Thaw preserved stem cells at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$18.26

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$83.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$22.99 with Univera vs $993.30 with Aetna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Essential Plan $22.99 ↑ +26%
Univera Univera Healthy New York $22.99 ↑ +26%
Univera Univera Medicare $28.40 ↑ +56%
Univera Univera Commercial $30.23 ↑ +66%
Highmark Highmark Together Blue $30.92 ↑ +69%
Highmark Highmark Managed Care $32.71 ↑ +79%
Highmark Highmark Social Mission Managed Care $32.71 ↑ +79%
Highmark Highmark Social Mission Indemnity $32.71 ↑ +79%
Highmark Highmark Blue High Performance $32.71 ↑ +79%
Highmark Highmark Community Blue $32.71 ↑ +79%
Highmark Highmark My Blue Access $32.71 ↑ +79%
Highmark Highmark Performance Blue $32.71 ↑ +79%
Highmark Highmark Connect Blue $32.71 ↑ +79%
Highmark Highmark My Direct Blue $32.71 ↑ +79%
Highmark Highmark Indemnity $32.71 ↑ +79%
Cigna Cigna Commercial $44.99 ↑ +146%
United Healthcare United Healthcare Navigate Nexus Commercial $53.03 ↑ +190%
United Healthcare United Healthcare Commercial $55.91 ↑ +206%
United Healthcare United Healthcare Of OH Medicaid $55.91 ↑ +206%
United Healthcare United Healthcare CHIP $397.97 ↑ +2079%
United Healthcare United Healthcare Medicaid $397.97 ↑ +2079%
Highmark Highmark Complete Blue Medicare $475.95 ↑ +2507%
Highmark Highmark Community Blue Medicare PPO $475.95 ↑ +2507%
Highmark Highmark Freedom Blue $481.13 ↑ +2535%
American Health Plans American Health Plans Medicare $517.34 ↑ +2733%
Life Pittsburgh Life Pittsburgh Medicare $517.34 ↑ +2733%
Martin's Point Martin's Point $517.34 ↑ +2733%
Devoted Medicare Devoted Health Medicare Advantage $532.86 ↑ +2818%
Highmark Highmark Security Blue $538.03 ↑ +2846%
Aetna Aetna Medicare $538.03 ↑ +2846%
Highmark Highmark Community Blue Medicare HMO $538.03 ↑ +2846%
Highmark Highmark Together Blue Medicare $538.03 ↑ +2846%
Amerihealth Amerihealth Medicare New York $543.21 ↑ +2875%
Amerihealth Amerihealth Caritas D-SNP Medicare $543.21 ↑ +2875%
Humana Humana Commercial $548.38 ↑ +2903%
United Healthcare United Healthcare Medicare I-SNP $553.56 ↑ +2932%
United Healthcare United Healthcare Medicare D-SNP $558.73 ↑ +2960%
Molina Molina Ohio $563.90 ↑ +2988%
Highmark Highmark Performance Blue Enhanced $753.56 ↑ +4027%
Aetna Aetna Commercial $993.30 ↑ +5340%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Thaw preserved stem cells at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $517.34 $30.00 – $1,101.42
Kings County Hospital Center Brooklyn $517.34 $30.00 – $1,101.42
Lincoln Medical Center Bronx $517.34 $30.92 – $1,101.42
Metropolitan Hospital Center New York $517.34 $30.92 – $1,101.42
Queens Hospital Center Jamaica $517.34 $30.00 – $1,101.42
Woodhull Medical Center Brooklyn $517.34 $30.00 – $1,101.42
South Brooklyn Health Brooklyn $517.34 $30.92 – $1,101.42
North Central Bronx Bronx $517.34 $30.92 – $1,101.42

All New-york hospitals for this procedure →