Treat spinal cord lesion at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$96.36

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$438.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$12.70 with Univera vs $2,022.78 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Healthy New York $12.70 ↓ -87%
Univera Univera Essential Plan $12.70 ↓ -87%
Univera Univera Medicare $15.42 ↓ -84%
Univera Univera Commercial $18.14 ↓ -81%
Amerihealth Amerihealth Caritas Medicare (NY) $133.12 ↑ +38%
Amerihealth Amerihealth Caritas D-SNP Medicare $133.12 ↑ +38%
Highmark Highmark Community Blue Medicare $135.93 ↑ +41%
Life Pittsburgh Life Pittsburgh Medicare $146.16 ↑ +52%
Highmark Highmark Security Blue $150.54 ↑ +56%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $154.93 ↑ +61%
Devoted Medicare Devoted Health Medicare Advantage $154.93 ↑ +61%
American Health Plans American Health Plans Medicare $160.78 ↑ +67%
Highmark Highmark Together Blue $161.21 ↑ +67%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $167.35 ↑ +74%
Highmark Highmark Social Mission Indemnity $170.52 ↑ +77%
Highmark Highmark Community Blue $170.52 ↑ +77%
Highmark Highmark Indemnity $170.52 ↑ +77%
Highmark Highmark Managed Care $170.52 ↑ +77%
Highmark Highmark My Blue Access $170.52 ↑ +77%
Highmark Highmark My Direct Blue $170.52 ↑ +77%
Highmark Highmark Performance Blue $170.52 ↑ +77%
Highmark Highmark Social Mission Managed Care $170.52 ↑ +77%
Highmark Highmark Blue High Performance $170.52 ↑ +77%
Highmark Highmark Connect Blue $170.52 ↑ +77%
Geisinger Geisinger Medicaid HC $183.83 ↑ +91%
Amerihealth Amerihealth Caritas HC Medicaid $183.83 ↑ +91%
Amerihealth Amerihealth Caritas CHC Medicaid $183.83 ↑ +91%
Geisinger Geisinger CHIP $183.83 ↑ +91%
United Healthcare United Healthcare Medicaid $183.83 ↑ +91%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $190.17 ↑ +97%
Jefferson Health Plans Jefferson Health Plans $193.97 ↑ +101%
United Healthcare United Healthcare CHIP $202.85 ↑ +111%
Amerihealth Amerihealth Medicaid HC $209.19 ↑ +117%
Amerihealth Amerihealth Medicaid CHC $209.19 ↑ +117%
Cigna Cigna Commercial $246.77 ↑ +156%
United Healthcare United Healthcare Navigate Nexus Commercial $290.86 ↑ +202%
United Healthcare United Healthcare Commercial $306.65 ↑ +218%
United Healthcare United Healthcare Of OH Medicaid $306.65 ↑ +218%
Highmark Highmark Community Blue Medicare PPO $969.25 ↑ +906%
Highmark Highmark Complete Blue Medicare $969.25 ↑ +906%
Highmark Highmark Freedom Blue $979.79 ↑ +917%
Martin's Point Martin's Point $1,053.53 ↑ +993%
Aetna Aetna Medicare $1,095.67 ↑ +1037%
Highmark Highmark Community Blue Medicare HMO $1,095.67 ↑ +1037%
Highmark Highmark Together Blue Medicare $1,095.67 ↑ +1037%
Amerihealth Amerihealth Medicare New York $1,106.21 ↑ +1048%
Humana Humana Commercial $1,116.75 ↑ +1059%
United Healthcare United Healthcare Medicare I-SNP $1,127.28 ↑ +1070%
United Healthcare United Healthcare Medicare D-SNP $1,137.82 ↑ +1081%
Molina Molina Ohio $1,148.35 ↑ +1092%
Highmark Highmark Performance Blue Enhanced $1,534.58 ↑ +1493%
Aetna Aetna Commercial $2,022.78 ↑ +1999%

Visitor-reported prices

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Treat spinal cord lesion at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $1,053.53 $82.93 – $1,656.11
Harlem Hospital Center New York $1,053.53 $172.54 – $1,316.92
Kings County Hospital Center Brooklyn $1,053.53 $82.93 – $1,656.11
Lincoln Medical Center Bronx $1,053.53 $176.57 – $1,316.92
Metropolitan Hospital Center New York $1,053.53 $176.57 – $1,316.92
Queens Hospital Center Jamaica $1,053.53 $82.93 – $1,656.11
Woodhull Medical Center Brooklyn $1,053.53 $82.93 – $1,656.11
South Brooklyn Health Brooklyn $1,053.53 $176.57 – $1,316.92

All New-york hospitals for this procedure →