Strep b assay w/optic at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$8.36

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$38.00

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$8.40 with Highmark vs $26.41 with Highmark — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Highmark Highmark Connect Blue $8.40 ↑ +0%
Highmark Highmark Indemnity $8.40 ↑ +0%
Highmark Highmark Blue High Performance $8.40 ↑ +0%
Highmark Highmark Community Blue $8.40 ↑ +0%
Highmark Highmark My Direct Blue $8.40 ↑ +0%
Highmark Highmark My Blue Access $8.40 ↑ +0%
Highmark Highmark Together Blue $8.40 ↑ +0%
Highmark Highmark Managed Care $8.40 ↑ +0%
Highmark Highmark Social Mission Managed Care $8.40 ↑ +0%
Highmark Highmark Social Mission Indemnity $8.40 ↑ +0%
Highmark Highmark Performance Blue $8.40 ↑ +0%
Jefferson Health Plans Jefferson Health Plans $10.25 ↑ +23%
Amerihealth Amerihealth Medicaid CHC $10.25 ↑ +23%
Amerihealth Amerihealth Medicaid HC $10.25 ↑ +23%
Univera Univera Commercial $10.78 ↑ +29%
Univera Univera Healthy New York $10.82 ↑ +29%
Univera Univera Essential Plan $10.82 ↑ +29%
Highmark Highmark Community Blue Medicare PPO $11.71 ↑ +40%
Highmark Highmark Complete Blue Medicare $11.71 ↑ +40%
Highmark Highmark Freedom Blue $11.84 ↑ +42%
Cigna Cigna Commercial $12.28 ↑ +47%
Martin's Point Martin's Point $12.73 ↑ +52%
American Health Plans American Health Plans Medicare $12.73 ↑ +52%
Univera Univera Medicare $12.73 ↑ +52%
Life Pittsburgh Life Pittsburgh Medicare $12.73 ↑ +52%
Devoted Medicare Devoted Health Medicare Advantage $13.11 ↑ +57%
United Healthcare United Healthcare Commercial $13.11 ↑ +57%
United Healthcare United Healthcare Navigate Nexus Commercial $13.15 ↑ +57%
Highmark Highmark Together Blue Medicare $13.24 ↑ +58%
Aetna Aetna Medicare $13.24 ↑ +58%
Highmark Highmark Community Blue Medicare HMO $13.24 ↑ +58%
Highmark Highmark Security Blue $13.24 ↑ +58%
Amerihealth Amerihealth Medicare New York $13.37 ↑ +60%
Amerihealth Amerihealth Caritas D-SNP Medicare $13.37 ↑ +60%
Humana Humana Commercial $13.49 ↑ +61%
United Healthcare United Healthcare Medicare I-SNP $13.62 ↑ +63%
United Healthcare United Healthcare Medicare D-SNP $13.75 ↑ +64%
United Healthcare United Healthcare Of OH Medicaid $13.85 ↑ +66%
Molina Molina Ohio $13.88 ↑ +66%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $15.38 ↑ +84%
United Healthcare United Healthcare CHIP $16.40 ↑ +96%
United Healthcare United Healthcare Medicaid $16.40 ↑ +96%
Geisinger Geisinger Medicaid HC $16.40 ↑ +96%
Geisinger Geisinger CHIP $16.40 ↑ +96%
Aetna Aetna Commercial $24.44 ↑ +192%
Highmark Highmark Performance Blue Enhanced $26.41 ↑ +216%

Visitor-reported prices

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Strep b assay w/optic at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $12.73 $1.00 – $31.48
Kings County Hospital Center Brooklyn $12.73 $1.00 – $31.48
Lincoln Medical Center Bronx $12.73 $1.00 – $31.48
Metropolitan Hospital Center New York $12.73 $1.00 – $31.48
Queens Hospital Center Jamaica $12.73 $1.00 – $31.48
Woodhull Medical Center Brooklyn $12.73 $1.00 – $31.48
South Brooklyn Health Brooklyn $12.73 $1.00 – $31.48
North Central Bronx Bronx $12.73 $1.00 – $31.48

All New-york hospitals for this procedure →