Treat spinal cord lesion at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$98.78

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$449.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$13.05 with Univera vs $2,022.78 with Aetna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Healthy New York $13.05 ↓ -87%
Univera Univera Essential Plan $13.05 ↓ -87%
Univera Univera Medicare $15.84 ↓ -84%
Univera Univera Commercial $18.64 ↓ -81%
Amerihealth Amerihealth Caritas D-SNP Medicare $63.00 ↓ -36%
Amerihealth Amerihealth Caritas Medicare (NY) $63.00 ↓ -36%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $79.20 ↓ -20%
United Healthcare United Healthcare Medicaid $87.00 ↓ -12%
Amerihealth Amerihealth Caritas CHC Medicaid $87.00 ↓ -12%
Amerihealth Amerihealth Caritas HC Medicaid $87.00 ↓ -12%
Geisinger Geisinger Medicaid HC $87.00 ↓ -12%
Geisinger Geisinger CHIP $87.00 ↓ -12%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $90.00 ↓ -9%
Jefferson Health Plans Jefferson Health Plans $91.80 ↓ -7%
United Healthcare United Healthcare CHIP $96.00 ↓ -3%
Amerihealth Amerihealth Medicaid HC $99.00 ↑ +0%
Amerihealth Amerihealth Medicaid CHC $99.00 ↑ +0%
Highmark Highmark Community Blue Medicare $139.22 ↑ +41%
Life Pittsburgh Life Pittsburgh Medicare $149.70 ↑ +52%
Highmark Highmark Security Blue $154.19 ↑ +56%
Devoted Medicare Devoted Health Medicare Advantage $158.68 ↑ +61%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $158.68 ↑ +61%
American Health Plans American Health Plans Medicare $164.67 ↑ +67%
Highmark Highmark Together Blue $166.07 ↑ +68%
Highmark Highmark Managed Care $175.67 ↑ +78%
Highmark Highmark My Blue Access $175.67 ↑ +78%
Highmark Highmark My Direct Blue $175.67 ↑ +78%
Highmark Highmark Performance Blue $175.67 ↑ +78%
Highmark Highmark Connect Blue $175.67 ↑ +78%
Highmark Highmark Social Mission Indemnity $175.67 ↑ +78%
Highmark Highmark Social Mission Managed Care $175.67 ↑ +78%
Highmark Highmark Community Blue $175.67 ↑ +78%
Highmark Highmark Indemnity $175.67 ↑ +78%
Highmark Highmark Blue High Performance $175.67 ↑ +78%
Cigna Cigna Commercial $253.77 ↑ +157%
United Healthcare United Healthcare Navigate Nexus Commercial $310.66 ↑ +214%
United Healthcare United Healthcare Of OH Medicaid $327.53 ↑ +232%
United Healthcare United Healthcare Commercial $327.53 ↑ +232%
Highmark Highmark Complete Blue Medicare $969.25 ↑ +881%
Highmark Highmark Community Blue Medicare PPO $969.25 ↑ +881%
Highmark Highmark Freedom Blue $979.79 ↑ +892%
Martin's Point Martin's Point $1,053.53 ↑ +967%
Highmark Highmark Community Blue Medicare HMO $1,095.67 ↑ +1009%
Highmark Highmark Together Blue Medicare $1,095.67 ↑ +1009%
Aetna Aetna Medicare $1,095.67 ↑ +1009%
Amerihealth Amerihealth Medicare New York $1,106.21 ↑ +1020%
Humana Humana Commercial $1,116.75 ↑ +1031%
United Healthcare United Healthcare Medicare I-SNP $1,127.28 ↑ +1041%
United Healthcare United Healthcare Medicare D-SNP $1,137.82 ↑ +1052%
Molina Molina Ohio $1,148.35 ↑ +1063%
Highmark Highmark Performance Blue Enhanced $1,534.58 ↑ +1454%
Aetna Aetna Commercial $2,022.78 ↑ +1948%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Treat spinal cord lesion at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $1,053.53 $87.96 – $1,656.11
Kings County Hospital Center Brooklyn $1,053.53 $87.96 – $1,656.11
Lincoln Medical Center Bronx $1,053.53 $182.05 – $1,316.92
Metropolitan Hospital Center New York $1,053.53 $182.05 – $1,316.92
Queens Hospital Center Jamaica $1,053.53 $87.96 – $1,656.11
Woodhull Medical Center Brooklyn $1,053.53 $87.96 – $1,656.11
South Brooklyn Health Brooklyn $1,053.53 $182.05 – $1,316.92
North Central Bronx Bronx $1,053.53 $182.05 – $1,656.11

All New-york hospitals for this procedure →