Test urine for lactose at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$7.48

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$34.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2.78 with Univera vs $23.34 with Highmark — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Medicare $2.78 ↓ -63%
Univera Univera Commercial $4.90 ↓ -34%
Univera Univera Essential Plan $5.25 ↓ -30%
Univera Univera Healthy New York $5.25 ↓ -30%
Highmark Highmark Community Blue $7.43 ↓ -1%
Highmark Highmark Social Mission Indemnity $7.43 ↓ -1%
Highmark Highmark Social Mission Managed Care $7.43 ↓ -1%
Highmark Highmark Together Blue $7.43 ↓ -1%
Highmark Highmark Blue High Performance $7.43 ↓ -1%
Highmark Highmark Connect Blue $7.43 ↓ -1%
Highmark Highmark Indemnity $7.43 ↓ -1%
Highmark Highmark Managed Care $7.43 ↓ -1%
Highmark Highmark My Blue Access $7.43 ↓ -1%
Highmark Highmark My Direct Blue $7.43 ↓ -1%
Highmark Highmark Performance Blue $7.43 ↓ -1%
Highmark Highmark Community Blue Medicare PPO $10.35 ↑ +38%
Highmark Highmark Complete Blue Medicare $10.35 ↑ +38%
Highmark Highmark Freedom Blue $10.46 ↑ +40%
Cigna Cigna Commercial $10.70 ↑ +43%
United Healthcare United Healthcare Medicaid $10.98 ↑ +47%
United Healthcare United Healthcare CHIP $10.98 ↑ +47%
Life Pittsburgh Life Pittsburgh Medicare $11.25 ↑ +50%
American Health Plans American Health Plans Medicare $11.25 ↑ +50%
Martin's Point Martin's Point $11.25 ↑ +50%
United Healthcare United Healthcare Commercial $11.59 ↑ +55%
Devoted Medicare Devoted Health Medicare Advantage $11.59 ↑ +55%
United Healthcare United Healthcare Navigate Nexus Commercial $11.62 ↑ +55%
Highmark Highmark Security Blue $11.70 ↑ +56%
Aetna Aetna Medicare $11.70 ↑ +56%
Highmark Highmark Community Blue Medicare HMO $11.70 ↑ +56%
Highmark Highmark Together Blue Medicare $11.70 ↑ +56%
Amerihealth Amerihealth Medicare New York $11.81 ↑ +58%
Amerihealth Amerihealth Caritas D-SNP Medicare $11.81 ↑ +58%
Humana Humana Commercial $11.93 ↑ +59%
United Healthcare United Healthcare Medicare I-SNP $12.04 ↑ +61%
United Healthcare United Healthcare Medicare D-SNP $12.15 ↑ +62%
United Healthcare United Healthcare Of OH Medicaid $12.24 ↑ +64%
Molina Molina Ohio $12.26 ↑ +64%
Aetna Aetna Commercial $21.60 ↑ +189%
Highmark Highmark Performance Blue Enhanced $23.34 ↑ +212%

Visitor-reported prices

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Test urine for lactose at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $11.25 $4.08 – $28.25
Kings County Hospital Center Brooklyn $11.25 $4.08 – $28.25
Lincoln Medical Center Bronx $11.25 $5.30 – $28.25
Metropolitan Hospital Center New York $11.25 $5.30 – $28.25
Queens Hospital Center Jamaica $11.25 $4.08 – $28.25
Woodhull Medical Center Brooklyn $11.25 $4.08 – $28.25
South Brooklyn Health Brooklyn $11.25 $7.10 – $28.25
North Central Bronx Bronx $11.25 $5.30 – $28.25

All New-york hospitals for this procedure →