Transfer of embryo at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$130.46

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$593.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$171.55 with Univera vs $691.14 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Essential Plan $171.55 ↑ +31%
Univera Univera Healthy New York $171.55 ↑ +31%
Highmark Highmark Together Blue $183.62 ↑ +41%
Highmark Highmark Community Blue Medicare $183.77 ↑ +41%
Life Pittsburgh Life Pittsburgh Medicare $197.60 ↑ +51%
Highmark Highmark Security Blue $203.53 ↑ +56%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $209.46 ↑ +61%
Devoted Medicare Devoted Health Medicare Advantage $209.46 ↑ +61%
Univera Univera Medicare $215.42 ↑ +65%
American Health Plans American Health Plans Medicare $217.36 ↑ +67%
Univera Univera Commercial $240.78 ↑ +85%
Highmark Highmark Blue High Performance $260.62 ↑ +100%
Highmark Highmark My Direct Blue $260.62 ↑ +100%
Highmark Highmark Performance Blue $260.62 ↑ +100%
Highmark Highmark Community Blue $260.62 ↑ +100%
Highmark Highmark Social Mission Indemnity $260.62 ↑ +100%
Highmark Highmark Social Mission Managed Care $260.62 ↑ +100%
Highmark Highmark Connect Blue $260.62 ↑ +100%
Highmark Highmark Indemnity $260.62 ↑ +100%
Highmark Highmark Managed Care $260.62 ↑ +100%
Highmark Highmark My Blue Access $260.62 ↑ +100%
United Healthcare United Healthcare CHIP $284.96 ↑ +118%
United Healthcare United Healthcare Medicaid $284.96 ↑ +118%
Highmark Highmark Community Blue Medicare PPO $331.17 ↑ +154%
Highmark Highmark Complete Blue Medicare $331.17 ↑ +154%
Highmark Highmark Freedom Blue $334.77 ↑ +157%
Cigna Cigna Commercial $337.37 ↑ +159%
Martin's Point Martin's Point $359.97 ↑ +176%
United Healthcare United Healthcare Commercial $370.77 ↑ +184%
Aetna Aetna Medicare $374.36 ↑ +187%
Highmark Highmark Together Blue Medicare $374.36 ↑ +187%
Highmark Highmark Community Blue Medicare HMO $374.36 ↑ +187%
Amerihealth Amerihealth Medicare New York $377.96 ↑ +190%
Amerihealth Amerihealth Caritas D-SNP Medicare $377.96 ↑ +190%
Humana Humana Commercial $381.56 ↑ +192%
United Healthcare United Healthcare Medicare I-SNP $385.16 ↑ +195%
United Healthcare United Healthcare Medicare D-SNP $388.76 ↑ +198%
Molina Molina Ohio $392.36 ↑ +201%
United Healthcare United Healthcare Navigate Nexus Commercial $395.01 ↑ +203%
United Healthcare United Healthcare Of OH Medicaid $416.45 ↑ +219%
Highmark Highmark Performance Blue Enhanced $524.33 ↑ +302%
Aetna Aetna Commercial $691.14 ↑ +430%

Visitor-reported prices

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Transfer of embryo at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $359.97 $236.62 – $760.78
Harlem Hospital Center New York $359.97 $236.62 – $760.78
Kings County Hospital Center Brooklyn $359.97 $243.90 – $760.78
Lincoln Medical Center Bronx $359.97 $243.90 – $760.78
Metropolitan Hospital Center New York $359.97 $243.90 – $760.78
Queens Hospital Center Jamaica $359.97 $234.44 – $760.78
Woodhull Medical Center Brooklyn $359.97 $243.90 – $760.78
South Brooklyn Health Brooklyn $359.97 $243.90 – $760.78

All New-york hospitals for this procedure →