Synch audio-only est sf 10 at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$19.80

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$90.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$26.20 with Univera vs $73.32 with Martin's Point — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Healthy New York $26.20 ↑ +32%
Univera Univera Essential Plan $26.20 ↑ +32%
Univera Univera Commercial $30.82 ↑ +56%
Univera Univera Medicare $30.82 ↑ +56%
Cigna Cigna Commercial $50.95 ↑ +157%
United Healthcare United Healthcare Navigate Nexus Commercial $60.72 ↑ +207%
United Healthcare United Healthcare Of OH Medicaid $64.02 ↑ +223%
United Healthcare United Healthcare Commercial $64.02 ↑ +223%
Martin's Point Martin's Point $73.32 ↑ +270%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Synch audio-only est sf 10 at other New-york hospitals

Hospital City Cash price Negotiated range
Rochester General Hospital Rochester $131.16 not published
Clifton Springs Hospital and Clinic Clifton Springs $131.16 $49.68 – $49.68
Gouverneur Hospital Gouverneur $134.14 not published
Massena Hospital Massena $134.14 not published
Canton-Potsdam Hospital Potsdam $134.14 not published
The Unity Hospital of Rochester Rochester $161.42 not published
Newark Wayne Community Hospital Newark $131.16 not published
Bellevue Hospital Center NY 10016 not published $0.01 – $645.00

All New-york hospitals for this procedure →