% |
| Highmark | Highmark Freedom Blue | $65.37 | ↑ +1138% |
| Highmark | Highmark Together Blue Medicare | $73.10 | ↑ +1284% |
| Aetna | Aetna Medicare | $73.10 | ↑ +1284% |
| Highmark | Highmark Community Blue Medicare HMO | $73.10 | ↑ +1284% |
| Amerihealth | Amerihealth Medicare New York | $73.81 | ↑ +1298% |
| Amerihealth | Amerihealth Caritas D-SNP Medicare | $73.81 | ↑ +1298% |
| Humana | Humana Commercial | $74.51 | ↑ +1311% |
| United Healthcare | United Healthcare Medicare I-SNP | $75.21 | ↑ +1324% |
| United Healthcare | United Healthcare Medicare D-SNP | $75.91 | ↑ +1338% |
| Molina | Molina Ohio | $76.62 | ↑ +1351% |
| Highmark | Highmark Performance Blue Enhanced | $102.39 | ↑ +1839% |
| Aetna | Aetna Commercial | $134.96 | ↑ +2456% |
Visitor-reported prices
Comments
Trim nail(s) at other New-york hospitals
| Hospital | City | Cash price | Negotiated range |
|---|---|---|---|
| Bellevue Hospital Center | NY 10016 | $70.29 | $0.01 – $645.00 |
| Kings County Hospital Center | Brooklyn | $70.29 | $0.01 – $645.00 |
| Lincoln Medical Center | Bronx | $70.29 | $0.01 – $645.00 |
| Metropolitan Hospital Center | New York | $70.29 | $0.01 – $645.00 |
| UPMC Chautauqua | Jamestown | $109.20 | $6.57 – $182.02 |
| Queens Hospital Center | Jamaica | $70.29 | $0.01 – $645.00 |
| Woodhull Medical Center | Brooklyn | $70.29 | $0.01 – $645.00 |
| South Brooklyn Health | Brooklyn | $70.29 | $0.01 – $645.00 |