Tprnl balo cntnc dev uni at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$241.12

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$1,096.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$31.77 with Univera vs $21,010.00 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Healthy New York $31.77 ↓ -87%
Univera Univera Essential Plan $31.77 ↓ -87%
Univera Univera Medicare $38.75 ↓ -84%
Univera Univera Commercial $50.46 ↓ -79%
United Healthcare United Healthcare Navigate Nexus Commercial $691.59 ↑ +187%
Cigna Cigna Commercial $698.05 ↑ +190%
United Healthcare United Healthcare Of OH Medicaid $729.13 ↑ +202%
United Healthcare United Healthcare Commercial $729.13 ↑ +202%
Highmark Highmark Together Blue $5,581.88 ↑ +2215%
United Healthcare United Healthcare Medicaid $8,352.14 ↑ +3364%
United Healthcare United Healthcare CHIP $8,352.14 ↑ +3364%
Highmark Highmark My Direct Blue $9,550.80 ↑ +3861%
Highmark Highmark Community Blue Medicare PPO $10,067.29 ↑ +4075%
Highmark Highmark Complete Blue Medicare $10,067.29 ↑ +4075%
Highmark Highmark Freedom Blue $10,176.72 ↑ +4121%
Martin's Point Martin's Point $10,942.71 ↑ +4438%
American Health Plans American Health Plans Medicare $10,942.71 ↑ +4438%
Life Pittsburgh Life Pittsburgh Medicare $10,942.71 ↑ +4438%
Devoted Medicare Devoted Health Medicare Advantage $11,270.99 ↑ +4574%
Highmark Highmark Security Blue $11,380.42 ↑ +4620%
Aetna Aetna Medicare $11,380.42 ↑ +4620%
Highmark Highmark Community Blue Medicare HMO $11,380.42 ↑ +4620%
Highmark Highmark Together Blue Medicare $11,380.42 ↑ +4620%
Amerihealth Amerihealth Caritas D-SNP Medicare $11,489.84 ↑ +4665%
Amerihealth Amerihealth Medicare New York $11,489.84 ↑ +4665%
Humana Humana Commercial $11,599.27 ↑ +4711%
Highmark Highmark Social Mission Managed Care $11,649.61 ↑ +4731%
Highmark Highmark Social Mission Indemnity $11,649.61 ↑ +4731%
United Healthcare United Healthcare Medicare I-SNP $11,708.70 ↑ +4756%
United Healthcare United Healthcare Medicare D-SNP $11,818.12 ↑ +4801%
Molina Molina Ohio $11,927.55 ↑ +4847%
Highmark Highmark My Blue Access $13,370.89 ↑ +5445%
Highmark Highmark Performance Blue Enhanced $15,939.15 ↑ +6510%
Highmark Highmark Performance Blue $15,939.15 ↑ +6510%
Highmark Highmark Connect Blue $17,189.90 ↑ +7029%
Highmark Highmark Managed Care $18,145.20 ↑ +7425%
Highmark Highmark Indemnity $18,145.20 ↑ +7425%
Highmark Highmark Community Blue $18,145.20 ↑ +7425%
Aetna Aetna Commercial $21,010.00 ↑ +8614%

Visitor-reported prices

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Tprnl balo cntnc dev uni at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $10,942.71 $1,063.56 – $17,725.25
Kings County Hospital Center Brooklyn $10,942.71 $1,063.56 – $17,725.25
Lincoln Medical Center Bronx $10,942.71 $9,807.97 – $15,538.65
Metropolitan Hospital Center New York $10,942.71 $9,807.97 – $15,538.65
Queens Hospital Center Jamaica $10,942.71 $1,063.56 – $17,725.25
Woodhull Medical Center Brooklyn $10,942.71 $1,063.56 – $17,725.25
South Brooklyn Health Brooklyn $10,942.71 $9,807.97 – $15,538.65
North Central Bronx Bronx $10,942.71 $9,807.97 – $17,725.25

All New-york hospitals for this procedure →