Treat humerus fracture at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$313.94

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,427.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$23.21 with Amerihealth vs $3,636.21 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Amerihealth Amerihealth Medicaid CHC $23.21 ↓ -93%
Amerihealth Amerihealth Medicaid HC $23.21 ↓ -93%
Univera Univera Essential Plan $41.28 ↓ -87%
Univera Univera Healthy New York $41.28 ↓ -87%
Univera Univera Medicare $54.06 ↓ -83%
Univera Univera Commercial $60.71 ↓ -81%
Amerihealth Amerihealth Caritas D-SNP Medicare $182.18 ↓ -42%
Amerihealth Amerihealth Caritas Medicare (NY) $182.18 ↓ -42%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $229.02 ↓ -27%
Geisinger Geisinger Medicaid HC $251.58 ↓ -20%
Amerihealth Amerihealth Caritas CHC Medicaid $251.58 ↓ -20%
Amerihealth Amerihealth Caritas HC Medicaid $251.58 ↓ -20%
United Healthcare United Healthcare Medicaid $251.58 ↓ -20%
Geisinger Geisinger CHIP $251.58 ↓ -20%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $260.25 ↓ -17%
Jefferson Health Plans Jefferson Health Plans $265.45 ↓ -15%
Highmark Highmark Community Blue Medicare $442.22 ↑ +41%
Life Pittsburgh Life Pittsburgh Medicare $475.50 ↑ +51%
Highmark Highmark Security Blue $489.77 ↑ +56%
Devoted Medicare Devoted Health Medicare Advantage $504.03 ↑ +61%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $504.03 ↑ +61%
American Health Plans American Health Plans Medicare $523.05 ↑ +67%
Highmark Highmark Together Blue $532.95 ↑ +70%
Highmark Highmark Managed Care $563.76 ↑ +80%
Highmark Highmark My Blue Access $563.76 ↑ +80%
Highmark Highmark My Direct Blue $563.76 ↑ +80%
Highmark Highmark Performance Blue $563.76 ↑ +80%
Highmark Highmark Blue High Performance $563.76 ↑ +80%
Highmark Highmark Social Mission Indemnity $563.76 ↑ +80%
Highmark Highmark Social Mission Managed Care $563.76 ↑ +80%
Highmark Highmark Connect Blue $563.76 ↑ +80%
Highmark Highmark Indemnity $563.76 ↑ +80%
Highmark Highmark Community Blue $563.76 ↑ +80%
Cigna Cigna Commercial $803.69 ↑ +156%
United Healthcare United Healthcare Navigate Nexus Commercial $889.12 ↑ +183%
United Healthcare United Healthcare Commercial $937.40 ↑ +199%
United Healthcare United Healthcare Of OH Medicaid $937.40 ↑ +199%
United Healthcare United Healthcare CHIP $1,241.60 ↑ +295%
Highmark Highmark Community Blue Medicare PPO $1,742.35 ↑ +455%
Highmark Highmark Complete Blue Medicare $1,742.35 ↑ +455%
Highmark Highmark Freedom Blue $1,761.29 ↑ +461%
Martin's Point Martin's Point $1,893.86 ↑ +503%
Aetna Aetna Medicare $1,969.62 ↑ +527%
Highmark Highmark Together Blue Medicare $1,969.62 ↑ +527%
Highmark Highmark Community Blue Medicare HMO $1,969.62 ↑ +527%
Amerihealth Amerihealth Medicare New York $1,988.55 ↑ +533%
Humana Humana Commercial $2,007.49 ↑ +539%
United Healthcare United Healthcare Medicare I-SNP $2,026.43 ↑ +545%
United Healthcare United Healthcare Medicare D-SNP $2,045.37 ↑ +552%
Molina Molina Ohio $2,064.31 ↑ +558%
Highmark Highmark Performance Blue Enhanced $2,758.60 ↑ +779%
Aetna Aetna Commercial $3,636.21 ↑ +1058%

Visitor-reported prices

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Treat humerus fracture at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $1,893.86 $220.50 – $3,010.85
Harlem Hospital Center New York $1,893.86 $220.50 – $2,268.17
Kings County Hospital Center Brooklyn $1,893.86 $220.50 – $3,010.85
Lincoln Medical Center Bronx $1,893.86 $220.50 – $2,268.17
Metropolitan Hospital Center New York $1,893.86 $220.50 – $2,268.17
UPMC Chautauqua Jamestown $1,484.40 $216.88 – $2,226.60
Queens Hospital Center Jamaica $1,893.86 $220.50 – $3,010.85
Woodhull Medical Center Brooklyn $1,893.86 $220.50 – $3,010.85

All New-york hospitals for this procedure →