Shlder disart int lock elbow at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

not published by hospital

Cash price

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Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

not published by hospital

Gross charge

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Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$2,305.22 with United Healthcare vs $9,276.44 with Highmark — same scan, same building. Share

Negotiated rates by payer
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Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
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Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
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Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
United Healthcare United Healthcare Navigate Nexus Commercial $2,305.22 —
United Healthcare United Healthcare Of OH Medicaid $2,424.20 —
United Healthcare United Healthcare Commercial $2,424.20 —
United Healthcare United Healthcare Medicaid $3,010.32 —
United Healthcare United Healthcare CHIP $3,010.32 —
Highmark Highmark Together Blue $3,249.10 —
Univera Univera Healthy New York $3,263.02 —
Univera Univera Essential Plan $3,263.02 —
Univera Univera Medicare $3,263.02 —
Univera Univera Commercial $3,263.02 —
Highmark Highmark Indemnity $3,689.11 —
Highmark Highmark Blue High Performance $3,689.11 —
Highmark Highmark Community Blue $3,689.11 —
Highmark Highmark Connect Blue $3,689.11 —
Highmark Highmark Managed Care $3,689.11 —
Highmark Highmark My Blue Access $3,689.11 —
Highmark Highmark My Direct Blue $3,689.11 —
Highmark Highmark Performance Blue $3,689.11 —
Highmark Highmark Social Mission Indemnity $3,689.11 —
Highmark Highmark Social Mission Managed Care $3,689.11 —
Highmark Highmark Community Blue Medicare PPO $4,113.92 —
Highmark Highmark Complete Blue Medicare $4,113.92 —
Highmark Highmark Freedom Blue $4,158.63 —
American Health Plans American Health Plans Medicare $4,471.65 —
Martin's Point Martin's Point $4,471.65 —
Life Pittsburgh Life Pittsburgh Medicare $4,471.65 —
Devoted Medicare Devoted Health Medicare Advantage $4,605.80 —
Highmark Highmark Security Blue $4,650.52 —
Aetna Aetna Medicare $4,650.52 —
Highmark Highmark Community Blue Medicare HMO $4,650.52 —
Highmark Highmark Together Blue Medicare $4,650.52 —
Amerihealth Amerihealth Medicare New York $4,695.23 —
Amerihealth Amerihealth Caritas D-SNP Medicare $4,695.23 —
Humana Humana Commercial $4,739.95 —
United Healthcare United Healthcare Medicare I-SNP $4,784.67 —
United Healthcare United Healthcare Medicare D-SNP $4,829.38 —
Molina Molina Ohio $4,874.10 —
Aetna Aetna Commercial $8,585.57 —
Highmark Highmark Performance Blue Enhanced $9,276.44 —

Visitor-reported prices

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Shlder disart int lock elbow at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 not published $3,070.50 – $6,250.82
Harlem Hospital Center New York not published $4,109.74 – $6,250.82
Kings County Hospital Center Brooklyn not published $4,109.74 – $6,250.82
Lincoln Medical Center Bronx not published $4,109.74 – $6,250.82
Metropolitan Hospital Center New York not published $4,109.74 – $6,250.82
Queens Hospital Center Jamaica not published $4,109.74 – $6,250.82
Woodhull Medical Center Brooklyn not published $4,109.74 – $6,250.82
South Brooklyn Health Brooklyn not published $4,109.74 – $6,250.82

All New-york hospitals for this procedure →