Rp loclzj tum 2+area 1+d img at WESTFIELD MEMORIAL HOSPITAL INC

189 EAST MAIN STREET, WESTFIELD, NY · Ahn · · NPI 1942236427

Source: hospital's published price file ↗ · Published Apr 14, 2026 · Ingested Sep 30, 2026

$20.68

Cash price

?

Discounted cash price

What a hospital charges a self-pay patient who pays directly, without going through insurance — usually well below the gross charge.

Example: A CT scan has a $3,200 gross charge but an $850 discounted cash price. Ask for it by name when scheduling — hospitals don't always advertise it up front.

Full explanation →

What you pay up front if you don't use insurance.

$94.00

Gross charge

?

Gross charge (chargemaster price)

The hospital's full, undiscounted list price — pulled from its internal "chargemaster" price list. Almost no one actually pays this.

Example: A chest X-ray has a gross charge of $1,450. The same hospital's discounted cash price for the same X-ray is $180 — the gross charge mostly anchors negotiations, not what patients pay.

Full explanation →

The hospital's undiscounted list price — almost no one pays this.

$27.66 with Univera vs $912.98 with Aetna — same scan, same building. Share

Negotiated rates by payer
?

Negotiated rate

The price a specific insurance plan agreed to pay the hospital for a service — it varies by insurer, and even by plan within the same insurer.

Example: The same knee MRI has a negotiated rate of $904 with one insurer's PPO plan and $1,509 with another's — identical hospital, identical scan.

Full explanation →

Payer
?

Payer

The insurance company footing the bill — Aetna, UnitedHealthcare, Medicare, and so on.

Example: "Blue Cross Blue Shield" is the payer. Its negotiated rate for an MRI might be $904, while a different payer's negotiated rate for the same scan is $1,509.

Full explanation →
Plan
?

Plan

The specific product an insurer sells — e.g. "Blue Cross PPO 500" — which sets your deductible, coinsurance and negotiated rates.

Example: Two people both insured by Aetna can owe very different amounts for the same MRI: $50 with an HMO plan's flat copay, or the full $1,200 toward a high-deductible PPO plan's unmet deductible.

Full explanation →
Negotiated rate vs. cash
Univera Univera Healthy New York $27.66 ↑ +34%
Univera Univera Essential Plan $27.66 ↑ +34%
Univera Univera Medicare $32.54 ↑ +57%
Univera Univera Commercial $36.12 ↑ +75%
Highmark Highmark Together Blue $36.67 ↑ +77%
Highmark Highmark Indemnity $38.80 ↑ +88%
Highmark Highmark Community Blue $38.80 ↑ +88%
Highmark Highmark Connect Blue $38.80 ↑ +88%
Highmark Highmark Social Mission Managed Care $38.80 ↑ +88%
Highmark Highmark Social Mission Indemnity $38.80 ↑ +88%
Highmark Highmark Performance Blue $38.80 ↑ +88%
Highmark Highmark My Direct Blue $38.80 ↑ +88%
Highmark Highmark My Blue Access $38.80 ↑ +88%
Highmark Highmark Managed Care $38.80 ↑ +88%
Highmark Highmark Blue High Performance $38.80 ↑ +88%
Amerihealth Amerihealth Caritas Medicare (NY) $39.19 ↑ +90%
Amerihealth Amerihealth Caritas D-SNP Medicare $39.19 ↑ +90%
Pennsylvania Health and Wellness PA Health and Wellness Medicaid CHC $49.26 ↑ +138%
Cigna Cigna Commercial $53.81 ↑ +160%
United Healthcare United Healthcare Medicaid $54.11 ↑ +162%
Amerihealth Amerihealth Caritas CHC Medicaid $54.11 ↑ +162%
Amerihealth Amerihealth Caritas HC Medicaid $54.11 ↑ +162%
Geisinger Geisinger Medicaid HC $54.11 ↑ +162%
Geisinger Geisinger CHIP $54.11 ↑ +162%
United Healthcare United Healthcare Navigate Nexus Commercial $65.94 ↑ +219%
United Healthcare United Healthcare Commercial $69.52 ↑ +236%
United Healthcare United Healthcare Of OH Medicaid $69.52 ↑ +236%
Pennsylvania Health and Wellness Pennsylvania Health and Wellness Medicaid CHC $88.50 ↑ +328%
Jefferson Health Plans Jefferson Health Plans $90.27 ↑ +337%
United Healthcare United Healthcare CHIP $94.40 ↑ +356%
Amerihealth Amerihealth Medicaid HC $97.35 ↑ +371%
Amerihealth Amerihealth Medicaid CHC $97.35 ↑ +371%
Highmark Highmark Complete Blue Medicare $437.47 ↑ +2015%
Highmark Highmark Community Blue Medicare PPO $437.47 ↑ +2015%
Highmark Highmark Freedom Blue $442.22 ↑ +2038%
Life Pittsburgh Life Pittsburgh Medicare $475.51 ↑ +2199%
Martin's Point Martin's Point $475.51 ↑ +2199%
American Health Plans American Health Plans Medicare $475.51 ↑ +2199%
Devoted Medicare Devoted Health Medicare Advantage $489.77 ↑ +2268%
Highmark Highmark Together Blue Medicare $494.53 ↑ +2291%
Highmark Highmark Community Blue Medicare HMO $494.53 ↑ +2291%
Highmark Highmark Security Blue $494.53 ↑ +2291%
Aetna Aetna Medicare $494.53 ↑ +2291%
Amerihealth Amerihealth Medicare New York $499.29 ↑ +2314%
Humana Humana Commercial $504.04 ↑ +2337%
United Healthcare United Healthcare Medicare I-SNP $508.80 ↑ +2360%
United Healthcare United Healthcare Medicare D-SNP $513.55 ↑ +2383%
Molina Molina Ohio $518.31 ↑ +2406%
Highmark Highmark Performance Blue Enhanced $692.63 ↑ +3249%
Aetna Aetna Commercial $912.98 ↑ +4315%

Visitor-reported prices

visitor-reported
Report what you paid sign in to post

Comments

Add a comment sign in to post

Rp loclzj tum 2+area 1+d img at other New-york hospitals

Hospital City Cash price Negotiated range
Bellevue Hospital Center NY 10016 $475.51 $177.34 – $748.54
Harlem Hospital Center New York $475.51 $274.81 – $748.54
Kings County Hospital Center Brooklyn $475.51 $177.34 – $748.54
Lincoln Medical Center Bronx $475.51 $282.55 – $748.54
Metropolitan Hospital Center New York $475.51 $282.55 – $748.54
Queens Hospital Center Jamaica $475.51 $177.34 – $748.54
Woodhull Medical Center Brooklyn $475.51 $177.34 – $748.54
South Brooklyn Health Brooklyn $475.51 $282.55 – $748.54

All New-york hospitals for this procedure →