Treatment of tibia fracture at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$620.18

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,819.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$81.18 with Univera vs $29,234.07 with Aetna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Essential Plan $81.18 ↓ -87%
Univera Univera Healthy New York $81.18 ↓ -87%
Univera Univera Medicare $106.32 ↓ -83%
Amerihealth Amerihealth Caritas D-SNP Medicare $118.02 ↓ -81%
Amerihealth Amerihealth Caritas Medicare (NY) $118.02 ↓ -81%
Univera Univera Commercial $119.39 ↓ -81%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $148.37 ↓ -76%
Geisinger Geisinger CHIP $162.98 ↓ -74%
Amerihealth Amerihealth Caritas CHC Medicaid $162.98 ↓ -74%
Amerihealth Amerihealth Caritas HC Medicaid $162.98 ↓ -74%
Geisinger Geisinger Medicaid HC $162.98 ↓ -74%
United Healthcare United Healthcare Medicaid $162.98 ↓ -74%
Highmark Highmark Together Blue $1,046.78 ↑ +69%
Highmark Highmark Community Blue $1,107.30 ↑ +79%
Highmark Highmark Social Mission Managed Care $1,107.30 ↑ +79%
Highmark Highmark Social Mission Indemnity $1,107.30 ↑ +79%
Highmark Highmark Blue High Performance $1,107.30 ↑ +79%
Highmark Highmark Performance Blue $1,107.30 ↑ +79%
Highmark Highmark Connect Blue $1,107.30 ↑ +79%
Highmark Highmark My Direct Blue $1,107.30 ↑ +79%
Highmark Highmark Indemnity $1,107.30 ↑ +79%
Highmark Highmark My Blue Access $1,107.30 ↑ +79%
Highmark Highmark Managed Care $1,107.30 ↑ +79%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $1,164.00 ↑ +88%
Jefferson Health Plans Jefferson Health Plans $1,187.28 ↑ +91%
United Healthcare United Healthcare CHIP $1,241.60 ↑ +100%
Amerihealth Amerihealth Medicaid CHC $1,280.40 ↑ +106%
Amerihealth Amerihealth Medicaid HC $1,280.40 ↑ +106%
Cigna Cigna Commercial $1,590.91 ↑ +157%
United Healthcare United Healthcare Navigate Nexus Commercial $1,824.49 ↑ +194%
United Healthcare United Healthcare Of OH Medicaid $1,923.55 ↑ +210%
United Healthcare United Healthcare Commercial $1,923.55 ↑ +210%
Highmark Highmark Complete Blue Medicare $14,007.99 ↑ +2159%
Highmark Highmark Community Blue Medicare PPO $14,007.99 ↑ +2159%
Highmark Highmark Freedom Blue $14,160.25 ↑ +2183%
Life Pittsburgh Life Pittsburgh Medicare $15,226.08 ↑ +2355%
Martin's Point Martin's Point $15,226.08 ↑ +2355%
American Health Plans American Health Plans Medicare $15,226.08 ↑ +2355%
Devoted Medicare Devoted Health Medicare Advantage $15,682.86 ↑ +2429%
Highmark Highmark Together Blue Medicare $15,835.12 ↑ +2453%
Highmark Highmark Community Blue Medicare HMO $15,835.12 ↑ +2453%
Highmark Highmark Security Blue $15,835.12 ↑ +2453%
Aetna Aetna Medicare $15,835.12 ↑ +2453%
Amerihealth Amerihealth Medicare New York $15,987.38 ↑ +2478%
Humana Humana Commercial $16,139.64 ↑ +2502%
United Healthcare United Healthcare Medicare I-SNP $16,291.91 ↑ +2527%
United Healthcare United Healthcare Medicare D-SNP $16,444.17 ↑ +2552%
Molina Molina Ohio $16,596.43 ↑ +2576%
Highmark Highmark Performance Blue Enhanced $22,178.31 ↑ +3476%
Aetna Aetna Commercial $29,234.07 ↑ +4614%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Treatment of tibia fracture at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $15,226.08 $0.01 – $24,039.48
Harlem Hospital Center New York $15,226.08 $0.01 – $18,109.74
Kings County Hospital Center Brooklyn $15,226.08 $0.01 – $24,039.48
Lincoln Medical Center Bronx $15,226.08 $0.01 – $18,109.74
Metropolitan Hospital Center New York $15,226.08 $0.01 – $18,109.74
Queens Hospital Center Jamaica $15,226.08 $0.01 – $24,039.48
Woodhull Medical Center Brooklyn $15,226.08 $0.01 – $24,039.48
South Brooklyn Health Brooklyn $15,226.08 $0.01 – $18,109.74

All New-york hospitals for this procedure →