Subq njx fil matrl 5.1-10cc at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$62.70

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$285.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$82.43 with Univera vs $1,390.79 with Aetna — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Essential Plan $82.43 ↑ +31%
Univera Univera Healthy New York $82.43 ↑ +31%
Highmark Highmark Community Blue Medicare $88.42 ↑ +41%
Life Pittsburgh Life Pittsburgh Medicare $95.07 ↑ +52%
Highmark Highmark Security Blue $97.92 ↑ +56%
Univera Univera Medicare $100.09 ↑ +60%
Devoted Medicare Devoted Duel Plus PA HMO D-SNP $100.77 ↑ +61%
Devoted Medicare Devoted Health Medicare Advantage $100.77 ↑ +61%
Highmark Highmark Together Blue $101.01 ↑ +61%
American Health Plans American Health Plans Medicare $104.58 ↑ +67%
Highmark Highmark Social Mission Indemnity $106.85 ↑ +70%
Highmark Highmark Blue High Performance $106.85 ↑ +70%
Highmark Highmark Community Blue $106.85 ↑ +70%
Highmark Highmark My Direct Blue $106.85 ↑ +70%
Highmark Highmark Performance Blue $106.85 ↑ +70%
Highmark Highmark Connect Blue $106.85 ↑ +70%
Highmark Highmark Social Mission Managed Care $106.85 ↑ +70%
Highmark Highmark Indemnity $106.85 ↑ +70%
Highmark Highmark Managed Care $106.85 ↑ +70%
Highmark Highmark My Blue Access $106.85 ↑ +70%
Univera Univera Commercial $108.74 ↑ +73%
Cigna Cigna Commercial $161.95 ↑ +158%
United Healthcare United Healthcare Navigate Nexus Commercial $192.32 ↑ +207%
United Healthcare United Healthcare Of OH Medicaid $202.76 ↑ +223%
United Healthcare United Healthcare Commercial $202.76 ↑ +223%
United Healthcare United Healthcare Medicaid $567.01 ↑ +804%
United Healthcare United Healthcare CHIP $567.01 ↑ +804%
Highmark Highmark Complete Blue Medicare $666.42 ↑ +963%
Highmark Highmark Community Blue Medicare PPO $666.42 ↑ +963%
Highmark Highmark Freedom Blue $673.66 ↑ +974%
Martin's Point Martin's Point $724.37 ↑ +1055%
Aetna Aetna Medicare $753.34 ↑ +1101%
Highmark Highmark Together Blue Medicare $753.34 ↑ +1101%
Highmark Highmark Community Blue Medicare HMO $753.34 ↑ +1101%
Amerihealth Amerihealth Medicare New York $760.59 ↑ +1113%
Amerihealth Amerihealth Caritas D-SNP Medicare $760.59 ↑ +1113%
Humana Humana Commercial $767.83 ↑ +1125%
United Healthcare United Healthcare Medicare I-SNP $775.08 ↑ +1136%
United Healthcare United Healthcare Medicare D-SNP $782.32 ↑ +1148%
Molina Molina Ohio $789.56 ↑ +1159%
Highmark Highmark Performance Blue Enhanced $1,055.12 ↑ +1583%
Aetna Aetna Commercial $1,390.79 ↑ +2118%

Visitor-reported prices

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Subq njx fil matrl 5.1-10cc at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $755.08 $0.01 – $1,383.86
Harlem Hospital Center New York $724.37 $0.01 – $1,042.51
Kings County Hospital Center Brooklyn $755.08 $0.01 – $1,383.86
Lincoln Medical Center Bronx $724.37 $0.01 – $1,042.51
Metropolitan Hospital Center New York $724.37 $0.01 – $1,042.51
Queens Hospital Center Jamaica $755.08 $0.01 – $1,383.86
Woodhull Medical Center Brooklyn $755.08 $0.01 – $1,383.86
South Brooklyn Health Brooklyn $724.37 $0.01 – $1,042.51

All New-york hospitals for this procedure →