Treatment of retinal lesion at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$348.48

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

$1,584.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$46.74 with Univera vs $1,241.60 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Essential Plan $46.74 ↓ -87%
Univera Univera Healthy New York $46.74 ↓ -87%
Univera Univera Medicare $58.57 ↓ -83%
Univera Univera Commercial $78.14 ↓ -78%
Highmark Highmark Together Blue $180.44 ↓ -48%
Highmark Highmark My Direct Blue $308.75 ↓ -11%
Amerihealth Amerihealth Caritas D-SNP Medicare $319.20 ↓ -8%
Amerihealth Amerihealth Caritas Medicare (NY) $319.20 ↓ -8%
Highmark Highmark Complete Blue Medicare $325.44 ↓ -7%
Highmark Highmark Community Blue Medicare PPO $325.44 ↓ -7%
Highmark Highmark Freedom Blue $328.98 ↓ -6%
Martin's Point Martin's Point $353.74 ↑ +2%
American Health Plans American Health Plans Medicare $353.74 ↑ +2%
Life Pittsburgh Life Pittsburgh Medicare $353.74 ↑ +2%
Devoted Medicare Devoted Health Medicare Advantage $364.35 ↑ +5%
United Healthcare United Healthcare Commercial $364.35 ↑ +5%
Aetna Aetna Medicare $367.89 ↑ +6%
Highmark Highmark Community Blue Medicare HMO $367.89 ↑ +6%
Highmark Highmark Security Blue $367.89 ↑ +6%
Highmark Highmark Together Blue Medicare $367.89 ↑ +6%
Amerihealth Amerihealth Medicare New York $371.43 ↑ +7%
Humana Humana Commercial $374.97 ↑ +8%
Highmark Highmark Social Mission Managed Care $376.59 ↑ +8%
Highmark Highmark Social Mission Indemnity $376.59 ↑ +8%
United Healthcare United Healthcare Medicare I-SNP $378.50 ↑ +9%
United Healthcare United Healthcare Medicare D-SNP $382.04 ↑ +10%
Molina Molina Ohio $385.58 ↑ +11%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $401.28 ↑ +15%
Highmark Highmark My Blue Access $432.24 ↑ +24%
Geisinger Geisinger Medicaid HC $440.80 ↑ +26%
Amerihealth Amerihealth Caritas CHC Medicaid $440.80 ↑ +26%
Amerihealth Amerihealth Caritas HC Medicaid $440.80 ↑ +26%
United Healthcare United Healthcare Medicaid $440.80 ↑ +26%
Geisinger Geisinger CHIP $440.80 ↑ +26%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $456.00 ↑ +31%
Jefferson Health Plans Jefferson Health Plans $465.12 ↑ +33%
Highmark Highmark Community Blue Medicare $491.13 ↑ +41%
Amerihealth Amerihealth Medicaid HC $501.60 ↑ +44%
Amerihealth Amerihealth Medicaid CHC $501.60 ↑ +44%
Highmark Highmark Performance Blue $515.26 ↑ +48%
Highmark Highmark Performance Blue Enhanced $515.26 ↑ +48%
Highmark Highmark Connect Blue $555.69 ↑ +59%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $559.79 ↑ +61%
Highmark Highmark Community Blue $586.57 ↑ +68%
Highmark Highmark Indemnity $586.57 ↑ +68%
Highmark Highmark Managed Care $586.57 ↑ +68%
Aetna Aetna Commercial $679.18 ↑ +95%
Highmark Highmark Blue High Performance $762.58 ↑ +119%
Cigna Cigna Commercial $902.34 ↑ +159%
United Healthcare United Healthcare Navigate Nexus Commercial $1,027.77 ↑ +195%
United Healthcare United Healthcare Of OH Medicaid $1,083.57 ↑ +211%
United Healthcare United Healthcare CHIP $1,241.60 ↑ +256%

Visitor-reported prices

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Treatment of retinal lesion at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $353.74 $0.01 – $686.90
Harlem Hospital Center New York $353.74 $0.01 – $645.00
Kings County Hospital Center Brooklyn $353.74 $0.01 – $686.90
Lincoln Medical Center Bronx $353.74 $0.01 – $645.00
Metropolitan Hospital Center New York $353.74 $0.01 – $645.00
Queens Hospital Center Jamaica $353.74 $0.01 – $711.50
Woodhull Medical Center Brooklyn $353.74 $0.01 – $711.50
South Brooklyn Health Brooklyn $353.74 $0.01 – $645.00

All New-york hospitals for this procedure →