Speech Therapy Session (one-on-one) at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

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What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$22.79 with Amerihealth vs $150.67 with Highmark — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Amerihealth Amerihealth Caritas Medicare (NY) $22.79 —
Amerihealth Amerihealth Caritas D-SNP Medicare $22.79 —
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $28.64 —
Geisinger Geisinger CHIP $31.47 —
Amerihealth Amerihealth Caritas CHC Medicaid $31.47 —
Amerihealth Amerihealth Caritas HC Medicaid $31.47 —
United Healthcare United Healthcare Medicaid $31.47 —
Geisinger Geisinger Medicaid HC $31.47 —
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $32.55 —
Jefferson Health Plans Jefferson Health Plans $33.20 —
United Healthcare United Healthcare CHIP $34.72 —
Amerihealth Amerihealth Medicaid HC $35.81 —
Amerihealth Amerihealth Medicaid CHC $35.81 —
Highmark Highmark Together Blue $52.77 —
Univera Univera Healthy New York $63.18 —
Univera Univera Essential Plan $63.18 —
Highmark Highmark Community Blue Medicare PPO $66.82 —
Highmark Highmark Complete Blue Medicare $66.82 —
Highmark Highmark Freedom Blue $67.55 —
Martin's Point Martin's Point $72.63 —
Life Pittsburgh Life Pittsburgh Medicare $72.63 —
American Health Plans American Health Plans Medicare $72.63 —
Devoted Medicare Devoted Health Medicare Advantage $74.81 —
United Healthcare United Healthcare Commercial $74.81 —
Highmark Highmark Together Blue Medicare $75.54 —
Highmark Highmark Community Blue Medicare HMO $75.54 —
Aetna Aetna Medicare $75.54 —
Highmark Highmark Security Blue $75.54 —
Amerihealth Amerihealth Medicare New York $76.26 —
Humana Humana Commercial $76.99 —
United Healthcare United Healthcare Medicare I-SNP $77.71 —
United Healthcare United Healthcare Medicare D-SNP $78.44 —
Univera Univera Medicare $78.67 —
Molina Molina Ohio $79.17 —
Univera Univera Commercial $82.89 —
Highmark Highmark My Blue Access $85.35 —
Highmark Highmark Managed Care $85.35 —
Highmark Highmark Indemnity $85.35 —
Highmark Highmark Social Mission Managed Care $85.35 —
Highmark Highmark Community Blue $85.35 —
Highmark Highmark Connect Blue $85.35 —
Highmark Highmark Social Mission Indemnity $85.35 —
Highmark Highmark Performance Blue $85.35 —
Highmark Highmark My Direct Blue $85.35 —
Highmark Highmark Blue High Performance $85.35 —
Cigna Cigna Commercial $121.75 —
Aetna Aetna Commercial $139.45 —
United Healthcare United Healthcare Navigate Nexus Commercial $142.74 —
United Healthcare United Healthcare Of OH Medicaid $150.49 —
Highmark Highmark Performance Blue Enhanced $150.67 —

Visitor-reported prices

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Speech Therapy Session (one-on-one) at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $84.38 $5.93 – $168.76
Kings County Hospital Center Brooklyn $85.34 $5.93 – $170.68
Lincoln Medical Center Bronx $85.07 $5.93 – $170.68
Metropolitan Hospital Center New York $83.73 $5.93 – $168.76
UPMC Chautauqua Jamestown $135.60 $27.12 – $203.40
Queens Hospital Center Jamaica $84.98 $5.93 – $169.96
Woodhull Medical Center Brooklyn $85.34 $5.93 – $170.68
South Brooklyn Health Brooklyn $85.07 $5.93 – $170.68

All New-york hospitals for this procedure →