Surgical pathology level 6 gross & microscopic examination at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$1,911.78

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$2,451.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$17.50 with Jefferson Health Plans vs $1,856.04 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Jefferson Health Plans Jefferson Health Plans $17.50 ↓ -99%
Amerihealth Amerihealth Medicaid CHC $17.50 ↓ -99%
Amerihealth Amerihealth Medicaid HC $17.50 ↓ -99%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $26.25 ↓ -99%
Geisinger Geisinger CHIP $28.00 ↓ -99%
United Healthcare United Healthcare CHIP $28.00 ↓ -99%
Geisinger Geisinger Medicaid HC $28.00 ↓ -99%
United Healthcare United Healthcare Medicaid $28.00 ↓ -99%
Amerihealth Amerihealth Caritas Medicare (NY) $52.50 ↓ -97%
Amerihealth Amerihealth Caritas D-SNP Medicare $52.50 ↓ -97%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $66.00 ↓ -97%
Amerihealth Amerihealth Caritas CHC Medicaid $72.50 ↓ -96%
Amerihealth Amerihealth Caritas HC Medicaid $72.50 ↓ -96%
Univera Univera Healthy New York $115.97 ↓ -94%
Univera Univera Essential Plan $115.97 ↓ -94%
Univera Univera Medicare $136.44 ↓ -93%
Cigna Cigna Commercial $138.50 ↓ -93%
Univera Univera Commercial $150.08 ↓ -92%
Highmark Highmark Together Blue $156.34 ↓ -92%
Highmark Highmark Blue High Performance $165.39 ↓ -91%
Highmark Highmark Indemnity $165.39 ↓ -91%
Highmark Highmark Managed Care $165.39 ↓ -91%
Highmark Highmark My Blue Access $165.39 ↓ -91%
Highmark Highmark Performance Blue $165.39 ↓ -91%
Highmark Highmark My Direct Blue $165.39 ↓ -91%
Highmark Highmark Community Blue $165.39 ↓ -91%
Highmark Highmark Connect Blue $165.39 ↓ -91%
Highmark Highmark Social Mission Indemnity $165.39 ↓ -91%
Highmark Highmark Social Mission Managed Care $165.39 ↓ -91%
United Healthcare United Healthcare Navigate Nexus Commercial $199.97 ↓ -90%
United Healthcare United Healthcare Commercial $211.17 ↓ -89%
United Healthcare United Healthcare Of OH Medicaid $211.17 ↓ -89%
Highmark Highmark Community Blue Medicare PPO $889.35 ↓ -53%
Highmark Highmark Complete Blue Medicare $889.35 ↓ -53%
Highmark Highmark Freedom Blue $899.02 ↓ -53%
Life Pittsburgh Life Pittsburgh Medicare $966.69 ↓ -49%
Martin's Point Martin's Point $966.69 ↓ -49%
American Health Plans American Health Plans Medicare $966.69 ↓ -49%
Devoted Medicare Devoted Health Medicare Advantage $995.69 ↓ -48%
Highmark Highmark Community Blue Medicare HMO $1,005.35 ↓ -47%
Highmark Highmark Security Blue $1,005.35 ↓ -47%
Highmark Highmark Together Blue Medicare $1,005.35 ↓ -47%
Aetna Aetna Medicare $1,005.35 ↓ -47%
Amerihealth Amerihealth Medicare New York $1,015.02 ↓ -47%
Humana Humana Commercial $1,024.69 ↓ -46%
United Healthcare United Healthcare Medicare I-SNP $1,034.35 ↓ -46%
United Healthcare United Healthcare Medicare D-SNP $1,044.02 ↓ -45%
Molina Molina Ohio $1,053.69 ↓ -45%
Highmark Highmark Performance Blue Enhanced $1,408.08 ↓ -26%
Aetna Aetna Commercial $1,856.04 ↓ -3%

Visitor-reported prices

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Surgical pathology level 6 gross & microscopic examination at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $966.69 $1.00 – $1,508.58
Harlem Hospital Center New York $966.69 $1.00 – $1,508.58
Kings County Hospital Center Brooklyn $966.69 $1.00 – $1,508.58
Lincoln Medical Center Bronx $966.69 $1.00 – $1,508.58
Metropolitan Hospital Center New York $966.69 $1.00 – $1,508.58
UPMC Chautauqua Jamestown $566.40 $34.85 – $2,503.13
Queens Hospital Center Jamaica $966.69 $1.00 – $1,508.58
Woodhull Medical Center Brooklyn $966.69 $1.00 – $1,508.58

All New-york hospitals for this procedure →