Treat big toe fracture at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$309.32

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,406.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$40.92 with Univera vs $7,371.92 with Aetna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Essential Plan $40.92 ↓ -87%
Univera Univera Healthy New York $40.92 ↓ -87%
Univera Univera Medicare $53.59 ↓ -83%
Univera Univera Commercial $60.18 ↓ -81%
Amerihealth Amerihealth Caritas D-SNP Medicare $174.83 ↓ -43%
Amerihealth Amerihealth Caritas Medicare (NY) $174.83 ↓ -43%
Amerihealth Amerihealth Medicaid HC $189.00 ↓ -39%
Amerihealth Amerihealth Medicaid CHC $189.00 ↓ -39%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $219.78 ↓ -29%
Geisinger Geisinger Medicaid HC $241.43 ↓ -22%
Amerihealth Amerihealth Caritas CHC Medicaid $241.43 ↓ -22%
Amerihealth Amerihealth Caritas HC Medicaid $241.43 ↓ -22%
United Healthcare United Healthcare Medicaid $241.43 ↓ -22%
Geisinger Geisinger CHIP $241.43 ↓ -22%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $249.75 ↓ -19%
Jefferson Health Plans Jefferson Health Plans $254.75 ↓ -18%
Highmark Highmark Community Blue Medicare $435.80 ↑ +41%
Life Pittsburgh Life Pittsburgh Medicare $468.60 ↑ +51%
Highmark Highmark Security Blue $482.66 ↑ +56%
Devoted Medicare Devoted Health Medicare Advantage $496.72 ↑ +61%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $496.72 ↑ +61%
American Health Plans American Health Plans Medicare $515.46 ↑ +67%
Highmark Highmark Together Blue $522.86 ↑ +69%
Highmark Highmark Managed Care $553.10 ↑ +79%
Highmark Highmark My Blue Access $553.10 ↑ +79%
Highmark Highmark My Direct Blue $553.10 ↑ +79%
Highmark Highmark Performance Blue $553.10 ↑ +79%
Highmark Highmark Blue High Performance $553.10 ↑ +79%
Highmark Highmark Social Mission Indemnity $553.10 ↑ +79%
Highmark Highmark Social Mission Managed Care $553.10 ↑ +79%
Highmark Highmark Connect Blue $553.10 ↑ +79%
Highmark Highmark Indemnity $553.10 ↑ +79%
Highmark Highmark Community Blue $553.10 ↑ +79%
Cigna Cigna Commercial $795.61 ↑ +157%
United Healthcare United Healthcare Navigate Nexus Commercial $905.95 ↑ +193%
United Healthcare United Healthcare Commercial $955.13 ↑ +209%
United Healthcare United Healthcare Of OH Medicaid $955.13 ↑ +209%
United Healthcare United Healthcare CHIP $2,059.20 ↑ +566%
Highmark Highmark Community Blue Medicare PPO $3,532.38 ↑ +1042%
Highmark Highmark Complete Blue Medicare $3,532.38 ↑ +1042%
Highmark Highmark Freedom Blue $3,570.77 ↑ +1054%
Martin's Point Martin's Point $3,839.54 ↑ +1141%
Aetna Aetna Medicare $3,993.12 ↑ +1191%
Highmark Highmark Together Blue Medicare $3,993.12 ↑ +1191%
Highmark Highmark Community Blue Medicare HMO $3,993.12 ↑ +1191%
Amerihealth Amerihealth Medicare New York $4,031.52 ↑ +1203%
Humana Humana Commercial $4,069.91 ↑ +1216%
United Healthcare United Healthcare Medicare I-SNP $4,108.31 ↑ +1228%
United Healthcare United Healthcare Medicare D-SNP $4,146.71 ↑ +1241%
Molina Molina Ohio $4,185.10 ↑ +1253%
Highmark Highmark Performance Blue Enhanced $5,592.68 ↑ +1708%
Aetna Aetna Commercial $7,371.92 ↑ +2283%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Treat big toe fracture at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $3,839.54 $0.01 – $6,126.58
Kings County Hospital Center Brooklyn $3,839.54 $0.01 – $6,126.58
Lincoln Medical Center Bronx $3,839.54 $0.01 – $4,615.36
Metropolitan Hospital Center New York $3,839.54 $0.01 – $4,615.36
Queens Hospital Center Jamaica $3,839.54 $0.01 – $6,126.58
Woodhull Medical Center Brooklyn $3,839.54 $0.01 – $6,126.58
South Brooklyn Health Brooklyn $3,839.54 $0.01 – $4,615.36
North Central Bronx Bronx $3,839.54 $0.01 – $6,126.58

All New-york hospitals for this procedure →