Ther fx nasal inf turbinate at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$72.82

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$331.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$9.71 with Univera vs $7,368.42 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Essential Plan $9.71 ↓ -87%
Univera Univera Healthy New York $9.71 ↓ -87%
Univera Univera Medicare $12.10 ↓ -83%
Univera Univera Commercial $12.92 ↓ -82%
Amerihealth Amerihealth Caritas D-SNP Medicare $61.95 ↓ -15%
Amerihealth Amerihealth Caritas Medicare (NY) $61.95 ↓ -15%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $77.88 ↑ +7%
Geisinger Geisinger CHIP $85.55 ↑ +17%
Amerihealth Amerihealth Caritas CHC Medicaid $85.55 ↑ +17%
Amerihealth Amerihealth Caritas HC Medicaid $85.55 ↑ +17%
Geisinger Geisinger Medicaid HC $85.55 ↑ +17%
United Healthcare United Healthcare Medicaid $85.55 ↑ +17%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $88.50 ↑ +22%
Jefferson Health Plans Jefferson Health Plans $90.27 ↑ +24%
Amerihealth Amerihealth Medicaid CHC $97.35 ↑ +34%
Amerihealth Amerihealth Medicaid HC $97.35 ↑ +34%
Highmark Highmark Together Blue $127.52 ↑ +75%
Highmark Highmark Performance Blue $134.89 ↑ +85%
Highmark Highmark Community Blue $134.89 ↑ +85%
Highmark Highmark Connect Blue $134.89 ↑ +85%
Highmark Highmark Indemnity $134.89 ↑ +85%
Highmark Highmark Managed Care $134.89 ↑ +85%
Highmark Highmark My Blue Access $134.89 ↑ +85%
Highmark Highmark My Direct Blue $134.89 ↑ +85%
Highmark Highmark Blue High Performance $134.89 ↑ +85%
Highmark Highmark Social Mission Indemnity $134.89 ↑ +85%
Highmark Highmark Social Mission Managed Care $134.89 ↑ +85%
Cigna Cigna Commercial $187.92 ↑ +158%
United Healthcare United Healthcare Navigate Nexus Commercial $211.35 ↑ +190%
United Healthcare United Healthcare Commercial $222.82 ↑ +206%
United Healthcare United Healthcare Of OH Medicaid $222.82 ↑ +206%
United Healthcare United Healthcare CHIP $1,745.60 ↑ +2297%
Highmark Highmark Community Blue Medicare PPO $3,530.70 ↑ +4749%
Highmark Highmark Complete Blue Medicare $3,530.70 ↑ +4749%
Highmark Highmark Freedom Blue $3,569.08 ↑ +4801%
American Health Plans American Health Plans Medicare $3,837.72 ↑ +5170%
Life Pittsburgh Life Pittsburgh Medicare $3,837.72 ↑ +5170%
Martin's Point Martin's Point $3,837.72 ↑ +5170%
Devoted Medicare Devoted Health Medicare Advantage $3,952.85 ↑ +5328%
Highmark Highmark Together Blue Medicare $3,991.23 ↑ +5381%
Highmark Highmark Community Blue Medicare HMO $3,991.23 ↑ +5381%
Highmark Highmark Security Blue $3,991.23 ↑ +5381%
Aetna Aetna Medicare $3,991.23 ↑ +5381%
Amerihealth Amerihealth Medicare New York $4,029.61 ↑ +5434%
Humana Humana Commercial $4,067.98 ↑ +5486%
United Healthcare United Healthcare Medicare I-SNP $4,106.36 ↑ +5539%
United Healthcare United Healthcare Medicare D-SNP $4,144.74 ↑ +5592%
Molina Molina Ohio $4,183.11 ↑ +5644%
Highmark Highmark Performance Blue Enhanced $5,590.02 ↑ +7576%
Aetna Aetna Commercial $7,368.42 ↑ +10019%

Visitor-reported prices

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Ther fx nasal inf turbinate at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $3,837.72 $72.72 – $8,277.27
Harlem Hospital Center New York $3,837.72 $133.97 – $8,277.27
Kings County Hospital Center Brooklyn $3,837.72 $72.72 – $8,277.27
Lincoln Medical Center Bronx $3,837.72 $137.77 – $8,277.27
Metropolitan Hospital Center New York $3,837.72 $137.77 – $8,277.27
Queens Hospital Center Jamaica $3,837.72 $72.72 – $8,277.27
Woodhull Medical Center Brooklyn $3,837.72 $72.72 – $8,277.27
South Brooklyn Health Brooklyn $3,837.72 $137.77 – $8,277.27

All New-york hospitals for this procedure →