Tlso r fram soft ant pre cst at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$219.02 with United Healthcare vs $881.37 with Highmark — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare United Healthcare Navigate Nexus Commercial $219.02 —
United Healthcare United Healthcare Commercial $230.33 —
United Healthcare United Healthcare Of OH Medicaid $230.33 —
Univera Univera Commercial $253.05 —
Univera Univera Healthy New York $253.05 —
Univera Univera Medicare $253.05 —
Univera Univera Essential Plan $253.05 —
Highmark Highmark Together Blue $308.70 —
Highmark Highmark My Direct Blue $350.52 —
Highmark Highmark Performance Blue $350.52 —
Highmark Highmark Social Mission Indemnity $350.52 —
Highmark Highmark Blue High Performance $350.52 —
Highmark Highmark Community Blue $350.52 —
Highmark Highmark Connect Blue $350.52 —
Highmark Highmark Social Mission Managed Care $350.52 —
Highmark Highmark Indemnity $350.52 —
Highmark Highmark Managed Care $350.52 —
Highmark Highmark My Blue Access $350.52 —
Highmark Highmark Complete Blue Medicare $390.87 —
Highmark Highmark Community Blue Medicare PPO $390.87 —
Highmark Highmark Freedom Blue $395.12 —
Life Pittsburgh Life Pittsburgh Medicare $424.86 —
American Health Plans American Health Plans Medicare $424.86 —
Martin's Point Martin's Point $424.86 —
Devoted Medicare Devoted Health Medicare Advantage $437.61 —
Highmark Highmark Security Blue $441.85 —
Aetna Aetna Medicare $441.85 —
Highmark Highmark Community Blue Medicare HMO $441.85 —
Highmark Highmark Together Blue Medicare $441.85 —
Amerihealth Amerihealth Medicare New York $446.10 —
Amerihealth Amerihealth Caritas D-SNP Medicare $446.10 —
Humana Humana Commercial $450.35 —
United Healthcare United Healthcare CHIP $454.22 —
United Healthcare United Healthcare Medicaid $454.22 —
United Healthcare United Healthcare Medicare I-SNP $454.60 —
United Healthcare United Healthcare Medicare D-SNP $458.85 —
Molina Molina Ohio $463.10 —
Aetna Aetna Commercial $815.73 —
Highmark Highmark Performance Blue Enhanced $881.37 —

Visitor-reported prices

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Tlso r fram soft ant pre cst at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 not published $238.12 – $484.76
Kings County Hospital Center Brooklyn not published $238.12 – $484.76
Lincoln Medical Center Bronx not published $238.12 – $484.76
Metropolitan Hospital Center New York not published $238.12 – $484.76
Queens Hospital Center Jamaica not published $318.72 – $484.76
Woodhull Medical Center Brooklyn not published $318.72 – $484.76
South Brooklyn Health Brooklyn not published $318.72 – $484.76
North Central Bronx Bronx not published $238.12 – $484.76

All New-york hospitals for this procedure →