Treat elbow fracture at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$424.82

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,931.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8.00 with Amerihealth vs $16,230.92 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Amerihealth Amerihealth Medicaid CHC $8.00 ↓ -98%
Amerihealth Amerihealth Medicaid HC $8.00 ↓ -98%
Univera Univera Essential Plan $55.54 ↓ -87%
Univera Univera Healthy New York $55.54 ↓ -87%
Univera Univera Medicare $72.74 ↓ -83%
Univera Univera Commercial $81.68 ↓ -81%
Amerihealth Amerihealth Caritas D-SNP Medicare $93.98 ↓ -78%
Amerihealth Amerihealth Caritas Medicare (NY) $93.98 ↓ -78%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $118.14 ↓ -72%
Geisinger Geisinger CHIP $129.78 ↓ -69%
Amerihealth Amerihealth Caritas CHC Medicaid $129.78 ↓ -69%
Amerihealth Amerihealth Caritas HC Medicaid $129.78 ↓ -69%
Geisinger Geisinger Medicaid HC $129.78 ↓ -69%
United Healthcare United Healthcare Medicaid $129.78 ↓ -69%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $134.25 ↓ -68%
Jefferson Health Plans Jefferson Health Plans $136.94 ↓ -68%
Highmark Highmark Together Blue $716.03 ↑ +69%
Highmark Highmark Community Blue $757.44 ↑ +78%
Highmark Highmark Indemnity $757.44 ↑ +78%
Highmark Highmark Managed Care $757.44 ↑ +78%
Highmark Highmark My Blue Access $757.44 ↑ +78%
Highmark Highmark My Direct Blue $757.44 ↑ +78%
Highmark Highmark Performance Blue $757.44 ↑ +78%
Highmark Highmark Social Mission Indemnity $757.44 ↑ +78%
Highmark Highmark Social Mission Managed Care $757.44 ↑ +78%
Highmark Highmark Blue High Performance $757.44 ↑ +78%
Highmark Highmark Connect Blue $757.44 ↑ +78%
Cigna Cigna Commercial $1,083.92 ↑ +155%
United Healthcare United Healthcare Navigate Nexus Commercial $1,224.60 ↑ +188%
United Healthcare United Healthcare CHIP $1,241.60 ↑ +192%
United Healthcare United Healthcare Commercial $1,291.09 ↑ +204%
United Healthcare United Healthcare Of OH Medicaid $1,291.09 ↑ +204%
Highmark Highmark Complete Blue Medicare $7,777.32 ↑ +1731%
Highmark Highmark Community Blue Medicare PPO $7,777.32 ↑ +1731%
Highmark Highmark Freedom Blue $7,861.85 ↑ +1751%
American Health Plans American Health Plans Medicare $8,453.60 ↑ +1890%
Life Pittsburgh Life Pittsburgh Medicare $8,453.60 ↑ +1890%
Martin's Point Martin's Point $8,453.60 ↑ +1890%
Devoted Medicare Devoted Health Medicare Advantage $8,707.21 ↑ +1950%
Highmark Highmark Community Blue Medicare HMO $8,791.75 ↑ +1970%
Aetna Aetna Medicare $8,791.75 ↑ +1970%
Highmark Highmark Together Blue Medicare $8,791.75 ↑ +1970%
Highmark Highmark Security Blue $8,791.75 ↑ +1970%
Amerihealth Amerihealth Medicare New York $8,876.28 ↑ +1989%
Humana Humana Commercial $8,960.82 ↑ +2009%
United Healthcare United Healthcare Medicare I-SNP $9,045.36 ↑ +2029%
United Healthcare United Healthcare Medicare D-SNP $9,129.89 ↑ +2049%
Molina Molina Ohio $9,214.43 ↑ +2069%
Highmark Highmark Performance Blue Enhanced $12,313.52 ↑ +2799%
Aetna Aetna Commercial $16,230.92 ↑ +3721%

Visitor-reported prices

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Treat elbow fracture at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $8,453.60 $486.35 – $13,586.72
Harlem Hospital Center New York $8,453.60 $786.88 – $10,235.33
Kings County Hospital Center Brooklyn $8,453.60 $486.35 – $13,586.72
Lincoln Medical Center Bronx $8,453.60 $812.68 – $10,235.33
Metropolitan Hospital Center New York $8,453.60 $812.68 – $10,235.33
Queens Hospital Center Jamaica $8,453.60 $486.35 – $13,586.72
Woodhull Medical Center Brooklyn $8,453.60 $486.35 – $13,586.72
South Brooklyn Health Brooklyn $8,453.60 $812.68 – $10,235.33

All New-york hospitals for this procedure →