Ther radiology tx plng cplx at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$104.94

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$477.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$137.58 with Univera vs $324.77 with United Healthcare — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Healthy New York $137.58 ↑ +31%
Univera Univera Essential Plan $137.58 ↑ +31%
Univera Univera Commercial $143.61 ↑ +37%
Univera Univera Medicare $143.61 ↑ +37%
Amerihealth Amerihealth Caritas D-SNP Medicare $155.89 ↑ +49%
Amerihealth Amerihealth Caritas Medicare (NY) $155.89 ↑ +49%
Highmark Highmark Together Blue $189.53 ↑ +81%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $195.98 ↑ +87%
Highmark Highmark Performance Blue $200.49 ↑ +91%
Highmark Highmark Blue High Performance $200.49 ↑ +91%
Highmark Highmark Community Blue $200.49 ↑ +91%
Highmark Highmark Connect Blue $200.49 ↑ +91%
Highmark Highmark Indemnity $200.49 ↑ +91%
Highmark Highmark Managed Care $200.49 ↑ +91%
Highmark Highmark My Blue Access $200.49 ↑ +91%
Highmark Highmark My Direct Blue $200.49 ↑ +91%
Highmark Highmark Social Mission Indemnity $200.49 ↑ +91%
Highmark Highmark Social Mission Managed Care $200.49 ↑ +91%
Amerihealth Amerihealth Caritas HC Medicaid $215.28 ↑ +105%
Geisinger Geisinger Medicaid HC $215.28 ↑ +105%
Geisinger Geisinger CHIP $215.28 ↑ +105%
United Healthcare United Healthcare Medicaid $215.28 ↑ +105%
Amerihealth Amerihealth Caritas CHC Medicaid $215.28 ↑ +105%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $222.70 ↑ +112%
Jefferson Health Plans Jefferson Health Plans $227.16 ↑ +116%
United Healthcare United Healthcare CHIP $237.55 ↑ +126%
Amerihealth Amerihealth Medicaid CHC $244.98 ↑ +133%
Amerihealth Amerihealth Medicaid HC $244.98 ↑ +133%
Cigna Cigna Commercial $267.52 ↑ +155%
United Healthcare United Healthcare Navigate Nexus Commercial $308.04 ↑ +194%
United Healthcare United Healthcare Of OH Medicaid $324.77 ↑ +209%
United Healthcare United Healthcare Commercial $324.77 ↑ +209%

Visitor-reported prices

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Ther radiology tx plng cplx at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 not published $120.76 – $533.37
Harlem Hospital Center New York not published $185.90 – $531.47
Kings County Hospital Center Brooklyn not published $120.76 – $531.47
Lincoln Medical Center Bronx not published $189.77 – $533.37
Metropolitan Hospital Center New York not published $189.77 – $531.47
Queens Hospital Center Jamaica not published $120.76 – $535.28
Woodhull Medical Center Brooklyn not published $120.76 – $531.47
South Brooklyn Health Brooklyn not published $189.77 – $531.47

All New-york hospitals for this procedure →